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Finchampstead market report RG40 3, Wokingham
The RG40 3 (Finchampstead) house price history in full, 1995 to 2026, in cash and in today's money. Everything below comes from 2,567 sales recorded by HM Land Registry in RG40 3 (Wokingham) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.
Sales data to 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.
In short: the 2026 median for RG40 3 (Wokingham) is £560,000, from 17 registered sales, down 18% on five years earlier; the mean is £651,800, and by floor area homes here have averaged about £5,200 per square metre over the last five years. Behind the figures sit 2,567 HM Land Registry entries going back to 1995, refreshed monthly, every one a completed sale rather than a valuation or an asking price.
RG40 3 is a postcode sector: one group of streets inside RG40 (Wokingham). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.
Where RG40 3 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
RG40 3 sold prices: where the market stands
In the RG40 3 property market, the 2026 median sale price is £560,000, from 17 registered sales; the mean, the "average house price" most sites quote, is £651,800, sitting well above it, the signature of a heavy top tail: a handful of expensive sales lifting the average.
RG40 3 prices by floor area
Per square metre, RG40 3 homes have averaged around £5,200 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.
For scale: the England and Wales median is £285,000, so RG40 3 trades 96% above the country as a whole.
A typical RG40 3 home, priced year by year (1995 to 2026)
Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £560,000 | £560,000 | 17 |
| 2025 | £730,000 | £747,457 | 79 |
| 2024 | £677,500 | £720,322 | 82 |
| 2023 | £690,000 | £758,142 | 72 |
| 2022 | £750,000 | £879,461 | 59 |
| 2021 | £685,000 | £867,298 | 70 |
| 2020 | £670,500 | £869,988 | 55 |
| 2019 | £585,000 | £766,795 | 61 |
| 2018 | £608,800 | £811,542 | 74 |
| 2017 | £650,000 | £886,535 | 67 |
| 2016 | £594,000 | £831,012 | 74 |
| 2015 | £584,500 | £825,899 | 70 |
| 2014 | £496,000 | £703,663 | 81 |
| 2013 | £410,000 | £589,949 | 84 |
| 2012 | £428,500 | £630,698 | 64 |
| 2011 | £450,000 | £679,327 | 59 |
| 2010 | £450,000 | £705,716 | 56 |
| 2009 | £410,000 | £659,078 | 63 |
| 2008 | £422,500 | £692,567 | 66 |
| 2007 | £442,500 | £750,603 | 99 |
| 2006 | £422,500 | £733,406 | 112 |
| 2005 | £344,000 | £612,181 | 93 |
| 2004 | £439,000 | £797,310 | 104 |
| 2003 | £369,100 | £679,972 | 99 |
| 2002 | £295,000 | £555,040 | 123 |
| 2001 | £285,000 | £547,898 | 93 |
| 2000 | £300,000 | £588,750 | 79 |
| 1999 | £222,000 | £442,434 | 110 |
| 1998 | £186,200 | £375,858 | 96 |
| 1997 | £181,500 | £372,220 | 110 |
| 1996 | £134,000 | £282,600 | 119 |
| 1995 | £164,000 | £356,511 | 77 |
In cash terms the typical RG40 3 home went from £164,000 in 1995 to £560,000 in 2026, roughly 3.4 times the price. Inflation explains only part of it: in today's money the rise is still about 57%, a genuine increase in what a home here costs. Measured in today's money the market peaked in 2017; the current median sits about 37% below that. Someone who bought at the 2017 peak has not yet seen that price back in real terms.
Year-on-year change in the RG40 3 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 1997 (+35.4% on the year before); the weakest, 2026 (−23.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
What RG40 3 has returned, per year
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −23.3% | −25.1% |
| 5 years (since 2021) | −3.9% | −8.4% |
| 10 years (since 2016) | −0.6% | −3.9% |
| 20 years (since 2006) | +1.4% | −1.3% |
The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.
The turnover behind the prices
The year-by-year sales count
Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.
The register shows 17 RG40 3 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 100 sales a year before the financial crisis and 62 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.
What homes rent for around RG40 3
The local authority for RG40 3 is Wokingham, and its ONS average private rent currently stands at £1,482 a month (May 2026 figures). A one-bed averages £1,065 a month here and a four-or-more-bed £2,329, so size does most of the work in setting the rent.
Average monthly rent by size, Wokingham
ONS Price Index of Private Rents, May 2026.
Against the £560,000 median purchase price, a rent of £1,482 a month (£17,784 a year) works out at a 3.2% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.
What kind of market RG40 3 is
This is a thin market: 17 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. Against the RG40 district median, RG40 3 sits 23% higher, marking it as a dearer pocket of the district.
What people search before landing on RG40 3 (Finchampstead)
A lot of searches that reach this page are full postcodes, RG40 3AN among them. A full postcode is a street segment of a dozen or so homes, below even sector level; the medians on this page are the context, and the live map shows every recorded sale at those exact addresses.
Search phrases quoted verbatim from Google Search Console for this site (last 16 months); each is answered from the page's own Land Registry figures.
What people ask about RG40 3 (Finchampstead)
Is RG40 3 (Finchampstead) a good place to buy a house?
How much did a house sell for in RG40 3 (Finchampstead)?
Are property prices falling in RG40 3 (Finchampstead)?
Are RG40 3 prices heading up or down?
No honest page predicts prices, so this one sticks to the record: the median is down 18% over five years in cash but down 35% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.
RG40's current homes for sale
Turning to what is actually available: 66 homes on the market right now, from 10 agents publishing to HomesIndex.
These cover the whole RG40 district, not just RG40 3: live asking prices are collected per district.
28% of what is on the market here is asking below what comparable homes actually sold for. Each listing is compared with recent recorded sales of similar homes nearby.
- Orchard Close, Wokingham, Wokingham
- Wokingham, Berkshire, Berkshire
- Ellison Way, Wokingham, Wokingham
The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.
See every RG40 home for sale on the map →
These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.
Moving up a bedroom in RG: the cost
The Land Registry record, split by size: what each kind of home actually sold for across the RG area. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | £444,995 | £595,000 (+34%) | £830,000 (+39%) | £1,200,000 (+45%) |
| Semi-detached | £310,000 | £385,000 (+24%) | £455,500 (+18%) | £579,500 (+27%) | £784,000 (+35%) |
| Terraced | £295,000 | £340,000 (+15%) | £375,000 (+10%) | £485,000 (+29%) | £650,000 (+34%) |
| Flat | £200,000 | £270,000 (+35%) | £409,950 (+52%) | £638,750 (+56%) | — |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Sizes with too few homes to be meaningful are left blank.
The risers and the fallers
The spread across the RG area is the point: the same five years treated these districts very differently.
Winners and losers across the RG area, five years
The biggest risers and fallers in cash terms; every row links to that district's report.
Other sectors in RG40
Prices can differ sharply between two sectors a few minutes' walk apart. The rest of RG40, each linking to its own report:
| Sector | Median (latest) | Sales that year |
|---|---|---|
| RG40 1 | £435,000 | 57 |
| RG40 2 | £364,000 | 28 |
| RG40 4 | £580,000 | 37 |
| RG40 5 | £478,500 | 22 |
Zoom out to the full RG40 district report for the type split, monthly volumes and how RG40 compares with its neighbours.
Thinking of selling in RG40 3? Get a rough value first
The sold record beats any estimate as a starting point. Before a house valuation or flat valuation in RG40 3, open the average prices map and zoom from the RG40 3 shading down to the sold homes on your own street. Every recorded RG40 3 sale is on this page; the same Land Registry record is what agents price from, and it is now in your hands.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim RG40 3.
Dig further
Answers come from the same Land Registry data behind this report, and the AI knows you are asking about RG40 3. Free, with a one click sign in.
Two maps carry on from here: every RG40 3 sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.
Method, briefly: HM Land Registry Price Paid Data (Crown copyright, OGL v3.0) supplies every sale, geocoded to address level; CPIH from the ONS restates prices in today's money; ONS local-authority figures supply the rents. Medians of real sales, not valuations. No part of this page is financial advice.