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St Paul's market report EC4M, London
The EC4M (St Paul's) house price history in full, 1995 to 2025, in cash and in today's money. This page is built from the public record and nothing else: 145 completed sales registered with HM Land Registry in EC4M (London) since 1995, plus current ONS rental figures. There are no valuations, estimates or asking prices in it.
Covers registered sales to August 2025 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.
In short: a typical EC4M (London) home changed hands for £550,000 in 2025 (median of 2 registered sales, down 8% on five years earlier), with the mean at £550,000, and by floor area homes here have averaged about £11,520 per square metre over the last five years. Source: 145 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.
The postcode district EC4M covering St Paul's sits in London. A district is the workhorse unit for reading a market: local enough to be meaningful, busy enough that the medians rest on a steady flow of sales.
Where EC4M sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
The going rate for a home in EC4M
The EC4M median stands at £550,000 for 2025, built from 2 registered sales; the mean, the figure usually quoted as the "average house price", is £550,000, almost on top of it, so sales bunch tightly around the typical price.
House prices per square metre in EC4M
By floor space, homes in EC4M have sold for about £11,520 per square metre on average over the last five years: the like-for-like measure that lets you compare a small flat with a large house, from the Energy Performance Certificate floor areas behind each sale.
The national median for England and Wales is £285,000, which puts EC4M 93% above the country at large.
A typical EC4M home, priced year by year (1995 to 2025)
One line records the median as paid; the other restates every year in today's money via ONS CPIH, the honest measure of getting dearer. Hover for year figures, click the legend to isolate a line.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2025 | £550,000 | £563,152 | 2 |
| 2024 | £800,000 | £850,564 | 2 |
| 2023 | £660,000 | £725,179 | 3 |
| 2022 | £910,000 | £1,067,079 | 6 |
| 2021 | £510,000 | £645,726 | 3 |
| 2019 | £600,000 | £786,456 | 1 |
| 2018 | £590,000 | £786,481 | 1 |
| 2015 | £765,000 | £1,080,945 | 7 |
| 2014 | £497,200 | £705,365 | 9 |
| 2013 | £795,000 | £1,143,926 | 5 |
| 2012 | £480,000 | £706,500 | 1 |
| 2011 | £470,000 | £709,519 | 11 |
| 2010 | £331,200 | £519,407 | 2 |
| 2009 | £425,000 | £683,191 | 1 |
| 2007 | £430,600 | £730,418 | 8 |
| 2006 | £900,000 | £1,562,285 | 3 |
| 2005 | £306,000 | £544,557 | 7 |
| 2004 | £350,000 | £635,668 | 1 |
| 2003 | £245,100 | £451,534 | 6 |
| 2002 | £230,000 | £432,743 | 3 |
| 2001 | £191,200 | £367,572 | 24 |
| 2000 | £244,000 | £478,850 | 18 |
| 1999 | £210,200 | £418,918 | 2 |
| 1998 | £260,000 | £524,829 | 16 |
| 1997 | £260,000 | £533,208 | 1 |
| 1996 | £130,000 | £274,164 | 1 |
| 1995 | £2,500 | £5,435 | 1 |
In cash terms the typical EC4M home went from £2,500 in 1995 to £550,000 in 2025, roughly 220 times the price. Adjusted for inflation it still comes to a real rise of roughly 10020%, so homes here got dearer in substance, not only in cash. The real-terms peak came in 2006, and today's median remains roughly 64% under it: a 2006 buyer is still waiting to get that price back in today's money.
Year-on-year change in the EC4M median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 1996 (+5100.0% on the year before); the weakest, 2007 (−52.2%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
The long view: annualised growth
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2024) | −31.3% | −33.8% |
| 6 years (since 2019) | −1.4% | −5.4% |
| 10 years (since 2015) | −3.2% | −6.3% |
| 20 years (since 2005) | +3.0% | +0.2% |
The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.
Sales activity in EC4M
How many homes change hands
Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.
The register shows 13 EC4M sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 9 sales a year before the financial crisis and 3 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.
What homes rent for around EC4M
For renting purposes EC4M sits in Westminster. The ONS average private rent there is £3,163 a month (May 2026). The spread runs from £2,517 a month for a typical one-bed to £5,378 at four-plus bedrooms, which is size doing most of the pricing.
Average monthly rent by size, Westminster
ONS Price Index of Private Rents, May 2026.
£3,163 a month is £37,956 a year, which against the £550,000 median sold price makes a gross yield of 6.9%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.
What kind of market EC4M is
This is a thin market: 13 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing. Among the 17 measurable districts of its area, EC4M ranks 14 by median price: towards the affordable end.
Asked and answered: EC4M (St Paul's)
Is EC4M (St Paul's) a good place to buy a house?
How much did a house sell for in EC4M (St Paul's)?
Are property prices falling in EC4M (St Paul's)?
What happens to EC4M prices now?
Nobody can tell you that, and this page will not pretend to. What the record shows: the median is down 8% over five years in cash but down 30% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.
What is for sale in EC4M right now
Everything above is what homes in EC4M sold for. This is what you could actually buy today: 3 homes currently on the market from 2 agents publishing to HomesIndex, at a typical asking price 50% above the EC4M median sold price.
33% of what is on the market here is asking below what comparable homes actually sold for. Each listing is compared with recent recorded sales of similar homes nearby.
"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.
See every EC4M home for sale on the map →
These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.
Bedroom by bedroom: EC prices by size
The Land Registry record, split by size: what each kind of home actually sold for across the EC area. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Flat | £560,050 | £825,000 (+47%) | £1,310,000 (+59%) | £1,882,500 (+44%) | — |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.
The risers and the fallers
EC4M ranks 8 of 17 in the EC area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.
EC area districts: five years of change
The districts that gained and lost most in cash terms, each row linking through to its own report.
Inside EC4M, sector by sector
The next slice down is the postcode sector: a group of streets, each with its own report. Two sectors a short walk apart can trade at sharply different prices.
| Sector | Median (latest) | Sales that year |
|---|---|---|
| EC4M 7 | £625,000 | 1 |
How EC4M compares nearby
Same city, different markets. The neighbouring districts of the EC area, dearest first:
| District | Median | 5-year |
|---|---|---|
| EC2M | £2,084,000 | +75% |
| EC3A | £1,500,000 | +19% |
| EC4V | £890,000 | +27% |
| EC4Y | £846,500 | -3% |
| EC2Y | £784,100 | -3% |
| EC1M | £730,000 | -9% |
| EC1V | £695,000 | -20% |
| EC3R | £680,000 | -89% |
| EC1Y | £670,000 | -14% |
| EC4A | £665,000 | -19% |
| EC4R | £625,000 | -5% |
| EC1N | £615,000 | +11% |
| EC1R | £590,000 | -26% |
| EC4M (this report) | £550,000 | -8% |
| EC1A | £541,200 | -29% |
| EC3N | £490,000 | -16% |
| EC2A | £465,000 | -51% |
Thinking of selling in EC4M? Get a rough value first
Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in EC4M, use the average prices map for a rough value: zoom from EC4M's shading down to the sold homes on your own street. The figures above are every recorded EC4M sale; agents price with this same Land Registry record, and now you have it too.
Estate agents working EC4M: the featured spot on this report is free for founding agents, one per district. Claim EC4M.
Go deeper
Behind the answers sits the same Land Registry record as this page, with EC4M already set as the subject. Free, one click sign in.
Two maps carry on from here: every EC4M sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.
About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.