Local market reports › EC area › EC4Y
Temple market report EC4Y, London
The standing EC4Y (Temple) property market report, rebuilt from the full public record every month. Every figure on this page comes from the public record: 212 sales registered with HM Land Registry in EC4Y (London) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.
Covers registered sales to March 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.
In short: the 2026 median for EC4Y (London) is £846,500, from 2 registered sales, down 3% on five years earlier; the mean is £846,500, and by floor area homes here have averaged about £10,560 per square metre over the last five years. Behind the figures sit 212 HM Land Registry entries going back to 1995, refreshed monthly, every one a completed sale rather than a valuation or an asking price.
EC4Y is the postcode district covering Temple in London. Districts are a practical way to slice a market: small enough to mean something locally, big enough to have a steady flow of sales to measure.
Where EC4Y sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
EC4Y sold prices: where the market stands
The EC4Y median stands at £846,500 for 2026, built from 2 registered sales; the mean, the figure usually quoted as the "average house price", is £846,500, almost on top of it, so sales bunch tightly around the typical price.
House prices per square metre in EC4Y
Per square metre, EC4Y homes have averaged around £10,560 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.
England and Wales as a whole trade at a £285,000 median, leaving EC4Y 197% above the national figure.
The price of a typical EC4Y home, 1995 to 2026
One line records the median as paid; the other restates every year in today's money via ONS CPIH, the honest measure of getting dearer. Hover for year figures, click the legend to isolate a line.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £846,500 | £846,500 | 2 |
| 2025 | £1,700,000 | £1,740,652 | 1 |
| 2024 | £845,000 | £898,409 | 3 |
| 2023 | £1,032,500 | £1,134,465 | 4 |
| 2022 | £763,500 | £895,291 | 2 |
| 2021 | £872,500 | £1,104,698 | 4 |
| 2019 | £935,000 | £1,225,561 | 1 |
| 2018 | £1,118,000 | £1,490,315 | 3 |
| 2017 | £940,000 | £1,282,066 | 3 |
| 2016 | £1,021,600 | £1,429,229 | 2 |
| 2015 | £755,000 | £1,066,815 | 3 |
| 2014 | £610,000 | £865,392 | 8 |
| 2013 | £634,000 | £912,263 | 16 |
| 2012 | £685,000 | £1,008,234 | 11 |
| 2011 | £705,000 | £1,064,279 | 3 |
| 2010 | £565,000 | £886,065 | 8 |
| 2009 | £676,000 | £1,086,676 | 3 |
| 2008 | £380,000 | £622,900 | 3 |
| 2007 | £615,000 | £1,043,211 | 6 |
| 2006 | £484,000 | £840,162 | 14 |
| 2005 | £455,000 | £809,717 | 9 |
| 2004 | £234,500 | £425,898 | 6 |
| 2003 | £490,000 | £902,699 | 61 |
| 2002 | £267,000 | £502,358 | 3 |
| 2001 | £223,000 | £428,706 | 2 |
| 2000 | £195,000 | £382,688 | 1 |
| 1999 | £201,200 | £400,981 | 4 |
| 1998 | £275,000 | £555,107 | 5 |
| 1997 | £152,500 | £312,747 | 17 |
| 1996 | £142,000 | £299,472 | 3 |
| 1995 | £2,505,000 | £5,445,485 | 1 |
In cash terms the typical EC4Y home went from £2,505,000 in 1995 to £846,500 in 2026, a -66% rise. Adjust for inflation and the direction reverses: a real fall of about 84%, leaving a typical home cheaper in today's money than in 1995. Measured in today's money the market peaked in 1995; the current median sits about 84% below that. Someone who bought at the 1995 peak has not yet seen that price back in real terms.
Year-on-year change in the EC4Y median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2025 (+101.2% on the year before); the weakest, 1996 (−94.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
Annualised returns
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −50.2% | −51.4% |
| 5 years (since 2021) | −0.6% | −5.2% |
| 10 years (since 2016) | −1.9% | −5.1% |
| 20 years (since 2006) | +2.8% | 0.0% |
Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.
How many homes change hands in EC4Y
Sales per year, counted
Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.
Over the last twelve months of data, 14 sales completed in EC4Y. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 13 sales a year before the financial crisis and 2 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.
The rental side of EC4Y
EC4Y falls under Westminster, where the ONS puts the average private rent at £3,163 a month (May 2026 figures). A one-bed averages £2,517 a month here and a four-or-more-bed £5,378, so size does most of the work in setting the rent.
Average monthly rent by size, Westminster
ONS Price Index of Private Rents, May 2026.
Against the £846,500 median purchase price, a rent of £3,163 a month (£37,956 a year) works out at a 4.5% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.
Reading the EC4Y market
This is a thin market: 14 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing. Among the 17 measurable districts of its area, EC4Y ranks 4 by median price: firmly in the dearer tier.
What people ask about EC4Y (Temple)
How much did a house sell for in EC4Y (Temple)?
Are property prices falling in EC4Y (Temple)?
Is EC4Y (Temple) a good place to buy a house?
Where do EC4Y prices go next?
No honest page predicts prices, so this one sticks to the record: the median is down 3% over five years in cash but down 23% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.
What you could buy in EC4Y now
Everything above is what homes in EC4Y sold for. This is what you could actually buy today: 7 homes currently on the market from an agent publishing to HomesIndex, at a typical asking price 3% below the EC4Y median sold price.
0% of what is on the market here is asking below what comparable homes actually sold for. The comparison behind each listing uses recent recorded sales of similar homes close by.
See every EC4Y home for sale on the map →
Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.
What another bedroom costs in EC
What homes of each size actually sold for across the EC area, from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Flat | £560,050 | £825,000 (+47%) | £1,310,000 (+59%) | £1,882,500 (+44%) | — |
Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Sizes with too few homes to be meaningful are left blank.
The risers and the fallers
EC4Y ranks 5 of 17 in the EC area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.
Five-year change in the median, EC area districts
The biggest risers and fallers in cash terms; every row links to that district's report.
Inside EC4Y, sector by sector
Below district level sit the sectors, street groups with reports of their own, and the gaps between neighbouring ones can be sharp.
| Sector | Median (latest) | Sales that year |
|---|---|---|
| EC4Y 0 | £846,500 | 2 |
How EC4Y compares nearby
Same city, different markets. The neighbouring districts of the EC area, dearest first:
| District | Median | 5-year |
|---|---|---|
| EC2M | £2,084,000 | +75% |
| EC3A | £1,500,000 | +19% |
| EC4V | £890,000 | +27% |
| EC4Y (this report) | £846,500 | -3% |
| EC2Y | £784,100 | -3% |
| EC1M | £730,000 | -9% |
| EC1V | £695,000 | -20% |
| EC3R | £680,000 | -89% |
| EC1Y | £670,000 | -14% |
| EC4A | £665,000 | -19% |
| EC4R | £625,000 | -5% |
| EC1N | £615,000 | +11% |
| EC1R | £590,000 | -26% |
| EC4M | £550,000 | -8% |
| EC1A | £541,200 | -29% |
| EC3N | £490,000 | -16% |
| EC2A | £465,000 | -51% |
Thinking of selling in EC4Y? Get a rough value first
The sold record beats any estimate as a starting point. Before a house valuation or flat valuation in EC4Y, open the average prices map and zoom from the EC4Y shading down to the sold homes on your own street. Every recorded EC4Y sale is on this page; the same Land Registry record is what agents price from, and it is now in your hands.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim EC4Y.
Dig further
Behind the answers sits the same Land Registry record as this page, with EC4Y already set as the subject. Free, one click sign in.
Two maps carry on from here: every EC4Y sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.
About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.