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Monument market report EC3R, London

The EC3R (Monument) house price history in full, 1997 to 2025, in cash and in today's money. This page is built from the public record and nothing else: 323 completed sales registered with HM Land Registry in EC3R (London) since 1997, plus current ONS rental figures. There are no valuations, estimates or asking prices in it.

Covers registered sales to August 2025 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.

In short: the typical home in EC3R (London) sold for £680,000 in 2025, the median of 3 registered sales, down 89% on five years earlier. The mean was £610,000, and by floor area homes here have averaged about £14,560 per square metre over the last five years. The figures cover 323 sales recorded by HM Land Registry since 1997 and refresh with each monthly release: completed sale prices, not valuations or asking prices.

EC3R is a postcode district covering Monument, Billingsgate in London. It is the most useful size for market figures: tight enough to describe somewhere real, large enough that sales keep coming and the medians hold steady.

Where EC3R sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£680,000typical sale, 2025
£14,560/m²per square metre, 5-year average
-89%five-year change (cash)
14sales, most recent 12 months
5.6%gross rental yield (est.)

The going rate for a home in EC3R

The 2025 median for EC3R is £680,000, taken from 3 registered sales. The mean, which is what most sites call the "average house price", is £610,000, beneath it, usually the sign of a batch of very cheap recorded transfers pulling the average lower.

Price per square metre in EC3R

The last five years of sales put EC3R at roughly £14,560 per square metre. That figure, built from each sale's Energy Performance Certificate floor area, is the one that makes a small flat and a big house comparable.

Against a national (England and Wales) median of £285,000, EC3R runs 139% above it.

EC3R's median sold price, 1997 to 2025

Two lines: the median in the money of its day, and the same years restated by ONS CPIH into today's money, which is the truer test of getting dearer. Hover for exact figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£2.5M£5M£7.5M£10M200020052010201520202025 1997: £254,000 at the time · £520,903 in today's money · 1 sales1998: £750,000 at the time · £1,513,929 in today's money · 1 sales1999: £212,500 at the time · £423,501 in today's money · 9 sales2000: £177,500 at the time · £348,344 in today's money · 53 sales2001: £104,000 at the time · £199,935 in today's money · 1 sales2002: £230,000 at the time · £432,743 in today's money · 15 sales2003: £210,000 at the time · £386,871 in today's money · 2 sales2004: £247,500 at the time · £449,508 in today's money · 4 sales2005: £237,000 at the time · £421,764 in today's money · 5 sales2006: £267,000 at the time · £463,478 in today's money · 9 sales2009: £325,000 at the time · £522,440 in today's money · 1 sales2010: £373,000 at the time · £584,960 in today's money · 3 sales2011: £387,500 at the time · £584,976 in today's money · 6 sales2012: £552,500 at the time · £813,211 in today's money · 8 sales2013: £612,500 at the time · £881,326 in today's money · 4 sales2014: £775,000 at the time · £1,099,473 in today's money · 15 sales2015: £833,200 at the time · £1,177,312 in today's money · 14 sales2016: £619,400 at the time · £866,547 in today's money · 4 sales2017: £570,000 at the time · £777,423 in today's money · 3 sales2018: £985,000 at the time · £1,313,024 in today's money · 117 sales2019: £1,663,600 at the time · £2,180,581 in today's money · 26 sales2020: £6,350,000 at the time · £8,239,256 in today's money · 3 sales2021: £620,000 at the time · £785,000 in today's money · 4 sales2022: £3,145,000 at the time · £3,687,871 in today's money · 4 sales2023: £547,500 at the time · £601,569 in today's money · 3 sales2024: £1,075,000 at the time · £1,142,946 in today's money · 5 sales2025: £680,000 at the time · £696,261 in today's money · 3 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2025£680,000£696,2613
2024£1,075,000£1,142,9465
2023£547,500£601,5693
2022£3,145,000£3,687,8714
2021£620,000£785,0004
2020£6,350,000£8,239,2563
2019£1,663,600£2,180,58126
2018£985,000£1,313,024117
2017£570,000£777,4233
2016£619,400£866,5474
2015£833,200£1,177,31214
2014£775,000£1,099,47315
2013£612,500£881,3264
2012£552,500£813,2118
2011£387,500£584,9766
2010£373,000£584,9603
2009£325,000£522,4401
2006£267,000£463,4789
2005£237,000£421,7645
2004£247,500£449,5084
2003£210,000£386,8712
2002£230,000£432,74315
2001£104,000£199,9351
2000£177,500£348,34453
1999£212,500£423,5019
1998£750,000£1,513,9291
1997£254,000£520,9031

In cash terms the typical EC3R home went from £254,000 in 1997 to £680,000 in 2025, roughly 2.7 times the price. Adjusted for inflation it still comes to a real rise of roughly 31%, so homes here got dearer in substance, not only in cash. In inflation-adjusted terms the high-water mark was 2020. The market now sits about 92% below it, so a peak-time purchase has yet to recover its real value.

Year-on-year change in the EC3R median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+500% -100% 0% 1998 · +195.3% on the year before1999 · −71.7% on the year before2000 · −16.5% on the year before2001 · −41.4% on the year before2002 · +121.2% on the year before2003 · −8.7% on the year before2004 · +17.9% on the year before2005 · −4.2% on the year before2006 · +12.7% on the year before2010 · +14.8% on the year before2011 · +3.9% on the year before2012 · +42.6% on the year before2013 · +10.9% on the year before2014 · +26.5% on the year before2015 · +7.5% on the year before2016 · −25.7% on the year before2017 · −8.0% on the year before2018 · +72.8% on the year before2019 · +68.9% on the year before2020 · +281.7% on the year before2021 · −90.2% on the year before2022 · +407.3% on the year before2023 · −82.6% on the year before2024 · +96.3% on the year before2025 · −36.7% on the year before200020052010201520202025

The strongest year on record here is 2022 (+407.3% on the year before); the weakest, 2021 (−90.2%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

The long view: annualised growth

PeriodCash, per yearReal terms, per year
1 years (since 2024)−36.7%−39.1%
5 years (since 2020)−36.0%−39.0%
10 years (since 2015)−2.0%−5.1%
20 years (since 2005)+5.4%+2.5%

Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.

How many homes change hands in EC3R

How many homes change hands

Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.

50100150200 1997: 1 sales1998: 1 sales1999: 9 sales2000: 53 sales2001: 1 sales2002: 15 sales2003: 2 sales2004: 4 sales2005: 5 sales2006: 9 sales2009: 1 sales2010: 3 sales2011: 6 sales2012: 8 sales2013: 4 sales2014: 15 sales2015: 14 sales2016: 4 sales2017: 3 sales2018: 117 sales2019: 26 sales2020: 3 sales2021: 4 sales2022: 4 sales2023: 3 sales2024: 5 sales2025: 3 sales200020052010201520202025

Over the last twelve months of data, 14 sales completed in EC3R. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 13 sales a year before the financial crisis and 4 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

How EC3R trades

Only 14 sales completed here in the last twelve months of data, which makes EC3R a thin market. Each figure rests on few transactions, so single streets can swing the median and the charts deserve a sceptical squint. Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing.

The rental side of EC3R

For renting purposes EC3R sits in Westminster. The ONS average private rent there is £3,163 a month (May 2026). A one-bed averages £2,517 a month here and a four-or-more-bed £5,378, so size does most of the work in setting the rent.

Average monthly rent by size, Westminster

ONS Price Index of Private Rents, May 2026.

1 bed: £2,517 a month£2,5171 bed2 bed: £3,268 a month£3,2682 bed3 bed: £3,849 a month£3,8493 bed4+ bed: £5,378 a month£5,3784+ bed

Against the £680,000 median purchase price, a rent of £3,163 a month (£37,956 a year) works out at a 5.6% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

Common questions on EC3R (Monument)

Is EC3R (Monument) a good place to buy a house?
EC3R (Monument) sold prices are down 89% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in EC3R (Monument)?
Land Registry recorded 3 sales in EC3R (Monument) in 2025, with a median sold price of £680,000. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in EC3R (Monument)?
In EC3R (Monument) the median moved down 37% year on year; over five years it is down 89%. The full year-by-year table since 1995 is on this page.

What happens to EC3R prices now?

That question has no honest answer, only evidence. The evidence: the median is down 89% over five years in cash but down 92% after inflation. Weigh the volume chart alongside the price one before deciding anything, and bear in mind every figure is a completed sale that reached the register weeks after completion.

EC3R's current homes for sale

Everything above is what homes in EC3R sold for. Turning to what is actually available: 3 homes on the market right now, from 3 agents publishing to HomesIndex, at a typical asking price 10% above the EC3R median sold price.

£750,000Typical asking price now
£680,000Median sold price
1 in line with nearby sales2 above nearby sales

0% of what is on the market here is asking below what comparable homes actually sold for. The comparison behind each listing uses recent recorded sales of similar homes close by.

See every EC3R home for sale on the map →

These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.

Moving up a bedroom in EC: the cost

What homes of each size actually sold for across the EC area, from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.

Type1 bed2 bed3 bed4 bed5 bed
Flat£560,050£825,000 (+47%)£1,310,000 (+59%)£1,882,500 (+44%)

Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

EC3R ranks 17 of 17 in the EC area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.

Inside EC3R, sector by sector

The next slice down is the postcode sector: a group of streets, each with its own report. Two sectors a short walk apart can trade at sharply different prices.

SectorMedian (latest)Sales that year
EC3R 6£1,250,0003
EC3R 8£680,0003

How EC3R compares nearby

Same city, different markets. The neighbouring districts of the EC area, dearest first:

DistrictMedian5-year
EC2M£2,084,000+75%
EC3A£1,500,000+19%
EC4V£890,000+27%
EC4Y£846,500-3%
EC2Y£784,100-3%
EC1M£730,000-9%
EC1V£695,000-20%
EC3R (this report)£680,000-89%
EC1Y£670,000-14%
EC4A£665,000-19%
EC4R£625,000-5%
EC1N£615,000+11%
EC1R£590,000-26%
EC4M£550,000-8%
EC1A£541,200-29%
EC3N£490,000-16%
EC2A£465,000-51%

Selling in EC3R? Start from the sold record

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at EC3R's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

Estate agents working EC3R: the featured spot on this report is free for founding agents, one per district. Claim EC3R.

Take it further

Behind the answers sits the same Land Registry record as this page, with EC3R already set as the subject. Free, one click sign in.

See every individual EC3R sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.