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Caldy market report CH48, Wirral

The standing CH48 (Caldy) property market report, rebuilt from the full public record every month. The raw material for this page is 9,176 HM Land Registry entries for CH48 (Wirral), going back to 1995: each an actual purchase at an actual price. Rents come from the ONS. Valuations, estimates and asking prices appear nowhere in it.

Covers registered sales to July 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.

In short: a typical CH48 (Wirral) home changed hands for £377,500 in 2026 (median of 114 registered sales, up 16% on five years earlier), with the mean at £466,500, and by floor area homes here have averaged about £3,420 per square metre over the last five years. Source: 9,176 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.

The postcode district CH48 covering Caldy, Frankby, Grange sits in Wirral. A district is the workhorse unit for reading a market: local enough to be meaningful, busy enough that the medians rest on a steady flow of sales.

Where CH48 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£377,5002026 median sold price
£3,420/m²5-year average per m²
+16%cash move in five years
221homes sold, last 12 months
2.7%gross yield, estimated

Today's CH48 prices, from the sold record

The CH48 median stands at £377,500 for 2026, built from 114 registered sales; the mean, the figure usually quoted as the "average house price", is £466,500, well clear of it: the mark of a market where a small number of costly homes drag the average upwards.

Price per square metre in CH48

By floor space, homes in CH48 have sold for about £3,420 per square metre on average over the last five years: the like-for-like measure that lets you compare a small flat with a large house, from the Energy Performance Certificate floor areas behind each sale.

For scale: the England and Wales median is £285,000, so CH48 trades 32% above the country as a whole.

The price of a typical CH48 home, 1995 to 2026

Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £64,200 at the time · £139,561 in today's money · 273 sales1996: £68,000 at the time · £143,409 in today's money · 282 sales1997: £68,000 at the time · £139,454 in today's money · 319 sales1998: £75,000 at the time · £151,393 in today's money · 382 sales1999: £80,000 at the time · £159,436 in today's money · 465 sales2000: £89,000 at the time · £174,663 in today's money · 380 sales2001: £105,000 at the time · £201,857 in today's money · 381 sales2002: £125,000 at the time · £235,186 in today's money · 442 sales2003: £148,500 at the time · £273,573 in today's money · 313 sales2004: £199,500 at the time · £362,331 in today's money · 342 sales2005: £198,000 at the time · £352,360 in today's money · 259 sales2006: £205,000 at the time · £355,854 in today's money · 329 sales2007: £215,000 at the time · £364,700 in today's money · 325 sales2008: £195,500 at the time · £320,466 in today's money · 212 sales2009: £173,500 at the time · £278,903 in today's money · 205 sales2010: £227,000 at the time · £355,994 in today's money · 201 sales2011: £224,000 at the time · £338,154 in today's money · 229 sales2012: £230,000 at the time · £338,531 in today's money · 236 sales2013: £217,800 at the time · £313,392 in today's money · 254 sales2014: £241,800 at the time · £343,036 in today's money · 254 sales2015: £249,000 at the time · £351,837 in today's money · 277 sales2016: £248,500 at the time · £347,654 in today's money · 283 sales2017: £289,500 at the time · £394,849 in today's money · 314 sales2018: £256,500 at the time · £341,919 in today's money · 269 sales2019: £271,000 at the time · £355,216 in today's money · 246 sales2020: £331,500 at the time · £430,128 in today's money · 220 sales2021: £325,000 at the time · £411,492 in today's money · 348 sales2022: £365,000 at the time · £428,004 in today's money · 281 sales2023: £352,500 at the time · £387,311 in today's money · 199 sales2024: £332,000 at the time · £352,984 in today's money · 267 sales2025: £355,000 at the time · £363,489 in today's money · 275 sales2026: £377,500 at the time · £377,500 in today's money · 114 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£377,500£377,500114
2025£355,000£363,489275
2024£332,000£352,984267
2023£352,500£387,311199
2022£365,000£428,004281
2021£325,000£411,492348
2020£331,500£430,128220
2019£271,000£355,216246
2018£256,500£341,919269
2017£289,500£394,849314
2016£248,500£347,654283
2015£249,000£351,837277
2014£241,800£343,036254
2013£217,800£313,392254
2012£230,000£338,531236
2011£224,000£338,154229
2010£227,000£355,994201
2009£173,500£278,903205
2008£195,500£320,466212
2007£215,000£364,700325
2006£205,000£355,854329
2005£198,000£352,360259
2004£199,500£362,331342
2003£148,500£273,573313
2002£125,000£235,186442
2001£105,000£201,857381
2000£89,000£174,663380
1999£80,000£159,436465
1998£75,000£151,393382
1997£68,000£139,454319
1996£68,000£143,409282
1995£64,200£139,561273

In cash terms the typical CH48 home went from £64,200 in 1995 to £377,500 in 2026, roughly 6 times the price. Inflation explains only part of it: in today's money the rise is still about 170%, a genuine increase in what a home here costs. In inflation-adjusted terms the high-water mark was 2020. The market now sits about 12% below it, so a peak-time purchase has yet to recover its real value.

Year-on-year change in the CH48 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +5.9% on the year before1997 · +0.0% on the year before1998 · +10.3% on the year before1999 · +6.7% on the year before2000 · +11.3% on the year before2001 · +18.0% on the year before2002 · +19.0% on the year before2003 · +18.8% on the year before2004 · +34.3% on the year before2005 · −0.8% on the year before2006 · +3.5% on the year before2007 · +4.9% on the year before2008 · −9.1% on the year before2009 · −11.3% on the year before2010 · +30.8% on the year before2011 · −1.3% on the year before2012 · +2.7% on the year before2013 · −5.3% on the year before2014 · +11.0% on the year before2015 · +3.0% on the year before2016 · −0.2% on the year before2017 · +16.5% on the year before2018 · −11.4% on the year before2019 · +5.7% on the year before2020 · +22.3% on the year before2021 · −2.0% on the year before2022 · +12.3% on the year before2023 · −3.4% on the year before2024 · −5.8% on the year before2025 · +6.9% on the year before2026 · +6.3% on the year before200020052010201520202026

The strongest year on record here is 2004 (+34.3% on the year before); the weakest, 2018 (−11.4%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Growth per year, over one to twenty years

PeriodCash, per yearReal terms, per year
1 years (since 2025)+6.3%+3.9%
5 years (since 2021)+3.0%−1.7%
10 years (since 2016)+4.3%+0.8%
20 years (since 2006)+3.1%+0.3%

Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.

Detached, semi, terraced, flat: four markets in one

A single median hides the split beneath it. Sales of detached houses dominate the record here, 31% of the typed total. A detached home currently trades at £640,000 against £237,000 for a flat, 2.7 times the price.

Median by property type, CH48

One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.

DetachedSemi-detachedTerracedFlats
£250k£500k£750k£1.00M1995200020052010201520202026 1995: Detached £131,200 · Semi-detached £58,800 · Terraced £48,000 · Flats £48,0001996: Detached £128,200 · Semi-detached £60,000 · Terraced £49,000 · Flats £62,0001997: Detached £130,000 · Semi-detached £60,800 · Terraced £49,000 · Flats £55,0001998: Detached £145,000 · Semi-detached £69,200 · Terraced £47,000 · Flats £63,0001999: Detached £161,800 · Semi-detached £68,600 · Terraced £56,000 · Flats £58,5002000: Detached £207,500 · Semi-detached £84,000 · Terraced £67,500 · Flats £65,2002001: Detached £190,000 · Semi-detached £90,500 · Terraced £64,000 · Flats £74,8002002: Detached £233,500 · Semi-detached £119,000 · Terraced £89,500 · Flats £84,0002003: Detached £320,000 · Semi-detached £141,500 · Terraced £95,000 · Flats £119,0002004: Detached £328,000 · Semi-detached £182,500 · Terraced £143,000 · Flats £149,0002005: Detached £350,000 · Semi-detached £180,000 · Terraced £150,500 · Flats £150,0002006: Detached £390,000 · Semi-detached £182,500 · Terraced £160,000 · Flats £159,0002007: Detached £376,000 · Semi-detached £215,000 · Terraced £168,000 · Flats £162,5002008: Detached £390,500 · Semi-detached £185,000 · Terraced £159,000 · Flats £134,2002009: Detached £339,000 · Semi-detached £171,200 · Terraced £136,800 · Flats £127,1002010: Detached £353,800 · Semi-detached £185,000 · Terraced £176,000 · Flats £150,0002011: Detached £370,000 · Semi-detached £208,500 · Terraced £169,500 · Flats £159,0002012: Detached £352,500 · Semi-detached £194,000 · Terraced £220,000 · Flats £155,0002013: Detached £345,000 · Semi-detached £190,000 · Terraced £179,000 · Flats £156,5002014: Detached £382,900 · Semi-detached £224,500 · Terraced £176,000 · Flats £152,0002015: Detached £380,000 · Semi-detached £203,500 · Terraced £182,500 · Flats £160,0002016: Detached £450,000 · Semi-detached £235,000 · Terraced £170,000 · Flats £172,0002017: Detached £470,000 · Semi-detached £218,000 · Terraced £220,500 · Flats £176,0002018: Detached £445,500 · Semi-detached £238,500 · Terraced £194,000 · Flats £155,0002019: Detached £499,800 · Semi-detached £251,000 · Terraced £208,000 · Flats £230,0002020: Detached £505,000 · Semi-detached £270,000 · Terraced £275,000 · Flats £243,5002021: Detached £585,000 · Semi-detached £300,000 · Terraced £260,000 · Flats £227,0002022: Detached £702,500 · Semi-detached £355,000 · Terraced £263,800 · Flats £234,2002023: Detached £635,000 · Semi-detached £310,000 · Terraced £228,500 · Flats £225,0002024: Detached £595,000 · Semi-detached £306,500 · Terraced £275,000 · Flats £240,0002025: Detached £582,500 · Semi-detached £350,000 · Terraced £290,000 · Flats £245,0002026: Detached £640,000 · Semi-detached £335,000 · Terraced £270,000 · Flats £237,000
TypeMedian (2026)Sales that yearAll-time sales
Detached£640,000362,865
Semi-detached£335,000362,649
Terraced£270,000171,436
Flats£237,000252,226

How many homes change hands in CH48

The year-by-year sales count

Each bar is a year's recorded sales. 2008's dip is the financial crisis, and the newest bar always grows for a while as late registrations arrive.

125250375500 1995: 273 sales1996: 282 sales1997: 319 sales1998: 382 sales1999: 465 sales2000: 380 sales2001: 381 sales2002: 442 sales2003: 313 sales2004: 342 sales2005: 259 sales2006: 329 sales2007: 325 sales2008: 212 sales2009: 205 sales2010: 201 sales2011: 229 sales2012: 236 sales2013: 254 sales2014: 254 sales2015: 277 sales2016: 283 sales2017: 314 sales2018: 269 sales2019: 246 sales2020: 220 sales2021: 348 sales2022: 281 sales2023: 199 sales2024: 267 sales2025: 275 sales2026: 114 sales1995200020052010201520202026

The monthly pulse, last five years

Registrations by month. The repeating sawtooth is seasonality, and the right-hand edge always dips because the register lags completions.

255075100 August 2021 · 23 sales registeredSeptember 2021 · 38 sales registeredOctober 2021 · 13 sales registeredNovember 2021 · 22 sales registeredDecember 2021 · 23 sales registeredJanuary 2022 · 18 sales registeredFebruary 2022 · 16 sales registeredMarch 2022 · 36 sales registeredApril 2022 · 17 sales registeredMay 2022 · 19 sales registeredJune 2022 · 16 sales registeredJuly 2022 · 34 sales registeredAugust 2022 · 29 sales registeredSeptember 2022 · 32 sales registeredOctober 2022 · 17 sales registeredNovember 2022 · 24 sales registeredDecember 2022 · 23 sales registeredJanuary 2023 · 17 sales registeredFebruary 2023 · 11 sales registeredMarch 2023 · 9 sales registeredApril 2023 · 17 sales registeredMay 2023 · 24 sales registeredJune 2023 · 20 sales registeredJuly 2023 · 12 sales registeredAugust 2023 · 28 sales registeredSeptember 2023 · 23 sales registeredOctober 2023 · 13 sales registeredNovember 2023 · 13 sales registeredDecember 2023 · 12 sales registeredJanuary 2024 · 18 sales registeredFebruary 2024 · 20 sales registeredMarch 2024 · 22 sales registeredApril 2024 · 16 sales registeredMay 2024 · 17 sales registeredJune 2024 · 16 sales registeredJuly 2024 · 28 sales registeredAugust 2024 · 30 sales registeredSeptember 2024 · 21 sales registeredOctober 2024 · 35 sales registeredNovember 2024 · 27 sales registeredDecember 2024 · 17 sales registeredJanuary 2025 · 18 sales registeredFebruary 2025 · 24 sales registeredMarch 2025 · 52 sales registeredApril 2025 · 6 sales registeredMay 2025 · 28 sales registeredJune 2025 · 20 sales registeredJuly 2025 · 20 sales registeredAugust 2025 · 21 sales registeredSeptember 2025 · 24 sales registeredOctober 2025 · 16 sales registeredNovember 2025 · 23 sales registeredDecember 2025 · 23 sales registeredJanuary 2026 · 35 sales registeredFebruary 2026 · 14 sales registeredMarch 2026 · 16 sales registeredApril 2026 · 15 sales registeredMay 2026 · 13 sales registeredJune 2026 · 14 sales registeredJuly 2026 · 7 sales registered

The register shows 221 CH48 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 346 sales a year before the financial crisis and 227 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

Reading the CH48 market

Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing. Among the 24 measurable districts of its area, CH48 ranks 2 by median price: firmly in the dearer tier.

Rents around CH48

The local authority for CH48 is Wirral, and its ONS average private rent currently stands at £838 a month (May 2026 figures). Size sets most of the rent: one-beds average £558 a month here against £1,222 for four or more bedrooms.

Average monthly rent by size, Wirral

ONS Price Index of Private Rents, May 2026.

1 bed: £558 a month£5581 bed2 bed: £722 a month£7222 bed3 bed: £883 a month£8833 bed4+ bed: £1,222 a month£1,2224+ bed

Against the £377,500 median purchase price, a rent of £838 a month (£10,056 a year) works out at a 2.7% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

What people ask about CH48 (Caldy)

How much did a house sell for in CH48 (Caldy)?
Land Registry recorded 114 sales in CH48 (Caldy) in 2026, with a median sold price of £377,500. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in CH48 (Caldy)?
In CH48 (Caldy) the median moved up 6% year on year; over five years it is up 16%. The full year-by-year table since 1995 is on this page.
Is CH48 (Caldy) a good place to buy a house?
CH48 (Caldy) sold prices are up 16% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.

What happens to CH48 prices now?

No honest page predicts prices, so this one sticks to the record: the median is up 16% over five years in cash but down 8% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.

What is for sale in CH48 right now

Everything above is what homes in CH48 sold for. This is what you could actually buy today: 127 homes currently on the market from 6 agents publishing to HomesIndex, at a typical asking price 10% above the CH48 median sold price.

£415,000Typical asking price now
£377,500Median sold price
28 below what sold nearby39 in line with nearby sales29 above nearby sales24 well above nearby sales

Of everything listed here, 23% asks less than the sold record of comparable homes. Each listing is compared with recent recorded sales of similar homes nearby.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every CH48 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

Moving up a bedroom in CH: the cost

Real sold prices by size across the CH area, straight from the Land Registry record. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.

Type1 bed2 bed3 bed4 bed5 bed
Detached£248,000£350,000 (+41%)£557,000 (+59%)£782,500 (+40%)
Semi-detached£170,000£200,000 (+18%)£245,000 (+23%)£330,000 (+35%)£425,000 (+29%)
Terraced£145,500£158,000 (+9%)£170,000 (+8%)£227,500 (+34%)£310,000 (+36%)
Flat£112,500£157,000 (+40%)£230,000 (+46%)£335,000 (+46%)

Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

CH48 ranks 11 of 24 in the CH area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.

Inside CH48, sector by sector

The next slice down is the postcode sector: a group of streets, each with its own report. Two sectors a short walk apart can trade at sharply different prices.

SectorMedian (latest)Sales that year
CH48 0£297,50012
CH48 1£850,0005
CH48 2£1,442,5006
CH48 3£325,00017
CH48 4£370,00010
CH48 5£314,20022
CH48 6£345,00010
CH48 7£702,5004
CH48 8£502,5008
CH48 9£340,00020

How CH48 compares nearby

Same city, different markets. The neighbouring districts of the CH area, dearest first:

DistrictMedian5-year
CH60£421,200+3%
CH48 (this report)£377,500+16%
CH3£340,000+17%
CH64£329,500+8%
CH47£325,000+3%
CH2£280,000+12%
CH4£275,000+15%
CH63£275,000+15%
CH61£274,000+5%
CH49£245,000+23%
CH43£236,800+21%
CH7£235,000+15%
CH66£226,000+8%
CH1£222,000+3%
CH62£222,000+23%
CH45£216,500+19%
CH46£205,600+16%
CH5£205,000+16%
CH6£181,000+17%
CH8£174,500-2%
CH65£173,000+8%
CH44£170,000+36%
CH42£168,000+32%
CH41£135,000+25%

Selling in CH48? Start from the sold record

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at CH48's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim CH48.

Take it further

Behind the answers sits the same Land Registry record as this page, with CH48 already set as the subject. Free, one click sign in.

See every individual CH48 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.