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Chelsea market report SW3 3, London

The SW3 3 (Chelsea) house price history in full, 1995 to 2026, in cash and in today's money. Every figure on this page comes from the public record: 3,801 sales registered with HM Land Registry in SW3 3 (London) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.

Covers registered sales to 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.

In short: 17 registered 2026 sales put the SW3 3 (London) median at £820,000, up 19% on five years earlier, with a mean of £966,500, and by floor area homes here have averaged about £17,320 per square metre over the last five years. Everything rests on 3,801 completed HM Land Registry sales since 1995, refreshed monthly; valuations and asking prices play no part.

SW3 3 is a postcode sector: one group of streets inside SW3 (London). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.

Where SW3 3 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£820,000median sold price, 2026
£17,320/m²5-year average per m²
+19%change over five years, cash
17homes sold, last 12 months
5.3%estimated gross yield

What buyers actually paid in SW3 3

The 2026 median for SW3 3 is £820,000, taken from 17 registered sales. The mean, which is what most sites call the "average house price", is £966,500, well above it, the signature of a heavy top tail: a handful of expensive sales lifting the average.

SW3 3 prices by floor area

A square metre of SW3 3 home has cost about £17,320 on average across the last five years of sales, using the floor area on each home's Energy Performance Certificate: the measure that puts a studio and a five-bed on the same footing.

Set against the £285,000 England and Wales median, SW3 3 sits 188% above the national market.

The price of a typical SW3 3 home, 1995 to 2026

Two lines: the median in the money of its day, and the same years restated by ONS CPIH into today's money, which is the truer test of getting dearer. Hover for exact figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£500k£1.00M£1.50M£2M1995200020052010201520202026 1995: £101,100 at the time · £219,776 in today's money · 164 sales1996: £108,000 at the time · £227,767 in today's money · 185 sales1997: £142,500 at the time · £292,239 in today's money · 207 sales1998: £129,000 at the time · £260,396 in today's money · 192 sales1999: £180,000 at the time · £358,731 in today's money · 166 sales2000: £205,000 at the time · £402,313 in today's money · 193 sales2001: £187,000 at the time · £359,498 in today's money · 172 sales2002: £225,000 at the time · £423,336 in today's money · 248 sales2003: £230,000 at the time · £423,716 in today's money · 180 sales2004: £248,000 at the time · £450,416 in today's money · 236 sales2005: £285,000 at the time · £507,185 in today's money · 151 sales2006: £275,000 at the time · £477,365 in today's money · 186 sales2007: £355,000 at the time · £602,179 in today's money · 177 sales2008: £400,000 at the time · £655,684 in today's money · 75 sales2009: £442,500 at the time · £711,323 in today's money · 114 sales2010: £405,000 at the time · £635,144 in today's money · 97 sales2011: £442,500 at the time · £668,005 in today's money · 80 sales2012: £460,000 at the time · £677,063 in today's money · 85 sales2013: £575,000 at the time · £827,368 in today's money · 108 sales2014: £705,000 at the time · £1,000,166 in today's money · 100 sales2015: £640,000 at the time · £904,320 in today's money · 82 sales2016: £720,000 at the time · £1,007,287 in today's money · 65 sales2017: £1,050,000 at the time · £1,432,095 in today's money · 45 sales2018: £560,000 at the time · £746,491 in today's money · 39 sales2019: £637,500 at the time · £835,610 in today's money · 48 sales2020: £1,092,500 at the time · £1,417,541 in today's money · 54 sales2021: £690,000 at the time · £873,629 in today's money · 71 sales2022: £975,000 at the time · £1,143,299 in today's money · 86 sales2023: £895,000 at the time · £983,386 in today's money · 57 sales2024: £1,005,000 at the time · £1,068,521 in today's money · 54 sales2025: £1,000,000 at the time · £1,023,913 in today's money · 67 sales2026: £820,000 at the time · £820,000 in today's money · 17 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£820,000£820,00017
2025£1,000,000£1,023,91367
2024£1,005,000£1,068,52154
2023£895,000£983,38657
2022£975,000£1,143,29986
2021£690,000£873,62971
2020£1,092,500£1,417,54154
2019£637,500£835,61048
2018£560,000£746,49139
2017£1,050,000£1,432,09545
2016£720,000£1,007,28765
2015£640,000£904,32082
2014£705,000£1,000,166100
2013£575,000£827,368108
2012£460,000£677,06385
2011£442,500£668,00580
2010£405,000£635,14497
2009£442,500£711,323114
2008£400,000£655,68475
2007£355,000£602,179177
2006£275,000£477,365186
2005£285,000£507,185151
2004£248,000£450,416236
2003£230,000£423,716180
2002£225,000£423,336248
2001£187,000£359,498172
2000£205,000£402,313193
1999£180,000£358,731166
1998£129,000£260,396192
1997£142,500£292,239207
1996£108,000£227,767185
1995£101,100£219,776164

In cash terms the typical SW3 3 home went from £101,100 in 1995 to £820,000 in 2026, roughly 8 times the price. Even after inflation that is a real rise of about 273%: homes here genuinely became dearer, not merely more expensive on paper. Measured in today's money the market peaked in 2017; the current median sits about 43% below that. Someone who bought at the 2017 peak has not yet seen that price back in real terms.

Year-on-year change in the SW3 3 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+100% -100% 0% 1996 · +6.8% on the year before1997 · +31.9% on the year before1998 · −9.5% on the year before1999 · +39.5% on the year before2000 · +13.9% on the year before2001 · −8.8% on the year before2002 · +20.3% on the year before2003 · +2.2% on the year before2004 · +7.8% on the year before2005 · +14.9% on the year before2006 · −3.5% on the year before2007 · +29.1% on the year before2008 · +12.7% on the year before2009 · +10.6% on the year before2010 · −8.5% on the year before2011 · +9.3% on the year before2012 · +4.0% on the year before2013 · +25.0% on the year before2014 · +22.6% on the year before2015 · −9.2% on the year before2016 · +12.5% on the year before2017 · +45.8% on the year before2018 · −46.7% on the year before2019 · +13.8% on the year before2020 · +71.4% on the year before2021 · −36.8% on the year before2022 · +41.3% on the year before2023 · −8.2% on the year before2024 · +12.3% on the year before2025 · −0.5% on the year before2026 · −18.0% on the year before200020052010201520202026

The strongest year on record here is 2020 (+71.4% on the year before); the weakest, 2018 (−46.7%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

What SW3 3 has returned, per year

PeriodCash, per yearReal terms, per year
1 years (since 2025)−18.0%−19.9%
5 years (since 2021)+3.5%−1.3%
10 years (since 2016)+1.3%−2.0%
20 years (since 2006)+5.6%+2.7%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

Transaction volumes

The year-by-year sales count

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

63125188250 1995: 164 sales1996: 185 sales1997: 207 sales1998: 192 sales1999: 166 sales2000: 193 sales2001: 172 sales2002: 248 sales2003: 180 sales2004: 236 sales2005: 151 sales2006: 186 sales2007: 177 sales2008: 75 sales2009: 114 sales2010: 97 sales2011: 80 sales2012: 85 sales2013: 108 sales2014: 100 sales2015: 82 sales2016: 65 sales2017: 45 sales2018: 39 sales2019: 48 sales2020: 54 sales2021: 71 sales2022: 86 sales2023: 57 sales2024: 54 sales2025: 67 sales2026: 17 sales1995200020052010201520202026

Over the last twelve months of data, 17 sales completed in SW3 3. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 193 sales a year before the financial crisis and 56 a year over the last five. Price without volume misleads: a median built on few sales jumps around, and one street can tilt it. Keep in mind too that the latest year is still filling in, since sales reach the register weeks or months after completion.

What tenants pay around SW3 3

For renting purposes SW3 3 sits in Kensington and Chelsea. The ONS average private rent there is £3,591 a month (May 2026). The spread runs from £2,567 a month for a typical one-bed to £5,497 at four-plus bedrooms, which is size doing most of the pricing.

Average monthly rent by size, Kensington and Chelsea

ONS Price Index of Private Rents, May 2026.

1 bed: £2,567 a month£2,5671 bed2 bed: £3,335 a month£3,3352 bed3 bed: £3,959 a month£3,9593 bed4+ bed: £5,497 a month£5,4974+ bed

Set against the £820,000 median sold price, £3,591 a month is £43,092 a year, a gross yield of 5.3%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.

The shape of the SW3 3 market

This is a thin market: 17 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing. Within SW3, this sector trades 25% below the district median: one of its district's cheaper corners.

SW3 3 (Chelsea): the questions that come up

Are property prices falling in SW3 3 (Chelsea)?
In SW3 3 (Chelsea) the median moved down 18% year on year; over five years it is up 19%. The full year-by-year table since 1995 is on this page.
Is SW3 3 (Chelsea) a good place to buy a house?
SW3 3 (Chelsea) sold prices are up 19% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in SW3 3 (Chelsea)?
Land Registry recorded 17 sales in SW3 3 (Chelsea) in 2026, with a median sold price of £820,000. Every one is free to view at its exact address on the HomesIndex map.

Will SW3 3 prices rise from here?

No honest page predicts prices, so this one sticks to the record: the median is up 19% over five years in cash but down 6% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.

What you could buy in SW3 now

Turning to what is actually available: 92 homes on the market right now, from 13 agents publishing to HomesIndex.

These cover the whole SW3 district, not just SW3 3: live asking prices are collected per district.

£2,075,000Typical asking price now (SW3 district)
24 below what sold nearby19 in line with nearby sales19 above nearby sales30 well above nearby sales

26% of what is on the market here is asking below what comparable homes actually sold for. Every listing is measured against recent recorded sales of similar nearby homes.

The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.

See every SW3 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

What another bedroom costs in SW

What homes of each size actually sold for across the SW area, from the Land Registry record. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.

Type1 bed2 bed3 bed4 bed5 bed
Detached£1,050,000£1,797,500 (+71%)£2,600,000 (+45%)
Semi-detached£478,500£645,000 (+35%)£850,000 (+32%)£1,200,000 (+41%)£1,800,000 (+50%)
Terraced£535,000£685,000 (+28%)£850,000 (+24%)£1,210,000 (+42%)£1,680,000 (+39%)
Flat£428,000£590,000 (+38%)£900,000 (+53%)£1,850,000 (+106%)£3,700,000 (+100%)

Built from the last four years of recorded sales by form and bedroom count. Bedroom counts are estimated from EPC records (the register carries none), so expect a small number of homes one size adrift. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

The spread across the SW area is the point: the same five years treated these districts very differently.

Other sectors in SW3

A few minutes' walk can separate two very different markets. Here are SW3's other sectors, each with its own report:

SectorMedian (latest)Sales that year
SW3 1£1,260,0002
SW3 2£1,400,00013
SW3 4£1,142,50020
SW3 5£890,00021
SW3 6£1,470,0007

Zoom out to the full SW3 district report for the type split, monthly volumes and how SW3 compares with its neighbours.

Selling in SW3 3? Start from the sold record

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at SW3 3's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

Estate agents working SW3 3: the featured spot on this report is free for founding agents, one per district. Claim SW3 3.

Keep digging

The AI answers from the same Land Registry data this report is built on, already scoped to SW3 3. Free after a one click sign in.

See every individual SW3 3 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.