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Chelmsford market report CM

The CM (Chelmsford) house price history in full, 1995 to 2026, in cash and in today's money. This page is built from the public record and nothing else: 391,889 completed sales registered with HM Land Registry in the CM postcode area (Chelmsford) since 1995, plus current ONS rental figures. There are no valuations, estimates or asking prices in it.

Sales data to July 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.

In short: 3,689 registered 2026 sales put the the CM postcode area (Chelmsford) median at £400,000, up 3% on five years earlier, with a mean of £445,500, and by floor area homes here have averaged about £4,650 per square metre over the last five years. Everything rests on 391,889 completed HM Land Registry sales since 1995, refreshed monthly; valuations and asking prices play no part.

CM is the postcode area centred on Chelmsford, taking in 25 districts. Figures this wide smooth over big local differences, so use the district reports below for anywhere specific.

Where CM sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£400,000median sold price, 2026
£4,650/m²per square metre, 5-year average
+3%cash move in five years
8,204sales, most recent 12 months
4.8%estimated gross yield

What buyers actually paid in CM

Across 3,689 registered 2026 sales, the typical (median) CM home went for £400,000. The mean is £445,500, modestly above it, the usual shape of a market with an expensive tail.

Price per square metre in CM

Measured by floor area, the last five years of CM sales average about £4,650 per square metre. Price per square metre is the fair way to compare a one-bed flat with a four-bed house, and it comes from the Energy Performance Certificate on each sold home.

Set against the £285,000 England and Wales median, CM sits 40% above the national market.

A typical CM home, priced year by year (1995 to 2026)

The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£250k£500k£750k£1.00M1995200020052010201520202026 1995: £66,000 at the time · £143,474 in today's money · 10,783 sales1996: £69,000 at the time · £145,518 in today's money · 13,393 sales1997: £74,400 at the time · £152,579 in today's money · 15,644 sales1998: £81,000 at the time · £163,504 in today's money · 14,235 sales1999: £89,600 at the time · £178,568 in today's money · 17,122 sales2000: £107,000 at the time · £209,988 in today's money · 14,670 sales2001: £122,500 at the time · £235,500 in today's money · 16,105 sales2002: £148,000 at the time · £278,461 in today's money · 16,564 sales2003: £171,000 at the time · £315,023 in today's money · 15,038 sales2004: £187,500 at the time · £340,537 in today's money · 15,394 sales2005: £195,000 at the time · £347,021 in today's money · 13,230 sales2006: £206,400 at the time · £358,284 in today's money · 16,802 sales2007: £223,000 at the time · £378,270 in today's money · 15,931 sales2008: £220,000 at the time · £360,626 in today's money · 7,962 sales2009: £208,000 at the time · £334,362 in today's money · 8,557 sales2010: £230,000 at the time · £360,699 in today's money · 9,222 sales2011: £228,000 at the time · £344,192 in today's money · 8,926 sales2012: £232,000 at the time · £341,475 in today's money · 8,959 sales2013: £238,200 at the time · £342,746 in today's money · 10,694 sales2014: £250,000 at the time · £354,669 in today's money · 12,596 sales2015: £285,000 at the time · £402,705 in today's money · 12,778 sales2016: £315,100 at the time · £440,828 in today's money · 12,198 sales2017: £340,000 at the time · £463,726 in today's money · 11,299 sales2018: £350,000 at the time · £466,557 in today's money · 11,226 sales2019: £350,000 at the time · £458,766 in today's money · 10,914 sales2020: £375,000 at the time · £486,570 in today's money · 10,109 sales2021: £387,500 at the time · £490,625 in today's money · 14,856 sales2022: £405,000 at the time · £474,909 in today's money · 12,582 sales2023: £396,000 at the time · £435,107 in today's money · 9,188 sales2024: £400,000 at the time · £425,282 in today's money · 10,100 sales2025: £415,000 at the time · £424,924 in today's money · 11,123 sales2026: £400,000 at the time · £400,000 in today's money · 3,689 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£400,000£400,0003,689
2025£415,000£424,92411,123
2024£400,000£425,28210,100
2023£396,000£435,1079,188
2022£405,000£474,90912,582
2021£387,500£490,62514,856
2020£375,000£486,57010,109
2019£350,000£458,76610,914
2018£350,000£466,55711,226
2017£340,000£463,72611,299
2016£315,100£440,82812,198
2015£285,000£402,70512,778
2014£250,000£354,66912,596
2013£238,200£342,74610,694
2012£232,000£341,4758,959
2011£228,000£344,1928,926
2010£230,000£360,6999,222
2009£208,000£334,3628,557
2008£220,000£360,6267,962
2007£223,000£378,27015,931
2006£206,400£358,28416,802
2005£195,000£347,02113,230
2004£187,500£340,53715,394
2003£171,000£315,02315,038
2002£148,000£278,46116,564
2001£122,500£235,50016,105
2000£107,000£209,98814,670
1999£89,600£178,56817,122
1998£81,000£163,50414,235
1997£74,400£152,57915,644
1996£69,000£145,51813,393
1995£66,000£143,47410,783

In cash terms the typical CM home went from £66,000 in 1995 to £400,000 in 2026, roughly 6 times the price. Adjusted for inflation it still comes to a real rise of roughly 179%, so homes here got dearer in substance, not only in cash. Measured in today's money the market peaked in 2021; the current median sits about 18% below that. Someone who bought at the 2021 peak has not yet seen that price back in real terms.

Year-on-year change in the CM median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+25% -10% 0% 1996 · +4.5% on the year before1997 · +7.8% on the year before1998 · +8.9% on the year before1999 · +10.6% on the year before2000 · +19.4% on the year before2001 · +14.5% on the year before2002 · +20.8% on the year before2003 · +15.5% on the year before2004 · +9.6% on the year before2005 · +4.0% on the year before2006 · +5.8% on the year before2007 · +8.0% on the year before2008 · −1.3% on the year before2009 · −5.5% on the year before2010 · +10.6% on the year before2011 · −0.9% on the year before2012 · +1.8% on the year before2013 · +2.7% on the year before2014 · +5.0% on the year before2015 · +14.0% on the year before2016 · +10.6% on the year before2017 · +7.9% on the year before2018 · +2.9% on the year before2019 · +0.0% on the year before2020 · +7.1% on the year before2021 · +3.3% on the year before2022 · +4.5% on the year before2023 · −2.2% on the year before2024 · +1.0% on the year before2025 · +3.8% on the year before2026 · −3.6% on the year before200020052010201520202026

The strongest year on record here is 2002 (+20.8% on the year before); the weakest, 2009 (−5.5%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Detached, semi, terraced, flat: four markets in one

A single median hides the split beneath it. Sales of detached houses dominate the record here, 30% of the typed total. A detached home currently trades at £580,000 against £224,000 for a flat, 2.6 times the price.

Median by property type, CM

One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.

DetachedSemi-detachedTerracedFlats
£250k£500k£750k£1.00M1995200020052010201520202026 1995: Detached £113,000 · Semi-detached £66,500 · Terraced £55,000 · Flats £41,0001996: Detached £119,000 · Semi-detached £69,000 · Terraced £55,200 · Flats £40,0001997: Detached £130,000 · Semi-detached £77,000 · Terraced £60,000 · Flats £44,0001998: Detached £142,000 · Semi-detached £85,000 · Terraced £68,000 · Flats £48,5001999: Detached £155,000 · Semi-detached £90,500 · Terraced £74,500 · Flats £56,3002000: Detached £185,000 · Semi-detached £112,000 · Terraced £88,000 · Flats £64,0002001: Detached £205,000 · Semi-detached £128,700 · Terraced £98,000 · Flats £73,5002002: Detached £245,000 · Semi-detached £154,000 · Terraced £124,800 · Flats £96,0002003: Detached £280,000 · Semi-detached £180,000 · Terraced £147,000 · Flats £114,0002004: Detached £300,000 · Semi-detached £197,500 · Terraced £161,000 · Flats £127,5002005: Detached £315,000 · Semi-detached £207,000 · Terraced £167,500 · Flats £135,0002006: Detached £330,000 · Semi-detached £217,500 · Terraced £175,000 · Flats £140,0002007: Detached £355,000 · Semi-detached £235,000 · Terraced £188,000 · Flats £155,0002008: Detached £369,700 · Semi-detached £232,500 · Terraced £190,000 · Flats £150,0002009: Detached £330,000 · Semi-detached £212,500 · Terraced £173,000 · Flats £140,0002010: Detached £360,000 · Semi-detached £236,800 · Terraced £185,000 · Flats £144,0002011: Detached £360,000 · Semi-detached £234,000 · Terraced £185,000 · Flats £139,0002012: Detached £364,800 · Semi-detached £245,000 · Terraced £190,000 · Flats £140,0002013: Detached £380,000 · Semi-detached £250,000 · Terraced £197,500 · Flats £145,0002014: Detached £400,500 · Semi-detached £275,000 · Terraced £222,000 · Flats £155,0002015: Detached £450,000 · Semi-detached £307,000 · Terraced £247,000 · Flats £175,0002016: Detached £485,000 · Semi-detached £339,000 · Terraced £275,000 · Flats £191,0002017: Detached £515,000 · Semi-detached £360,000 · Terraced £290,000 · Flats £205,0002018: Detached £520,000 · Semi-detached £370,000 · Terraced £294,000 · Flats £210,0002019: Detached £515,000 · Semi-detached £365,000 · Terraced £292,000 · Flats £218,0002020: Detached £525,000 · Semi-detached £375,000 · Terraced £305,000 · Flats £210,0002021: Detached £560,000 · Semi-detached £397,000 · Terraced £318,900 · Flats £220,0002022: Detached £600,000 · Semi-detached £425,000 · Terraced £347,500 · Flats £245,0002023: Detached £595,000 · Semi-detached £420,000 · Terraced £340,000 · Flats £232,0002024: Detached £583,300 · Semi-detached £410,000 · Terraced £340,000 · Flats £225,0002025: Detached £600,000 · Semi-detached £425,000 · Terraced £350,000 · Flats £225,2002026: Detached £580,000 · Semi-detached £420,000 · Terraced £347,500 · Flats £224,000
TypeMedian (2026)Sales that yearAll-time sales
Detached£580,0001,074116,912
Semi-detached£420,0001,047104,927
Terraced£347,50095099,590
Flats£224,00061870,460

The long view: annualised growth

PeriodCash, per yearReal terms, per year
1 years (since 2025)−3.6%−5.9%
5 years (since 2021)+0.6%−4.0%
10 years (since 2016)+2.4%−1.0%
20 years (since 2006)+3.4%+0.6%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

The turnover behind the prices

How many homes change hands

Each bar is a year's recorded sales. 2008's dip is the financial crisis, and the newest bar always grows for a while as late registrations arrive.

5,00010k15k20k 1995: 10,783 sales1996: 13,393 sales1997: 15,644 sales1998: 14,235 sales1999: 17,122 sales2000: 14,670 sales2001: 16,105 sales2002: 16,564 sales2003: 15,038 sales2004: 15,394 sales2005: 13,230 sales2006: 16,802 sales2007: 15,931 sales2008: 7,962 sales2009: 8,557 sales2010: 9,222 sales2011: 8,926 sales2012: 8,959 sales2013: 10,694 sales2014: 12,596 sales2015: 12,778 sales2016: 12,198 sales2017: 11,299 sales2018: 11,226 sales2019: 10,914 sales2020: 10,109 sales2021: 14,856 sales2022: 12,582 sales2023: 9,188 sales2024: 10,100 sales2025: 11,123 sales2026: 3,689 sales1995200020052010201520202026

The monthly pulse, last five years

Registrations by month. The repeating sawtooth is seasonality, and the right-hand edge always dips because the register lags completions.

5001,0001,5002,000 August 2021 · 891 sales registeredSeptember 2021 · 1,717 sales registeredOctober 2021 · 640 sales registeredNovember 2021 · 834 sales registeredDecember 2021 · 971 sales registeredJanuary 2022 · 802 sales registeredFebruary 2022 · 915 sales registeredMarch 2022 · 1,075 sales registeredApril 2022 · 965 sales registeredMay 2022 · 997 sales registeredJune 2022 · 1,059 sales registeredJuly 2022 · 1,106 sales registeredAugust 2022 · 1,209 sales registeredSeptember 2022 · 1,136 sales registeredOctober 2022 · 1,116 sales registeredNovember 2022 · 1,126 sales registeredDecember 2022 · 1,076 sales registeredJanuary 2023 · 746 sales registeredFebruary 2023 · 612 sales registeredMarch 2023 · 807 sales registeredApril 2023 · 635 sales registeredMay 2023 · 619 sales registeredJune 2023 · 770 sales registeredJuly 2023 · 825 sales registeredAugust 2023 · 860 sales registeredSeptember 2023 · 870 sales registeredOctober 2023 · 807 sales registeredNovember 2023 · 856 sales registeredDecember 2023 · 781 sales registeredJanuary 2024 · 560 sales registeredFebruary 2024 · 641 sales registeredMarch 2024 · 772 sales registeredApril 2024 · 690 sales registeredMay 2024 · 836 sales registeredJune 2024 · 740 sales registeredJuly 2024 · 926 sales registeredAugust 2024 · 948 sales registeredSeptember 2024 · 869 sales registeredOctober 2024 · 1,123 sales registeredNovember 2024 · 1,042 sales registeredDecember 2024 · 953 sales registeredJanuary 2025 · 757 sales registeredFebruary 2025 · 910 sales registeredMarch 2025 · 1,979 sales registeredApril 2025 · 363 sales registeredMay 2025 · 717 sales registeredJune 2025 · 843 sales registeredJuly 2025 · 1,039 sales registeredAugust 2025 · 1,058 sales registeredSeptember 2025 · 889 sales registeredOctober 2025 · 980 sales registeredNovember 2025 · 819 sales registeredDecember 2025 · 769 sales registeredJanuary 2026 · 561 sales registeredFebruary 2026 · 617 sales registeredMarch 2026 · 654 sales registeredApril 2026 · 513 sales registeredMay 2026 · 535 sales registeredJune 2026 · 529 sales registeredJuly 2026 · 280 sales registered

Over the last twelve months of data, 8,204 sales completed in CM. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 15,467 sales a year before the financial crisis and 9,336 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

The rental side of CM

CM falls under Brentwood, the local authority covering most of the CM area (parts fall under Harlow and Chelmsford, where rents differ), where the ONS puts the average private rent at £1,613 a month (May 2026 figures). Size sets most of the rent: one-beds average £1,102 a month here against £2,402 for four or more bedrooms.

Average monthly rent by size, Brentwood

ONS Price Index of Private Rents, May 2026.

1 bed: £1,102 a month£1,1021 bed2 bed: £1,393 a month£1,3932 bed3 bed: £1,709 a month£1,7093 bed4+ bed: £2,402 a month£2,4024+ bed

Against the £400,000 median purchase price, a rent of £1,613 a month (£19,356 a year) works out at a 4.8% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

Common questions on CM (Chelmsford)

Are property prices falling in CM (Chelmsford)?
In CM (Chelmsford) the median moved down 4% year on year; over five years it is up 3%. The full year-by-year table since 1995 is on this page.
Is CM (Chelmsford) a good place to buy a house?
CM (Chelmsford) sold prices are up 3% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in CM (Chelmsford)?
Land Registry recorded 3,689 sales in CM (Chelmsford) in 2026, with a median sold price of £400,000. Every one is free to view at its exact address on the HomesIndex map.

Will CM prices rise from here?

No honest page predicts prices, so this one sticks to the record: the median is up 3% over five years in cash but down 18% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.

On the market in CM today

Everything above is what homes in CM sold for. The live side of the market holds 3,188 homes at the moment, listed by 13 agents publishing to HomesIndex, at a typical asking price 5% above the CM median sold price.

£420,000Typical asking price now
£400,000Median sold price
857 below what sold nearby1611 in line with nearby sales449 above nearby sales135 well above nearby sales

Of everything listed here, 28% asks less than the sold record of comparable homes. The comparison behind each listing uses recent recorded sales of similar homes close by.

"Under comparable sales" means the asking price sits below what similar homes nearby actually fetched. Treat it as the start of a conversation, never a valuation, and always view the home.

See every CM home for sale on the map →

Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.

Bedroom by bedroom: CM prices by size

What homes of each size actually sold for across the CM area, from the Land Registry record. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.

Type1 bed2 bed3 bed4 bed5 bed
Detached£417,500£550,000 (+32%)£785,000 (+43%)£1,137,500 (+45%)
Semi-detached£325,000£370,000 (+14%)£447,500 (+21%)£575,000 (+28%)£780,000 (+36%)
Terraced£292,000£335,000 (+15%)£380,000 (+13%)£492,500 (+30%)£700,000 (+42%)
Flat£202,000£280,000 (+39%)£385,000 (+38%)

Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Sizes with too few homes to be meaningful are left blank.

The risers and the fallers

The spread across the CM area is the point: the same five years treated these districts very differently.

District by district

The area medians above hide a lot. Here is every CM district with enough sales to measure, dearest first; each links to its own full report.

DistrictMedian (2026)5-yearSales
CM4 Blackmore, Fryerning£808,200+26%46
CM13 Brentwood, East Horndon£530,000+12%125
CM16 Epping, Theydon Bois£527,500-8%106
CM15 Brentwood, Doddinghurst£510,000-1%139
CM5 Chipping Ongar, High Ongar£500,000+4%48
CM12 Billericay (West), Little Burstead£459,500-5%148
CM11 Billericay (East), Great Burstead£455,000-1%96
CM21 Sawbridgeworth£450,000+13%57
CM22 Bishop's Stortford, Sheering£445,000-8%57
CM6 Great Dunmow, Felsted£432,500+1%173
CM23 Bishop's Stortford, Thorley£422,000+0%239
CM24 Stansted Mountfitchet, Stansted Airport£420,000+1%51
CM3 Hatfield Peverel, South Woodham Ferrers£415,000+0%310
CM14 Brentwood, Warley£411,200+3%132
CM77 Braintree, Great Notley£402,500+6%86
CM17 Harlow, Old Harlow£400,000+3%173
CM1 Chelmsford, Writtle£398,000+8%331
CM9 Maldon, Tollesbury£375,000+9%167
CM2 Chelmsford£370,000+4%342
CM19 Harlow, Roydon£354,500+18%64
CM0 Burnham-on-Crouch, Southminster£350,000+0%100
CM18 Harlow£325,000+16%116
CM20 Harlow, Gilston£325,000+10%88
CM7 Braintree, Finchingfield£320,000+7%278
CM8 Witham£315,000+5%217

Thinking of selling in CM? Get a rough value first

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at CM's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

Local estate agents: one agent per district gets the featured spot on this report, free for founding agents. Claim CM.

Keep digging

The AI answers from the same Land Registry data this report is built on, already scoped to CM. Free after a one click sign in.

Two maps carry on from here: every CM sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.