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CM20 3 local market report Harlow

Every figure on this page comes from the public record: 3,870 sales registered with HM Land Registry in CM20 3 (Harlow) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.

Sales data to 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.

CM20 3 is a postcode sector: one group of streets inside CM20 (Harlow). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.

Where CM20 3 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£337,500median sold price, 2026
+18%five-year change (cash)
26sales in the last 12 months
5.4%gross rental yield (est.)

What a home in CM20 3 sells for

The 2026 median in CM20 3 is £337,500, from 26 registered sales; the mean, £326,000, sits almost on top of it, so sales bunch tightly around the typical price.

For scale: the England and Wales median is £273,500, so CM20 3 trades 23% above the country as a whole.

The price of a typical CM20 3 home, 1995 to 2026

The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £55,000 at the time · £116,769 in today's money · 96 sales1996: £52,000 at the time · £107,104 in today's money · 97 sales1997: £53,000 at the time · £106,154 in today's money · 112 sales1998: £58,000 at the time · £114,343 in today's money · 115 sales1999: £66,000 at the time · £128,463 in today's money · 157 sales2000: £75,500 at the time · £144,708 in today's money · 128 sales2001: £85,200 at the time · £159,967 in today's money · 150 sales2002: £107,000 at the time · £196,618 in today's money · 169 sales2003: £122,200 at the time · £219,864 in today's money · 178 sales2004: £137,000 at the time · £243,008 in today's money · 154 sales2005: £142,000 at the time · £246,801 in today's money · 140 sales2006: £147,000 at the time · £249,214 in today's money · 177 sales2007: £165,000 at the time · £273,349 in today's money · 200 sales2008: £156,200 at the time · £250,065 in today's money · 78 sales2009: £145,000 at the time · £227,645 in today's money · 90 sales2010: £156,000 at the time · £238,935 in today's money · 75 sales2011: £153,000 at the time · £225,577 in today's money · 78 sales2012: £157,000 at the time · £225,688 in today's money · 85 sales2013: £159,000 at the time · £223,442 in today's money · 101 sales2014: £178,000 at the time · £246,627 in today's money · 139 sales2015: £215,000 at the time · £296,700 in today's money · 142 sales2016: £240,000 at the time · £327,921 in today's money · 127 sales2017: £257,500 at the time · £343,002 in today's money · 125 sales2018: £266,000 at the time · £346,302 in today's money · 132 sales2019: £267,000 at the time · £341,800 in today's money · 101 sales2020: £263,000 at the time · £333,278 in today's money · 91 sales2021: £285,000 at the time · £352,419 in today's money · 149 sales2022: £320,000 at the time · £366,473 in today's money · 128 sales2023: £305,000 at the time · £327,294 in today's money · 95 sales2024: £315,000 at the time · £327,088 in today's money · 128 sales2025: £325,000 at the time · £325,000 in today's money · 107 sales2026: £337,500 at the time · £337,500 in today's money · 26 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£337,500£337,50026
2025£325,000£325,000107
2024£315,000£327,088128
2023£305,000£327,29495
2022£320,000£366,473128
2021£285,000£352,419149
2020£263,000£333,27891
2019£267,000£341,800101
2018£266,000£346,302132
2017£257,500£343,002125
2016£240,000£327,921127
2015£215,000£296,700142
2014£178,000£246,627139
2013£159,000£223,442101
2012£157,000£225,68885
2011£153,000£225,57778
2010£156,000£238,93575
2009£145,000£227,64590
2008£156,200£250,06578
2007£165,000£273,349200
2006£147,000£249,214177
2005£142,000£246,801140
2004£137,000£243,008154
2003£122,200£219,864178
2002£107,000£196,618169
2001£85,200£159,967150
2000£75,500£144,708128
1999£66,000£128,463157
1998£58,000£114,343115
1997£53,000£106,154112
1996£52,000£107,10497
1995£55,000£116,76996

In cash terms the typical CM20 3 home went from £55,000 in 1995 to £337,500 in 2026, roughly 6 times the price. Even after inflation that is a real rise of about 189%: homes here genuinely became dearer, not just more expensive on paper. Measured in today's money the market peaked in 2022; the current median sits about 8% below that. Someone who bought at the 2022 peak has not yet seen that price back in real terms.

Year-on-year change in the CM20 3 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -50% 0% 1996 · −5.5% on the year before1997 · +1.9% on the year before1998 · +9.4% on the year before1999 · +13.8% on the year before2000 · +14.4% on the year before2001 · +12.8% on the year before2002 · +25.6% on the year before2003 · +14.2% on the year before2004 · +12.1% on the year before2005 · +3.6% on the year before2006 · +3.5% on the year before2007 · +12.2% on the year before2008 · −5.3% on the year before2009 · −7.2% on the year before2010 · +7.6% on the year before2011 · −1.9% on the year before2012 · +2.6% on the year before2013 · +1.3% on the year before2014 · +11.9% on the year before2015 · +20.8% on the year before2016 · +11.6% on the year before2017 · +7.3% on the year before2018 · +3.3% on the year before2019 · +0.4% on the year before2020 · −1.5% on the year before2021 · +8.4% on the year before2022 · +12.3% on the year before2023 · −4.7% on the year before2024 · +3.3% on the year before2025 · +3.2% on the year before2026 · +3.8% on the year before200020052010201520202026

The strongest year on record here is 2002 (+25.6% on the year before); the weakest, 2009 (−7.2%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Annualised returns

PeriodCash, per yearReal terms, per year
1 years (since 2025)+3.8%+3.8%
5 years (since 2021)+3.4%−0.9%
10 years (since 2016)+3.5%+0.3%
20 years (since 2006)+4.2%+1.5%

Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.

Transaction volumes

How many homes change hands

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

100200 1995: 96 sales1996: 97 sales1997: 112 sales1998: 115 sales1999: 157 sales2000: 128 sales2001: 150 sales2002: 169 sales2003: 178 sales2004: 154 sales2005: 140 sales2006: 177 sales2007: 200 sales2008: 78 sales2009: 90 sales2010: 75 sales2011: 78 sales2012: 85 sales2013: 101 sales2014: 139 sales2015: 142 sales2016: 127 sales2017: 125 sales2018: 132 sales2019: 101 sales2020: 91 sales2021: 149 sales2022: 128 sales2023: 95 sales2024: 128 sales2025: 107 sales2026: 26 sales1995200020052010201520202026

CM20 3 recorded 26 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 162 sales a year before the financial crisis and 97 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

What homes rent for around CM20 3

CM20 3 falls under Harlow, where the ONS puts the average private rent at £1,517 a month (May 2026 figures). A one-bed averages £1,019 a month here and a four-or-more-bed £2,196, so size does most of the work in setting the rent.

Average monthly rent by size, Harlow

ONS Price Index of Private Rents, May 2026.

1 bed: £1,019 a month£1,0191 bed2 bed: £1,323 a month£1,3232 bed3 bed: £1,568 a month£1,5683 bed4+ bed: £2,196 a month£2,1964+ bed

Set against the £337,500 median sold price, £1,517 a month is £18,204 a year, a gross yield of 5.4%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.

Will CM20 3 prices rise from here?

Nobody can tell you that, and this page will not pretend to. What the record shows: the median is up 18% over five years in cash but down 4% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.

The risers and the fallers

The spread across the CM area is the point: the same five years treated these districts very differently.

Other street groups in CM20

Prices can differ sharply between two sectors a few minutes' walk apart. The rest of CM20, each linking to its own report:

SectorMedian (latest)Sales that year
CM20 1£206,50014
CM20 2£341,20030

Zoom out to the full CM20 district report for the type split, monthly volumes and how CM20 compares with its neighbours.

Dig further

Answers come from the same Land Registry data behind this report, and the AI knows you are asking about CM20 3. Free, with a one click sign in.

See every individual CM20 3 sale on the live map, mapped to the exact address, or the quick-reference CM20 3 price page. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.

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