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Caldy market report CH48 5, Wirral

The CH48 5 (Caldy) house price history in full, 1995 to 2026, in cash and in today's money. Every figure on this page comes from the public record: 1,508 sales registered with HM Land Registry in CH48 5 (Wirral) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.

Covers registered sales to 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register. Page updated 19 October 2026.

In short: 23 registered 2026 sales put the CH48 5 (Wirral) median at £313,500, up 27% on five years earlier, with a mean of £363,700, and by floor area homes here have averaged about £3,360 per square metre over the last five years. Everything rests on 1,508 completed HM Land Registry sales since 1995, refreshed monthly; valuations and asking prices play no part.

CH48 5 is one sector of CH48 (Wirral): a handful of streets, and the most local view the sold record can give. The price of that locality is lumpier charts, because each year's median rests on fewer sales.

Where CH48 5 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£313,500typical sale, 2026
£3,360/m²average price per m², last 5 years
+27%cash move in five years
23sales in the last 12 months
3.2%gross rental yield (est.)

Today's CH48 5 prices, from the sold record

Take the 23 registered 2026 sales in CH48 5 and the middle price, the median, is £313,500. The mean lands at £363,700, a long way above it, which tells you a few very expensive sales are pulling the average up.

CH48 5 prices by floor area

A square metre of CH48 5 home has cost about £3,360 on average across the last five years of sales, using the floor area on each home's Energy Performance Certificate: the measure that puts a studio and a five-bed on the same footing.

The national median for England and Wales is £285,000, which puts CH48 5 10% above the country at large.

The price of a typical CH48 5 home, 1995 to 2026

The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £49,000 at the time · £106,518 in today's money · 31 sales1996: £54,400 at the time · £114,727 in today's money · 46 sales1997: £52,500 at the time · £107,667 in today's money · 57 sales1998: £60,000 at the time · £121,114 in today's money · 88 sales1999: £60,000 at the time · £119,577 in today's money · 86 sales2000: £64,000 at the time · £125,600 in today's money · 49 sales2001: £68,000 at the time · £130,727 in today's money · 69 sales2002: £90,000 at the time · £169,334 in today's money · 58 sales2003: £120,000 at the time · £221,069 in today's money · 65 sales2004: £145,000 at the time · £263,348 in today's money · 52 sales2005: £150,000 at the time · £266,940 in today's money · 36 sales2006: £153,000 at the time · £265,588 in today's money · 58 sales2007: £151,000 at the time · £256,138 in today's money · 57 sales2008: £157,000 at the time · £257,356 in today's money · 34 sales2009: £141,500 at the time · £227,462 in today's money · 36 sales2010: £153,200 at the time · £240,257 in today's money · 40 sales2011: £162,500 at the time · £245,313 in today's money · 23 sales2012: £178,500 at the time · £262,730 in today's money · 26 sales2013: £160,000 at the time · £230,224 in today's money · 27 sales2014: £163,000 at the time · £231,244 in today's money · 44 sales2015: £175,000 at the time · £247,275 in today's money · 51 sales2016: £188,700 at the time · £263,993 in today's money · 56 sales2017: £195,000 at the time · £265,960 in today's money · 53 sales2018: £195,000 at the time · £259,939 in today's money · 45 sales2019: £214,000 at the time · £280,503 in today's money · 42 sales2020: £230,400 at the time · £298,949 in today's money · 25 sales2021: £246,500 at the time · £312,101 in today's money · 54 sales2022: £270,800 at the time · £317,544 in today's money · 46 sales2023: £245,000 at the time · £269,195 in today's money · 28 sales2024: £277,500 at the time · £295,040 in today's money · 46 sales2025: £311,500 at the time · £318,949 in today's money · 57 sales2026: £313,500 at the time · £313,500 in today's money · 23 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£313,500£313,50023
2025£311,500£318,94957
2024£277,500£295,04046
2023£245,000£269,19528
2022£270,800£317,54446
2021£246,500£312,10154
2020£230,400£298,94925
2019£214,000£280,50342
2018£195,000£259,93945
2017£195,000£265,96053
2016£188,700£263,99356
2015£175,000£247,27551
2014£163,000£231,24444
2013£160,000£230,22427
2012£178,500£262,73026
2011£162,500£245,31323
2010£153,200£240,25740
2009£141,500£227,46236
2008£157,000£257,35634
2007£151,000£256,13857
2006£153,000£265,58858
2005£150,000£266,94036
2004£145,000£263,34852
2003£120,000£221,06965
2002£90,000£169,33458
2001£68,000£130,72769
2000£64,000£125,60049
1999£60,000£119,57786
1998£60,000£121,11488
1997£52,500£107,66757
1996£54,400£114,72746
1995£49,000£106,51831

In cash terms the typical CH48 5 home went from £49,000 in 1995 to £313,500 in 2026, roughly 6 times the price. Even after inflation that is a real rise of about 194%: homes here genuinely became dearer, not merely more expensive on paper.

Year-on-year change in the CH48 5 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +11.0% on the year before1997 · −3.5% on the year before1998 · +14.3% on the year before1999 · +0.0% on the year before2000 · +6.7% on the year before2001 · +6.3% on the year before2002 · +32.4% on the year before2003 · +33.3% on the year before2004 · +20.8% on the year before2005 · +3.4% on the year before2006 · +2.0% on the year before2007 · −1.3% on the year before2008 · +4.0% on the year before2009 · −9.9% on the year before2010 · +8.3% on the year before2011 · +6.1% on the year before2012 · +9.8% on the year before2013 · −10.4% on the year before2014 · +1.9% on the year before2015 · +7.4% on the year before2016 · +7.8% on the year before2017 · +3.3% on the year before2018 · +0.0% on the year before2019 · +9.7% on the year before2020 · +7.7% on the year before2021 · +7.0% on the year before2022 · +9.9% on the year before2023 · −9.5% on the year before2024 · +13.3% on the year before2025 · +12.3% on the year before2026 · +0.6% on the year before200020052010201520202026

The strongest year on record here is 2003 (+33.3% on the year before); the weakest, 2013 (−10.4%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Growth per year, over one to twenty years

PeriodCash, per yearReal terms, per year
1 year (since 2025)+0.6%−1.7%
5 years (since 2021)+4.9%+0.1%
6 years (since 2020)+5.3%+0.8%
10 years (since 2016)+5.2%+1.7%
20 years (since 2006)+3.7%+0.8%

Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.

Transaction volumes

The year-by-year sales count

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

255075100 1995: 31 sales1996: 46 sales1997: 57 sales1998: 88 sales1999: 86 sales2000: 49 sales2001: 69 sales2002: 58 sales2003: 65 sales2004: 52 sales2005: 36 sales2006: 58 sales2007: 57 sales2008: 34 sales2009: 36 sales2010: 40 sales2011: 23 sales2012: 26 sales2013: 27 sales2014: 44 sales2015: 51 sales2016: 56 sales2017: 53 sales2018: 45 sales2019: 42 sales2020: 25 sales2021: 54 sales2022: 46 sales2023: 28 sales2024: 46 sales2025: 57 sales2026: 23 sales1995200020052010201520202026

Over the last twelve months of data, 23 sales completed in CH48 5. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 56 sales a year before the financial crisis and 40 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

The rental side of CH48 5

The local authority for CH48 5 is Wirral, and its ONS average private rent currently stands at £838 a month (May 2026 figures). The spread runs from £558 a month for a typical one-bed to £1,222 at four-plus bedrooms, which is size doing most of the pricing.

Average monthly rent by size, Wirral

ONS Price Index of Private Rents, May 2026.

1 bed: £558 a month£5581 bed2 bed: £722 a month£7222 bed3 bed: £883 a month£8833 bed4+ bed: £1,222 a month£1,2224+ bed

Against the £313,500 median purchase price, a rent of £838 a month (£10,056 a year) works out at a 3.2% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

Reading the CH48 5 market

This is a thin market: 23 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. Against the CH48 district median, CH48 5 sits 16% lower, marking it as a cheaper pocket of the district.

Common questions on CH48 5 (Caldy)

Is CH48 5 (Caldy) a good place to buy a house?
CH48 5 (Caldy) sold prices are up 27% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in CH48 5 (Caldy)?
Land Registry recorded 23 sales in CH48 5 (Caldy) in 2026, with a median sold price of £313,500. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in CH48 5 (Caldy)?
In CH48 5 (Caldy) the median moved up 1% year on year; over five years it is up 27%. The full year-by-year table since 1995 is on this page.

What happens to CH48 5 prices now?

That question has no honest answer, only evidence. The evidence: the median is up 27% over five years in cash and flat after inflation. Weigh the volume chart alongside the price one before deciding anything, and bear in mind every figure is a completed sale that reached the register weeks after completion.

On the market in CH48 today

This is what you could actually buy today: 106 homes currently on the market from 3 agents publishing to HomesIndex.

These cover the whole CH48 district, not just CH48 5: live asking prices are collected per district.

£450,000Typical asking price now (CH48 district)
8 below what sold nearby36 in line with nearby sales30 above nearby sales26 well above nearby sales

8% of what is on the market here is asking below what comparable homes actually sold for. Every listing is measured against recent recorded sales of similar nearby homes.

The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.

See every CH48 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

The price of an extra bedroom in CH

The Land Registry record, split by size: what each kind of home actually sold for across the CH area. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.

Type1 bed2 bed3 bed4 bed5 bed
Detached£220,000£245,000 (+11%)£290,995 (+19%)£375,000 (+29%)£490,000 (+31%)
Semi-detached£167,500£190,000 (+13%)£220,000 (+16%)£285,000 (+30%)£365,000 (+28%)
Terraced£140,000£155,000 (+11%)£160,000 (+3%)£195,000 (+22%)£225,000 (+15%)
Flat£100,000£135,000 (+35%)£180,000 (+33%)£236,750 (+32%)£295,000 (+25%)

Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

The spread across the CH area is the point: the same five years treated these districts very differently.

Other sectors in CH48

A few minutes' walk can separate two very different markets. Here are CH48's other sectors, each with its own report:

SectorMedian (latest)Sales that year
CH48 0£318,80014
CH48 1£790,0006
CH48 2£815,0009
CH48 3£322,50024
CH48 4£390,00013
CH48 6£387,50012
CH48 7£685,0005
CH48 8£502,5008
CH48 9£340,00021

Zoom out to the full CH48 district report for the type split, monthly volumes and how CH48 compares with its neighbours.

Before you sell in CH48 5: what the record supports

Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in CH48 5, use the average prices map for a rough value: zoom from CH48 5's shading down to the sold homes on your own street. The figures above are every recorded CH48 5 sale; agents price with this same Land Registry record, and now you have it too.

Go deeper

The AI answers from the same Land Registry data this report is built on, already scoped to CH48 5. Free after a one click sign in.

The live map plots every individual CH48 5 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.