Local market reports › CH area › CH48
Caldy market report CH48, Wirral
The standing CH48 (Caldy) property market report, rebuilt from the full public record every month. The raw material for this page is 9,199 HM Land Registry entries for CH48 (Wirral), going back to 1995: each an actual purchase at an actual price. Rents come from the ONS. Valuations, estimates and asking prices appear nowhere in it.
Covers registered sales to August 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register. Page updated 19 October 2026.
In short: a typical CH48 (Wirral) home changed hands for £375,000 in 2026 (median of 135 registered sales, up 15% on five years earlier), with the mean at £460,200, and by floor area homes here have averaged about £3,410 per square metre over the last five years. Source: 9,199 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.
The postcode district CH48 covering Caldy, Frankby, Grange sits in Wirral. A district is the workhorse unit for reading a market: local enough to be meaningful, busy enough that the medians rest on a steady flow of sales.
Where CH48 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
Today's CH48 prices, from the sold record
The CH48 median stands at £375,000 for 2026, built from 135 registered sales; the mean, the figure usually quoted as the "average house price", is £460,200, well clear of it: the mark of a market where a small number of costly homes drag the average upwards.
Price per square metre in CH48
By floor space, homes in CH48 have sold for about £3,410 per square metre on average over the last five years: the like-for-like measure that lets you compare a small flat with a large house, from the Energy Performance Certificate floor areas behind each sale.
For scale: the England and Wales median is £285,000, so CH48 trades 32% above the country as a whole.
The price of a typical CH48 home, 1995 to 2026
Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £375,000 | £375,000 | 135 |
| 2025 | £350,000 | £358,370 | 277 |
| 2024 | £332,000 | £352,984 | 267 |
| 2023 | £352,500 | £387,311 | 199 |
| 2022 | £365,000 | £428,004 | 281 |
| 2021 | £325,000 | £411,492 | 348 |
| 2020 | £331,500 | £430,128 | 220 |
| 2019 | £271,000 | £355,216 | 246 |
| 2018 | £256,500 | £341,919 | 269 |
| 2017 | £289,500 | £394,849 | 314 |
| 2016 | £248,500 | £347,654 | 283 |
| 2015 | £249,000 | £351,837 | 277 |
| 2014 | £241,800 | £343,036 | 254 |
| 2013 | £217,800 | £313,392 | 254 |
| 2012 | £230,000 | £338,531 | 236 |
| 2011 | £224,000 | £338,154 | 229 |
| 2010 | £227,000 | £355,994 | 201 |
| 2009 | £173,500 | £278,903 | 205 |
| 2008 | £195,500 | £320,466 | 212 |
| 2007 | £215,000 | £364,700 | 325 |
| 2006 | £205,000 | £355,854 | 329 |
| 2005 | £198,000 | £352,360 | 259 |
| 2004 | £199,500 | £362,331 | 342 |
| 2003 | £148,500 | £273,573 | 313 |
| 2002 | £125,000 | £235,186 | 442 |
| 2001 | £105,000 | £201,857 | 381 |
| 2000 | £89,000 | £174,663 | 380 |
| 1999 | £80,000 | £159,436 | 465 |
| 1998 | £75,000 | £151,393 | 382 |
| 1997 | £68,000 | £139,454 | 319 |
| 1996 | £68,000 | £143,409 | 282 |
| 1995 | £64,200 | £139,561 | 273 |
In cash terms the typical CH48 home went from £64,200 in 1995 to £375,000 in 2026, roughly 6 times the price. Inflation explains only part of it: in today's money the rise is still about 169%, a genuine increase in what a home here costs. In inflation-adjusted terms the high-water mark was 2020. The market now sits about 13% below it, so a peak-time purchase has yet to recover its real value.
Year-on-year change in the CH48 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2004 (+34.3% on the year before); the weakest, 2018 (−11.4%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
Growth per year, over one to twenty years
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 year (since 2025) | +7.1% | +4.6% |
| 5 years (since 2021) | +2.9% | −1.8% |
| 6 years (since 2020) | +2.1% | −2.3% |
| 10 years (since 2016) | +4.2% | +0.8% |
| 20 years (since 2006) | +3.1% | +0.3% |
Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.
Detached, semi, terraced, flat: four markets in one
A single median hides the split beneath it. Sales of detached houses dominate the record here, 31% of the typed total. A detached home currently trades at £650,000 against £238,500 for a flat, 2.7 times the price.
Median by property type, CH48
One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.
| Type | Median (2026) | Sales that year | All-time sales |
|---|---|---|---|
| Detached | £650,000 | 41 | 2,871 |
| Semi-detached | £340,000 | 41 | 2,655 |
| Terraced | £270,000 | 21 | 1,440 |
| Flats | £238,500 | 32 | 2,233 |
How many homes change hands in CH48
The year-by-year sales count
Each bar is a year's recorded sales. 2008's dip is the financial crisis, and the newest bar always grows for a while as late registrations arrive.
The monthly pulse, last five years
Registrations by month. The repeating sawtooth is seasonality, and the right-hand edge always dips because the register lags completions.
The register shows 223 CH48 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 346 sales a year before the financial crisis and 232 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.
Reading the CH48 market
Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing. Among the 24 measurable districts of its area, CH48 ranks 2 by median price: firmly in the dearer tier.
Rents around CH48
The local authority for CH48 is Wirral, and its ONS average private rent currently stands at £838 a month (May 2026 figures). Size sets most of the rent: one-beds average £558 a month here against £1,222 for four or more bedrooms.
Average monthly rent by size, Wirral
ONS Price Index of Private Rents, May 2026.
Against the £375,000 median purchase price, a rent of £838 a month (£10,056 a year) works out at a 2.7% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.
What people ask about CH48 (Caldy)
How much did a house sell for in CH48 (Caldy)?
Are property prices falling in CH48 (Caldy)?
Is CH48 (Caldy) a good place to buy a house?
What happens to CH48 prices now?
No honest page predicts prices, so this one sticks to the record: the median is up 15% over five years in cash but down 9% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.
What is for sale in CH48 right now
Everything above is what homes in CH48 sold for. This is what you could actually buy today: 106 homes currently on the market from 3 agents publishing to HomesIndex, at a typical asking price 20% above the CH48 median sold price.
CH48 registered 223 sales in the last twelve months; the 106 homes listed now would take about 6 months to clear at that rate. The count covers agents publishing to HomesIndex, so the real stock is larger.
Of everything listed here, 8% asks less than the sold record of comparable homes. Each listing is compared with recent recorded sales of similar homes nearby.
- Shrewsbury Road, West Kirby, Wirral
- Sandy Lane, West Kirby, Wirral
- Shrewsbury Road, West Kirby, Wirral
"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.
See every CH48 home for sale on the map →
Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.
Listed against sold: the CH48 mix
Sellers of flats in CH48 have company: 40% of current listings against 23% of recent sales. When a type is offered faster than it sells, the buyer usually holds the better hand.
| Type | Share of homes for sale now | Share of sales, 2024 and 2025 |
|---|---|---|
| Detached | 44% | 31% |
| Semi-detached | 15% | 31% |
| Terraced | 0% | 15% |
| Flats | 40% | 23% |
Listings are the homes agents publish to HomesIndex today; sales are HM Land Registry registrations. A listing whose type does not say detached, semi-detached, terraced or flat (a plain "house", a bungalow, a park home) is left out of the listing shares (9 here).
Month by month: when CH48 sells
Across the 1,372 sales completed in CH48 from 2021 to 2025, March was the busiest month for completions (11.9% of the total) and April the quietest (5.5%). That is a marked seasonal rhythm. A sale completes weeks after it is agreed, so the busy month reflects deals struck earlier in the year; a seller who wants competition should be on the market ahead of it.
Sales by month, 2021 to 2025
| Month | Sales | Share |
|---|---|---|
| January | 97 | 7.1% |
| February | 102 | 7.4% |
| March | 163 | 11.9% |
| April | 76 | 5.5% |
| May | 116 | 8.5% |
| June | 135 | 9.8% |
| July | 111 | 8.1% |
| August | 131 | 9.5% |
| September | 138 | 10.1% |
| October | 95 | 6.9% |
| November | 110 | 8.0% |
| December | 98 | 7.1% |
Moving up a bedroom in CH: the cost
Real sold prices by size across the CH area, straight from the Land Registry record. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | £220,000 | £245,000 (+11%) | £290,995 (+19%) | £375,000 (+29%) | £490,000 (+31%) |
| Semi-detached | £167,500 | £190,000 (+13%) | £220,000 (+16%) | £285,000 (+30%) | £365,000 (+28%) |
| Terraced | £140,000 | £155,000 (+11%) | £160,000 (+3%) | £195,000 (+22%) | £225,000 (+15%) |
| Flat | £100,000 | £135,000 (+35%) | £180,000 (+33%) | £236,750 (+32%) | £295,000 (+25%) |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.
The risers and the fallers
CH48 ranks 11 of 24 in the CH area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.
Five-year change in the median, CH area districts
The districts that gained and lost most in cash terms, each row linking through to its own report.
Inside CH48, sector by sector
The next slice down is the postcode sector: a group of streets, each with its own report. Two sectors a short walk apart can trade at sharply different prices.
| Sector | Median (latest) | Sales that year |
|---|---|---|
| CH48 0 | £318,800 | 14 |
| CH48 1 | £790,000 | 6 |
| CH48 2 | £815,000 | 9 |
| CH48 3 | £322,500 | 24 |
| CH48 4 | £390,000 | 13 |
| CH48 5 | £313,500 | 23 |
| CH48 6 | £387,500 | 12 |
| CH48 7 | £685,000 | 5 |
| CH48 8 | £502,500 | 8 |
| CH48 9 | £340,000 | 21 |
How CH48 compares nearby
Same city, different markets. The neighbouring districts of the CH area, dearest first:
| District | Median | 5-year |
|---|---|---|
| CH60 | £435,000 | +7% |
| CH48 (this report) | £375,000 | +15% |
| CH47 | £342,000 | +9% |
| CH3 | £340,000 | +17% |
| CH64 | £317,000 | +4% |
| CH2 | £279,500 | +12% |
| CH61 | £275,000 | +6% |
| CH63 | £275,000 | +15% |
| CH4 | £272,500 | +14% |
| CH49 | £245,000 | +23% |
| CH7 | £235,000 | +15% |
| CH43 | £230,000 | +18% |
| CH66 | £230,000 | +10% |
| CH62 | £221,000 | +22% |
| CH1 | £220,800 | +3% |
| CH45 | £215,000 | +18% |
| CH5 | £210,500 | +19% |
| CH46 | £201,800 | +13% |
| CH6 | £182,500 | +18% |
| CH8 | £175,000 | -1% |
| CH65 | £174,000 | +9% |
| CH44 | £168,800 | +35% |
| CH42 | £168,000 | +32% |
| CH41 | £132,500 | +22% |
Selling in CH48? Start from the sold record
Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at CH48's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.
Take it further
Behind the answers sits the same Land Registry record as this page, with CH48 already set as the subject. Free, one click sign in.
See every individual CH48 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.
How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.