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Biddenham market report MK40 3, Bedford
The MK40 3 (Biddenham) house price history in full, 1995 to 2026, in cash and in today's money. Everything below comes from 5,927 sales recorded by HM Land Registry in MK40 3 (Bedford) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.
Sales recorded to 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.
In short: the middle 2026 sale in MK40 3 (Bedford) came in at £340,000, out of 63 registered, up 4% on five years earlier, and the mean stands at £368,000, and by floor area homes here have averaged about £3,880 per square metre over the last five years. The record behind it is 5,927 completed sales lodged with HM Land Registry since 1995, monthly refreshed, with no valuations or asking prices anywhere in the figures.
MK40 3 is a postcode sector: one group of streets inside MK40 (Bedford). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.
Where MK40 3 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
MK40 3 sold prices: where the market stands
In the MK40 3 property market, the 2026 median sale price is £340,000, from 63 registered sales; the mean, the "average house price" most sites quote, is £368,000, sitting somewhat above it, as happens wherever a market carries an expensive tail.
What a square metre costs in MK40 3
Averaged across five years of sales, floor space in MK40 3 costs about £3,880 per square metre. Each sale's Energy Performance Certificate supplies the floor area, and pricing by the metre is what lets flats and houses share one scale.
For scale: the England and Wales median is £285,000, so MK40 3 trades 19% above the country as a whole.
MK40 3's median sold price, 1995 to 2026
One line records the median as paid; the other restates every year in today's money via ONS CPIH, the honest measure of getting dearer. Hover for year figures, click the legend to isolate a line.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £340,000 | £340,000 | 63 |
| 2025 | £360,000 | £368,609 | 147 |
| 2024 | £355,000 | £377,438 | 120 |
| 2023 | £335,000 | £368,083 | 119 |
| 2022 | £330,000 | £386,963 | 148 |
| 2021 | £327,500 | £414,657 | 184 |
| 2020 | £290,000 | £376,281 | 137 |
| 2019 | £290,000 | £380,121 | 143 |
| 2018 | £289,000 | £385,242 | 150 |
| 2017 | £285,000 | £388,711 | 149 |
| 2016 | £200,000 | £279,802 | 215 |
| 2015 | £257,500 | £363,848 | 158 |
| 2014 | £222,500 | £315,655 | 195 |
| 2013 | £215,000 | £309,364 | 190 |
| 2012 | £189,500 | £278,920 | 137 |
| 2011 | £200,000 | £301,923 | 147 |
| 2010 | £185,000 | £290,128 | 141 |
| 2009 | £175,000 | £281,314 | 189 |
| 2008 | £197,200 | £323,252 | 158 |
| 2007 | £189,000 | £320,597 | 293 |
| 2006 | £180,500 | £313,325 | 237 |
| 2005 | £168,500 | £299,862 | 199 |
| 2004 | £160,100 | £290,773 | 234 |
| 2003 | £147,000 | £270,810 | 212 |
| 2002 | £128,000 | £240,831 | 295 |
| 2001 | £100,300 | £192,822 | 233 |
| 2000 | £93,000 | £182,513 | 221 |
| 1999 | £78,000 | £155,450 | 266 |
| 1998 | £69,000 | £139,281 | 233 |
| 1997 | £63,500 | £130,226 | 238 |
| 1996 | £55,800 | £117,680 | 210 |
| 1995 | £55,000 | £119,562 | 166 |
In cash terms the typical MK40 3 home went from £55,000 in 1995 to £340,000 in 2026, roughly 6 times the price. Inflation explains only part of it: in today's money the rise is still about 184%, a genuine increase in what a home here costs. In inflation-adjusted terms the high-water mark was 2021. The market now sits about 18% below it, so a peak-time purchase has yet to recover its real value.
Year-on-year change in the MK40 3 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2017 (+42.5% on the year before); the weakest, 2016 (−22.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
The long view: annualised growth
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −5.6% | −7.8% |
| 5 years (since 2021) | +0.8% | −3.9% |
| 10 years (since 2016) | +5.4% | +2.0% |
| 20 years (since 2006) | +3.2% | +0.4% |
The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.
How many homes change hands in MK40 3
The year-by-year sales count
Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.
The register shows 63 MK40 3 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 241 sales a year before the financial crisis and 119 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.
The rental side of MK40 3
For renting purposes MK40 3 sits in Bedford. The ONS average private rent there is £1,168 a month (May 2026). The spread runs from £796 a month for a typical one-bed to £1,800 at four-plus bedrooms, which is size doing most of the pricing.
Average monthly rent by size, Bedford
ONS Price Index of Private Rents, May 2026.
Set against the £340,000 median sold price, £1,168 a month is £14,016 a year, a gross yield of 4.1%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.
Common questions on MK40 3 (Biddenham)
Are property prices falling in MK40 3 (Biddenham)?
Is MK40 3 (Biddenham) a good place to buy a house?
How much did a house sell for in MK40 3 (Biddenham)?
Are MK40 3 prices heading up or down?
No honest page predicts prices, so this one sticks to the record: the median is up 4% over five years in cash but down 18% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.
MK40's current homes for sale
Turning to what is actually available: 61 homes on the market right now, from 4 agents publishing to HomesIndex.
These cover the whole MK40 district, not just MK40 3: live asking prices are collected per district.
44% of what is on the market here is asking below what comparable homes actually sold for. Every listing is measured against recent recorded sales of similar nearby homes.
- Merton Road, Bedford, Bedfordshire, MK40
- Harpur Street, BEDFORD, Bedfordshire,...
- Crowe Road, Bedford, Bedfordshire, MK40
The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.
See every MK40 home for sale on the map →
Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.
Moving up a bedroom in MK: the cost
What homes of each size actually sold for across the MK area, from the Land Registry record. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | £367,500 | £495,000 (+35%) | £675,000 (+36%) | £910,000 (+35%) |
| Semi-detached | £270,000 | £320,000 (+19%) | £375,000 (+17%) | £470,000 (+25%) | £630,000 (+34%) |
| Terraced | £245,000 | £285,000 (+16%) | £330,000 (+16%) | £400,000 (+21%) | £580,000 (+45%) |
| Flat | £160,000 | £225,000 (+41%) | £307,500 (+37%) | — | — |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Where too few homes exist to say anything meaningful, the cell is blank.
The risers and the fallers
The spread across the MK area is the point: the same five years treated these districts very differently.
Five-year change in the median, MK area districts
Cash-terms risers and fallers across the area; click any row for that district's full report.
Other sectors in MK40
Sector boundaries hide real price steps. The rest of MK40, one report each:
| Sector | Median (latest) | Sales that year |
|---|---|---|
| MK40 1 | £240,000 | 9 |
| MK40 2 | £190,000 | 25 |
| MK40 4 | £349,500 | 78 |
Zoom out to the full MK40 district report for the type split, monthly volumes and how MK40 compares with its neighbours.
Thinking of selling in MK40 3? Get a rough value first
Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in MK40 3, use the average prices map for a rough value: zoom from MK40 3's shading down to the sold homes on your own street. The figures above are every recorded MK40 3 sale; agents price with this same Land Registry record, and now you have it too.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim MK40 3.
Go deeper
The AI answers from the same Land Registry data this report is built on, already scoped to MK40 3. Free after a one click sign in.
The live map plots every individual MK40 3 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.
How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.