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Loughton market report IG10 4

The standing IG10 4 (Loughton) property market report, rebuilt from the full public record every month. Everything below comes from 3,082 sales recorded by HM Land Registry in IG10 4 (Loughton) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.

Sales recorded to 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.

In short: the middle 2026 sale in IG10 4 (Loughton) came in at £537,500, out of 26 registered, down 24% on five years earlier, and the mean stands at £627,100, and by floor area homes here have averaged about £6,570 per square metre over the last five years. The record behind it is 3,082 completed sales lodged with HM Land Registry since 1995, monthly refreshed, with no valuations or asking prices anywhere in the figures.

A postcode sector like IG10 4 is a single group of streets within IG10 (Loughton), the finest slice the public record supports. Fewer sales stand behind each figure than at district level, so the lines jump about more.

Where IG10 4 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£537,500typical sale, 2026
£6,570/m²5-year average per m²
-24%five-year change (cash)
26sales in the last 12 months
4.1%gross yield, estimated

What IG10 4 homes really sell for

In the IG10 4 property market, the 2026 median sale price is £537,500, from 26 registered sales; the mean, the "average house price" most sites quote, is £627,100, sitting a long way above it, which tells you a few very expensive sales are pulling the average up.

Price per square metre in IG10 4

Measured by floor area, the last five years of IG10 4 sales average about £6,570 per square metre. Price per square metre is the fair way to compare a one-bed flat with a four-bed house, and it comes from the Energy Performance Certificate on each sold home.

For scale: the England and Wales median is £285,000, so IG10 4 trades 89% above the country as a whole.

The price of a typical IG10 4 home, 1995 to 2026

Two lines: the median in the money of its day, and the same years restated by ONS CPIH into today's money, which is the truer test of getting dearer. Hover for exact figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£500k£1.00M£1.50M£2M1995200020052010201520202026 1995: £114,500 at the time · £248,905 in today's money · 129 sales1996: £135,800 at the time · £286,396 in today's money · 122 sales1997: £162,500 at the time · £333,255 in today's money · 143 sales1998: £180,000 at the time · £363,343 in today's money · 156 sales1999: £178,500 at the time · £355,741 in today's money · 175 sales2000: £235,000 at the time · £461,188 in today's money · 129 sales2001: £217,500 at the time · £418,133 in today's money · 117 sales2002: £315,000 at the time · £592,670 in today's money · 130 sales2003: £350,000 at the time · £644,785 in today's money · 110 sales2004: £370,000 at the time · £671,992 in today's money · 134 sales2005: £300,000 at the time · £533,879 in today's money · 125 sales2006: £390,000 at the time · £676,990 in today's money · 123 sales2007: £425,000 at the time · £720,918 in today's money · 101 sales2008: £385,000 at the time · £631,096 in today's money · 57 sales2009: £505,000 at the time · £811,792 in today's money · 70 sales2010: £350,000 at the time · £548,890 in today's money · 68 sales2011: £484,000 at the time · £730,654 in today's money · 60 sales2012: £425,000 at the time · £625,547 in today's money · 76 sales2013: £425,000 at the time · £611,533 in today's money · 99 sales2014: £595,000 at the time · £844,111 in today's money · 100 sales2015: £590,000 at the time · £833,670 in today's money · 81 sales2016: £530,000 at the time · £741,475 in today's money · 73 sales2017: £535,000 at the time · £729,686 in today's money · 63 sales2018: £615,000 at the time · £819,807 in today's money · 79 sales2019: £785,000 at the time · £1,028,947 in today's money · 78 sales2020: £725,000 at the time · £940,702 in today's money · 78 sales2021: £705,000 at the time · £892,621 in today's money · 101 sales2022: £820,000 at the time · £961,544 in today's money · 87 sales2023: £612,500 at the time · £672,988 in today's money · 50 sales2024: £860,000 at the time · £914,357 in today's money · 67 sales2025: £742,500 at the time · £760,255 in today's money · 75 sales2026: £537,500 at the time · £537,500 in today's money · 26 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£537,500£537,50026
2025£742,500£760,25575
2024£860,000£914,35767
2023£612,500£672,98850
2022£820,000£961,54487
2021£705,000£892,621101
2020£725,000£940,70278
2019£785,000£1,028,94778
2018£615,000£819,80779
2017£535,000£729,68663
2016£530,000£741,47573
2015£590,000£833,67081
2014£595,000£844,111100
2013£425,000£611,53399
2012£425,000£625,54776
2011£484,000£730,65460
2010£350,000£548,89068
2009£505,000£811,79270
2008£385,000£631,09657
2007£425,000£720,918101
2006£390,000£676,990123
2005£300,000£533,879125
2004£370,000£671,992134
2003£350,000£644,785110
2002£315,000£592,670130
2001£217,500£418,133117
2000£235,000£461,188129
1999£178,500£355,741175
1998£180,000£363,343156
1997£162,500£333,255143
1996£135,800£286,396122
1995£114,500£248,905129

In cash terms the typical IG10 4 home went from £114,500 in 1995 to £537,500 in 2026, roughly 5 times the price. Inflation explains only part of it: in today's money the rise is still about 116%, a genuine increase in what a home here costs. In inflation-adjusted terms the high-water mark was 2019. The market now sits about 48% below it, so a peak-time purchase has yet to recover its real value.

Year-on-year change in the IG10 4 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -50% 0% 1996 · +18.6% on the year before1997 · +19.7% on the year before1998 · +10.8% on the year before1999 · −0.8% on the year before2000 · +31.7% on the year before2001 · −7.4% on the year before2002 · +44.8% on the year before2003 · +11.1% on the year before2004 · +5.7% on the year before2005 · −18.9% on the year before2006 · +30.0% on the year before2007 · +9.0% on the year before2008 · −9.4% on the year before2009 · +31.2% on the year before2010 · −30.7% on the year before2011 · +38.3% on the year before2012 · −12.2% on the year before2013 · +0.0% on the year before2014 · +40.0% on the year before2015 · −0.8% on the year before2016 · −10.2% on the year before2017 · +0.9% on the year before2018 · +15.0% on the year before2019 · +27.6% on the year before2020 · −7.6% on the year before2021 · −2.8% on the year before2022 · +16.3% on the year before2023 · −25.3% on the year before2024 · +40.4% on the year before2025 · −13.7% on the year before2026 · −27.6% on the year before200020052010201520202026

The strongest year on record here is 2002 (+44.8% on the year before); the weakest, 2010 (−30.7%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Annualised returns

PeriodCash, per yearReal terms, per year
1 years (since 2025)−27.6%−29.3%
5 years (since 2021)−5.3%−9.6%
10 years (since 2016)+0.1%−3.2%
20 years (since 2006)+1.6%−1.1%

Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.

The turnover behind the prices

Sales per year, counted

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

50100150200 1995: 129 sales1996: 122 sales1997: 143 sales1998: 156 sales1999: 175 sales2000: 129 sales2001: 117 sales2002: 130 sales2003: 110 sales2004: 134 sales2005: 125 sales2006: 123 sales2007: 101 sales2008: 57 sales2009: 70 sales2010: 68 sales2011: 60 sales2012: 76 sales2013: 99 sales2014: 100 sales2015: 81 sales2016: 73 sales2017: 63 sales2018: 79 sales2019: 78 sales2020: 78 sales2021: 101 sales2022: 87 sales2023: 50 sales2024: 67 sales2025: 75 sales2026: 26 sales1995200020052010201520202026

Over the last twelve months of data, 26 sales completed in IG10 4. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 121 sales a year before the financial crisis and 61 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.

What kind of market IG10 4 is

This is a thin market: 26 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching. Within IG10, this sector trades 8% above the district median: one of the dearer corners of its district.

The rental side of IG10 4

IG10 4 falls under Epping Forest, where the ONS puts the average private rent at £1,842 a month (May 2026 figures). The spread runs from £1,228 a month for a typical one-bed to £2,879 at four-plus bedrooms, which is size doing most of the pricing.

Average monthly rent by size, Epping Forest

ONS Price Index of Private Rents, May 2026.

1 bed: £1,228 a month£1,2281 bed2 bed: £1,582 a month£1,5822 bed3 bed: £1,938 a month£1,9383 bed4+ bed: £2,879 a month£2,8794+ bed

£1,842 a month is £22,104 a year, which against the £537,500 median sold price makes a gross yield of 4.1%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.

Asked and answered: IG10 4 (Loughton)

Are property prices falling in IG10 4 (Loughton)?
In IG10 4 (Loughton) the median moved down 28% year on year; over five years it is down 24%. The full year-by-year table since 1995 is on this page.
Is IG10 4 (Loughton) a good place to buy a house?
IG10 4 (Loughton) sold prices are down 24% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in IG10 4 (Loughton)?
Land Registry recorded 26 sales in IG10 4 (Loughton) in 2026, with a median sold price of £537,500. Every one is free to view at its exact address on the HomesIndex map.

What happens to IG10 4 prices now?

No honest page predicts prices, so this one sticks to the record: the median is down 24% over five years in cash but down 40% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.

On the market in IG10 today

The live side of the market holds 19 homes at the moment, listed by 5 agents publishing to HomesIndex.

These cover the whole IG10 district, not just IG10 4: live asking prices are collected per district.

£575,000Typical asking price now (IG10 district)
5 below what sold nearby10 in line with nearby sales3 above nearby sales1 well above nearby sales

26% of current listings sit under the prices comparable homes actually fetched. The comparison behind each listing uses recent recorded sales of similar homes close by.

"Under comparable sales" means the asking price sits below what similar homes nearby actually fetched. Treat it as the start of a conversation, never a valuation, and always view the home.

See every IG10 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

Bedroom by bedroom: IG prices by size

Real sold prices by size across the IG area, straight from the Land Registry record. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.

Type1 bed2 bed3 bed4 bed5 bed
Detached£530,000£800,000 (+51%)£1,150,000 (+44%)£1,600,000 (+39%)
Semi-detached£400,325£485,000 (+21%)£590,000 (+22%)£755,000 (+28%)£930,000 (+23%)
Terraced£380,000£450,000 (+18%)£525,000 (+17%)£620,000 (+18%)£750,000 (+21%)
Flat£260,000£355,500 (+37%)£485,000 (+36%)

Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Sizes with too few homes to be meaningful are left blank.

The risers and the fallers

The spread across the IG area is the point: the same five years treated these districts very differently.

Other sectors in IG10

Prices can differ sharply between two sectors a few minutes' walk apart. The rest of IG10, each linking to its own report:

SectorMedian (latest)Sales that year
IG10 1£634,60033
IG10 2£470,00039
IG10 3£500,00049

Zoom out to the full IG10 district report for the type split, monthly volumes and how IG10 compares with its neighbours.

Selling a home in IG10 4? Price it on the evidence

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at IG10 4's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

Local estate agents: one agent per district gets the featured spot on this report, free for founding agents. Claim IG10 4.

Keep digging

The AI answers from the same Land Registry data this report is built on, already scoped to IG10 4. Free after a one click sign in.

The live map plots every individual IG10 4 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.

How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.