Where £300k actually gets you, on the 2025 sold-price record
£300,000 covers the typical sale in 52% of postcode districts, down from 78% a decade ago. Which type of home you buy moves that figure far more than which part of the country you buy in.
£300,000 is roughly what a couple on two decent salaries can borrow with a deposit behind them. It is a fixed sum in a market that moves, so the share of the country it reaches changes every year.
It covers just over half the country
Across every postcode district with enough recent sales to give a reliable median, the typical 2025 sale came in at £300,000 or less in 1,092 of 2,104 of them.
That share is the headline figure. What it has been doing over time is more informative.
The line stopped moving
A fixed threshold against rising prices can only lose ground, and for twenty years it did. In 2000 the figure was 99%. By 2015 it was 78%, and by 2020 it was 63%.
Since 2022 it has moved 0.3 of a percentage point in total, over 3 years. Cash prices have been close to flat across that period, so almost no districts have crossed the threshold in either direction.
It buys a flat almost anywhere and a detached house almost nowhere
Split the same districts by property type and the single national share becomes four very different ones.
Counted by districts reached rather than by national median, the spread is wider still. A flat came in at or under £300,000 in 85% of districts. A detached house did so in 14%.
| Type | Districts where the typical sale was £300,000 or less | Share |
|---|---|---|
| Flats | 1287 of 1516 | 85% |
| Terraced | 1343 of 1992 | 67% |
| Semi-detached | 1058 of 1951 | 54% |
| Detached | 254 of 1833 | 14% |
The range across property types (14% to 85%) is far wider than anything geography produces at this budget. Type is the stronger variable.
One caveat on the flat line above: every figure here is in cash. £300,000 in 2025 buys considerably less than £300,000 did a decade ago, and adjusting for inflation changes the picture.
Contains HM Land Registry data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0.