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Loughton market report IG10 3

The IG10 3 (Loughton) house price history in full, 1995 to 2026, in cash and in today's money. Everything below comes from 6,103 sales recorded by HM Land Registry in IG10 3 (Loughton) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.

Sales data to 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.

In short: the typical home in IG10 3 (Loughton) sold for £500,000 in 2026, the median of 49 registered sales, up 5% on five years earlier. The mean was £549,200, and by floor area homes here have averaged about £5,970 per square metre over the last five years. The figures cover 6,103 sales recorded by HM Land Registry since 1995 and refresh with each monthly release: completed sale prices, not valuations or asking prices.

A postcode sector like IG10 3 is a single group of streets within IG10 (Loughton), the finest slice the public record supports. Fewer sales stand behind each figure than at district level, so the lines jump about more.

Where IG10 3 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£500,000typical sale, 2026
£5,970/m²5-year average per m²
+5%five-year change (cash)
49sales in the last 12 months
4.4%gross yield, estimated

What IG10 3 homes really sell for

The IG10 3 median stands at £500,000 for 2026, built from 49 registered sales; the mean, the figure usually quoted as the "average house price", is £549,200, a little above it, the familiar pattern where pricier homes stretch the average.

House prices per square metre in IG10 3

Measured by floor area, the last five years of IG10 3 sales average about £5,970 per square metre. Price per square metre is the fair way to compare a one-bed flat with a four-bed house, and it comes from the Energy Performance Certificate on each sold home.

Set against the £285,000 England and Wales median, IG10 3 sits 75% above the national market.

A typical IG10 3 home, priced year by year (1995 to 2026)

The cash median beside its inflation-adjusted twin (ONS CPIH). The adjusted line answers the harder question, whether homes really got dearer. Hover for the figures; the legend toggles each series.

Price at the timeIn today's money (CPIH)
£250k£500k£750k£1.00M1995200020052010201520202026 1995: £70,000 at the time · £152,169 in today's money · 156 sales1996: £79,200 at the time · £167,029 in today's money · 308 sales1997: £90,000 at the time · £184,572 in today's money · 259 sales1998: £85,500 at the time · £172,588 in today's money · 182 sales1999: £103,500 at the time · £206,270 in today's money · 197 sales2000: £113,700 at the time · £223,136 in today's money · 186 sales2001: £139,500 at the time · £268,182 in today's money · 213 sales2002: £154,500 at the time · £290,690 in today's money · 228 sales2003: £189,500 at the time · £349,105 in today's money · 209 sales2004: £205,000 at the time · £372,320 in today's money · 282 sales2005: £210,000 at the time · £373,715 in today's money · 207 sales2006: £225,000 at the time · £390,571 in today's money · 229 sales2007: £243,800 at the time · £413,553 in today's money · 238 sales2008: £231,500 at the time · £379,477 in today's money · 142 sales2009: £249,500 at the time · £401,073 in today's money · 150 sales2010: £250,000 at the time · £392,064 in today's money · 198 sales2011: £250,000 at the time · £377,404 in today's money · 192 sales2012: £250,000 at the time · £367,969 in today's money · 172 sales2013: £250,000 at the time · £359,725 in today's money · 160 sales2014: £290,500 at the time · £412,125 in today's money · 170 sales2015: £345,000 at the time · £487,485 in today's money · 189 sales2016: £390,000 at the time · £545,614 in today's money · 174 sales2017: £432,500 at the time · £589,887 in today's money · 174 sales2018: £445,000 at the time · £593,193 in today's money · 150 sales2019: £403,500 at the time · £528,892 in today's money · 138 sales2020: £439,000 at the time · £569,612 in today's money · 152 sales2021: £475,000 at the time · £601,411 in today's money · 201 sales2022: £480,000 at the time · £562,855 in today's money · 162 sales2023: £430,400 at the time · £472,905 in today's money · 213 sales2024: £440,000 at the time · £467,810 in today's money · 226 sales2025: £478,500 at the time · £489,942 in today's money · 197 sales2026: £500,000 at the time · £500,000 in today's money · 49 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£500,000£500,00049
2025£478,500£489,942197
2024£440,000£467,810226
2023£430,400£472,905213
2022£480,000£562,855162
2021£475,000£601,411201
2020£439,000£569,612152
2019£403,500£528,892138
2018£445,000£593,193150
2017£432,500£589,887174
2016£390,000£545,614174
2015£345,000£487,485189
2014£290,500£412,125170
2013£250,000£359,725160
2012£250,000£367,969172
2011£250,000£377,404192
2010£250,000£392,064198
2009£249,500£401,073150
2008£231,500£379,477142
2007£243,800£413,553238
2006£225,000£390,571229
2005£210,000£373,715207
2004£205,000£372,320282
2003£189,500£349,105209
2002£154,500£290,690228
2001£139,500£268,182213
2000£113,700£223,136186
1999£103,500£206,270197
1998£85,500£172,588182
1997£90,000£184,572259
1996£79,200£167,029308
1995£70,000£152,169156

In cash terms the typical IG10 3 home went from £70,000 in 1995 to £500,000 in 2026, roughly 7 times the price. Even after inflation that is a real rise of about 229%: homes here genuinely became dearer, not merely more expensive on paper. Measured in today's money the market peaked in 2021; the current median sits about 17% below that. Someone who bought at the 2021 peak has not yet seen that price back in real terms.

Year-on-year change in the IG10 3 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+25% -20% 0% 1996 · +13.1% on the year before1997 · +13.6% on the year before1998 · −5.0% on the year before1999 · +21.1% on the year before2000 · +9.9% on the year before2001 · +22.7% on the year before2002 · +10.8% on the year before2003 · +22.7% on the year before2004 · +8.2% on the year before2005 · +2.4% on the year before2006 · +7.1% on the year before2007 · +8.4% on the year before2008 · −5.0% on the year before2009 · +7.8% on the year before2010 · +0.2% on the year before2011 · +0.0% on the year before2012 · +0.0% on the year before2013 · +0.0% on the year before2014 · +16.2% on the year before2015 · +18.8% on the year before2016 · +13.0% on the year before2017 · +10.9% on the year before2018 · +2.9% on the year before2019 · −9.3% on the year before2020 · +8.8% on the year before2021 · +8.2% on the year before2022 · +1.1% on the year before2023 · −10.3% on the year before2024 · +2.2% on the year before2025 · +8.8% on the year before2026 · +4.5% on the year before200020052010201520202026

The strongest year on record here is 2001 (+22.7% on the year before); the weakest, 2023 (−10.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

The long view: annualised growth

PeriodCash, per yearReal terms, per year
1 years (since 2025)+4.5%+2.1%
5 years (since 2021)+1.0%−3.6%
10 years (since 2016)+2.5%−0.9%
20 years (since 2006)+4.1%+1.2%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

Transaction volumes

The year-by-year sales count

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

125250375500 1995: 156 sales1996: 308 sales1997: 259 sales1998: 182 sales1999: 197 sales2000: 186 sales2001: 213 sales2002: 228 sales2003: 209 sales2004: 282 sales2005: 207 sales2006: 229 sales2007: 238 sales2008: 142 sales2009: 150 sales2010: 198 sales2011: 192 sales2012: 172 sales2013: 160 sales2014: 170 sales2015: 189 sales2016: 174 sales2017: 174 sales2018: 150 sales2019: 138 sales2020: 152 sales2021: 201 sales2022: 162 sales2023: 213 sales2024: 226 sales2025: 197 sales2026: 49 sales1995200020052010201520202026

IG10 3 recorded 49 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 224 sales a year before the financial crisis and 169 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.

The shape of the IG10 3 market

Only 49 sales completed here in the last twelve months of data, which makes IG10 3 a thin market. Each figure rests on few transactions, so single streets can swing the median and the charts deserve a sceptical squint.

What homes rent for around IG10 3

IG10 3 falls under Epping Forest, where the ONS puts the average private rent at £1,842 a month (May 2026 figures). Size sets most of the rent: one-beds average £1,228 a month here against £2,879 for four or more bedrooms.

Average monthly rent by size, Epping Forest

ONS Price Index of Private Rents, May 2026.

1 bed: £1,228 a month£1,2281 bed2 bed: £1,582 a month£1,5822 bed3 bed: £1,938 a month£1,9383 bed4+ bed: £2,879 a month£2,8794+ bed

£1,842 a month is £22,104 a year, which against the £500,000 median sold price makes a gross yield of 4.4%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.

What people ask about IG10 3 (Loughton)

Is IG10 3 (Loughton) a good place to buy a house?
IG10 3 (Loughton) sold prices are up 5% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in IG10 3 (Loughton)?
Land Registry recorded 49 sales in IG10 3 (Loughton) in 2026, with a median sold price of £500,000. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in IG10 3 (Loughton)?
In IG10 3 (Loughton) the median moved up 4% year on year; over five years it is up 5%. The full year-by-year table since 1995 is on this page.

Where do IG10 3 prices go next?

No honest page predicts prices, so this one sticks to the record: the median is up 5% over five years in cash but down 17% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.

On the market in IG10 today

Turning to what is actually available: 19 homes on the market right now, from 5 agents publishing to HomesIndex.

These cover the whole IG10 district, not just IG10 3: live asking prices are collected per district.

£575,000Typical asking price now (IG10 district)
5 below what sold nearby10 in line with nearby sales3 above nearby sales1 well above nearby sales

26% of what is on the market here is asking below what comparable homes actually sold for. The comparison behind each listing uses recent recorded sales of similar homes close by.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every IG10 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

Bedroom by bedroom: IG prices by size

The Land Registry record, split by size: what each kind of home actually sold for across the IG area. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.

Type1 bed2 bed3 bed4 bed5 bed
Detached£530,000£800,000 (+51%)£1,150,000 (+44%)£1,600,000 (+39%)
Semi-detached£400,325£485,000 (+21%)£590,000 (+22%)£755,000 (+28%)£930,000 (+23%)
Terraced£380,000£450,000 (+18%)£525,000 (+17%)£620,000 (+18%)£750,000 (+21%)
Flat£260,000£355,500 (+37%)£485,000 (+36%)

Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Where too few homes exist to say anything meaningful, the cell is blank.

The risers and the fallers

The spread across the IG area is the point: the same five years treated these districts very differently.

Other sectors in IG10

Sector boundaries hide real price steps. The rest of IG10, one report each:

SectorMedian (latest)Sales that year
IG10 1£634,60033
IG10 2£470,00039
IG10 4£537,50026

Zoom out to the full IG10 district report for the type split, monthly volumes and how IG10 compares with its neighbours.

Selling in IG10 3? Start from the sold record

Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in IG10 3, use the average prices map for a rough value: zoom from IG10 3's shading down to the sold homes on your own street. The figures above are every recorded IG10 3 sale; agents price with this same Land Registry record, and now you have it too.

Estate agents working IG10 3: the featured spot on this report is free for founding agents, one per district. Claim IG10 3.

Keep digging

Behind the answers sits the same Land Registry record as this page, with IG10 3 already set as the subject. Free, one click sign in.

The live map plots every individual IG10 3 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.