HomesIndex

Local market reportsL area › L22

Waterloo market report L22, Liverpool

The L22 (Waterloo) house price history in full, 1995 to 2026, in cash and in today's money. Everything below comes from 7,081 sales recorded by HM Land Registry in L22 (Liverpool) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.

Sales data to July 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.

In short: a typical L22 (Liverpool) home changed hands for £231,800 in 2026 (median of 72 registered sales, up 19% on five years earlier), with the mean at £228,800, and by floor area homes here have averaged about £2,310 per square metre over the last five years. Source: 7,081 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.

L22 is the postcode district covering Waterloo in Liverpool. Districts are a practical way to slice a market: small enough to mean something locally, big enough to have a steady flow of sales to measure.

Where L22 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£231,800median sold price, 2026
£2,310/m²5-year average per m²
+19%five-year change (cash)
143sales in the last 12 months
4.8%estimated gross yield

What buyers actually paid in L22

Take the 72 registered 2026 sales in L22 and the middle price, the median, is £231,800. The mean lands at £228,800, nearly identical to it, meaning sales cluster closely around the typical figure.

What a square metre costs in L22

Per square metre, L22 homes have averaged around £2,310 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.

England and Wales as a whole trade at a £285,000 median, leaving L22 19% below the national figure.

The price of a typical L22 home, 1995 to 2026

One line records the median as paid; the other restates every year in today's money via ONS CPIH, the honest measure of getting dearer. Hover for year figures, click the legend to isolate a line.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £43,000 at the time · £93,475 in today's money · 190 sales1996: £45,000 at the time · £94,903 in today's money · 228 sales1997: £46,500 at the time · £95,362 in today's money · 264 sales1998: £50,000 at the time · £100,929 in today's money · 316 sales1999: £50,700 at the time · £101,042 in today's money · 326 sales2000: £52,600 at the time · £103,228 in today's money · 331 sales2001: £63,000 at the time · £121,114 in today's money · 326 sales2002: £78,000 at the time · £146,756 in today's money · 345 sales2003: £96,500 at the time · £177,776 in today's money · 301 sales2004: £130,000 at the time · £236,105 in today's money · 274 sales2005: £142,000 at the time · £252,703 in today's money · 203 sales2006: £145,000 at the time · £251,701 in today's money · 294 sales2007: £150,000 at the time · £254,442 in today's money · 317 sales2008: £147,800 at the time · £242,275 in today's money · 136 sales2009: £136,000 at the time · £218,621 in today's money · 129 sales2010: £141,000 at the time · £221,124 in today's money · 139 sales2011: £133,200 at the time · £201,081 in today's money · 144 sales2012: £132,000 at the time · £194,288 in today's money · 147 sales2013: £135,000 at the time · £194,252 in today's money · 141 sales2014: £140,000 at the time · £198,614 in today's money · 187 sales2015: £144,500 at the time · £204,179 in today's money · 198 sales2016: £150,000 at the time · £209,851 in today's money · 215 sales2017: £150,000 at the time · £204,585 in today's money · 212 sales2018: £172,500 at the time · £229,946 in today's money · 217 sales2019: £173,000 at the time · £226,762 in today's money · 179 sales2020: £175,000 at the time · £227,066 in today's money · 219 sales2021: £195,000 at the time · £246,895 in today's money · 231 sales2022: £220,000 at the time · £257,975 in today's money · 220 sales2023: £198,000 at the time · £217,554 in today's money · 167 sales2024: £210,000 at the time · £223,273 in today's money · 229 sales2025: £225,000 at the time · £230,380 in today's money · 184 sales2026: £231,800 at the time · £231,800 in today's money · 72 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£231,800£231,80072
2025£225,000£230,380184
2024£210,000£223,273229
2023£198,000£217,554167
2022£220,000£257,975220
2021£195,000£246,895231
2020£175,000£227,066219
2019£173,000£226,762179
2018£172,500£229,946217
2017£150,000£204,585212
2016£150,000£209,851215
2015£144,500£204,179198
2014£140,000£198,614187
2013£135,000£194,252141
2012£132,000£194,288147
2011£133,200£201,081144
2010£141,000£221,124139
2009£136,000£218,621129
2008£147,800£242,275136
2007£150,000£254,442317
2006£145,000£251,701294
2005£142,000£252,703203
2004£130,000£236,105274
2003£96,500£177,776301
2002£78,000£146,756345
2001£63,000£121,114326
2000£52,600£103,228331
1999£50,700£101,042326
1998£50,000£100,929316
1997£46,500£95,362264
1996£45,000£94,903228
1995£43,000£93,475190

In cash terms the typical L22 home went from £43,000 in 1995 to £231,800 in 2026, roughly 5 times the price. Inflation explains only part of it: in today's money the rise is still about 148%, a genuine increase in what a home here costs. The real-terms peak came in 2022, and today's median remains roughly 10% under it: a 2022 buyer is still waiting to get that price back in today's money.

Year-on-year change in the L22 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +4.7% on the year before1997 · +3.3% on the year before1998 · +7.5% on the year before1999 · +1.4% on the year before2000 · +3.7% on the year before2001 · +19.8% on the year before2002 · +23.8% on the year before2003 · +23.7% on the year before2004 · +34.7% on the year before2005 · +9.2% on the year before2006 · +2.1% on the year before2007 · +3.4% on the year before2008 · −1.5% on the year before2009 · −8.0% on the year before2010 · +3.7% on the year before2011 · −5.5% on the year before2012 · −0.9% on the year before2013 · +2.3% on the year before2014 · +3.7% on the year before2015 · +3.2% on the year before2016 · +3.8% on the year before2017 · +0.0% on the year before2018 · +15.0% on the year before2019 · +0.3% on the year before2020 · +1.2% on the year before2021 · +11.4% on the year before2022 · +12.8% on the year before2023 · −10.0% on the year before2024 · +6.1% on the year before2025 · +7.1% on the year before2026 · +3.0% on the year before200020052010201520202026

The strongest year on record here is 2004 (+34.7% on the year before); the weakest, 2023 (−10.0%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Detached, semi, terraced, flat: four markets in one

A single median hides the split beneath it. Sales of terraced homes dominate the record here, 44% of the typed total. In 2024, the last year both were recorded here, a detached home traded at £297,500 against £135,000 for a flat, 2.2 times the price.

Median by property type, L22

One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.

DetachedSemi-detachedTerracedFlats
£125k£250k£375k£500k1995200020052010201520202026 1995: Detached £74,000 · Semi-detached £49,000 · Terraced £41,000 · Flats £37,0001996: Detached £42,000 · Semi-detached £52,000 · Terraced £42,000 · Flats £38,0001997: Detached £70,000 · Semi-detached £51,000 · Terraced £44,900 · Flats £39,5001998: Detached £100,000 · Semi-detached £54,000 · Terraced £46,200 · Flats £45,0001999: Detached £99,100 · Semi-detached £54,400 · Terraced £47,500 · Flats £49,0002000: Detached £107,500 · Semi-detached £60,000 · Terraced £49,500 · Flats £43,6002001: Detached £108,500 · Semi-detached £70,500 · Terraced £60,000 · Flats £54,0002002: Detached £162,000 · Semi-detached £89,200 · Terraced £71,000 · Flats £65,0002003: Detached £195,000 · Semi-detached £110,000 · Terraced £95,000 · Flats £63,0002004: Detached £207,500 · Semi-detached £140,000 · Terraced £123,000 · Flats £107,0002005: Detached £245,000 · Semi-detached £155,000 · Terraced £135,000 · Flats £112,0002006: Detached £250,000 · Semi-detached £166,000 · Terraced £141,400 · Flats £120,0002007: Detached £243,000 · Semi-detached £163,700 · Terraced £148,000 · Flats £134,0002008: Semi-detached £162,000 · Terraced £138,500 · Flats £138,0002009: Semi-detached £148,000 · Terraced £140,500 · Flats £90,0002010: Semi-detached £152,000 · Terraced £135,000 · Flats £100,0002011: Semi-detached £142,500 · Terraced £135,000 · Flats £87,2002012: Semi-detached £144,500 · Terraced £130,000 · Flats £75,0002013: Detached £172,000 · Semi-detached £150,000 · Terraced £128,500 · Flats £79,5002014: Detached £243,000 · Semi-detached £153,500 · Terraced £132,500 · Flats £88,0002015: Detached £193,000 · Semi-detached £161,000 · Terraced £140,000 · Flats £98,0002016: Detached £201,000 · Semi-detached £172,000 · Terraced £148,000 · Flats £97,2002017: Detached £240,000 · Semi-detached £165,000 · Terraced £152,500 · Flats £101,2002018: Semi-detached £185,000 · Terraced £172,000 · Flats £107,5002019: Detached £260,000 · Semi-detached £185,000 · Terraced £170,000 · Flats £122,0002020: Detached £222,500 · Semi-detached £197,000 · Terraced £175,000 · Flats £88,5002021: Detached £292,500 · Semi-detached £220,000 · Terraced £196,800 · Flats £109,8002022: Detached £320,000 · Semi-detached £250,000 · Terraced £220,000 · Flats £130,0002023: Semi-detached £247,200 · Terraced £215,000 · Flats £121,0002024: Detached £297,500 · Semi-detached £251,800 · Terraced £227,500 · Flats £135,0002025: Semi-detached £255,000 · Terraced £229,400 · Flats £131,0002026: Semi-detached £265,000 · Terraced £236,800 · Flats £135,000
TypeMedian (2026)Sales that yearAll-time sales
Detached£297,500 (2024)293
Semi-detached£265,000212,439
Terraced£236,800363,115
Flats£135,000151,211

What L22 has returned, per year

PeriodCash, per yearReal terms, per year
1 years (since 2025)+3.0%+0.6%
5 years (since 2021)+3.5%−1.3%
10 years (since 2016)+4.4%+1.0%
20 years (since 2006)+2.4%−0.4%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

How many homes change hands in L22

How many homes change hands

Each bar is a year's recorded sales. 2008's dip is the financial crisis, and the newest bar always grows for a while as late registrations arrive.

125250375500 1995: 190 sales1996: 228 sales1997: 264 sales1998: 316 sales1999: 326 sales2000: 331 sales2001: 326 sales2002: 345 sales2003: 301 sales2004: 274 sales2005: 203 sales2006: 294 sales2007: 317 sales2008: 136 sales2009: 129 sales2010: 139 sales2011: 144 sales2012: 147 sales2013: 141 sales2014: 187 sales2015: 198 sales2016: 215 sales2017: 212 sales2018: 217 sales2019: 179 sales2020: 219 sales2021: 231 sales2022: 220 sales2023: 167 sales2024: 229 sales2025: 184 sales2026: 72 sales1995200020052010201520202026

The last five years, month by month

Monthly registrations. The sawtooth is seasonal; the register runs weeks behind completions at the right-hand edge.

13253850 August 2021 · 18 sales registeredSeptember 2021 · 25 sales registeredOctober 2021 · 13 sales registeredNovember 2021 · 13 sales registeredDecember 2021 · 16 sales registeredJanuary 2022 · 23 sales registeredFebruary 2022 · 20 sales registeredMarch 2022 · 17 sales registeredApril 2022 · 14 sales registeredMay 2022 · 18 sales registeredJune 2022 · 11 sales registeredJuly 2022 · 21 sales registeredAugust 2022 · 18 sales registeredSeptember 2022 · 19 sales registeredOctober 2022 · 15 sales registeredNovember 2022 · 23 sales registeredDecember 2022 · 21 sales registeredJanuary 2023 · 15 sales registeredFebruary 2023 · 8 sales registeredMarch 2023 · 17 sales registeredApril 2023 · 11 sales registeredMay 2023 · 13 sales registeredJune 2023 · 6 sales registeredJuly 2023 · 15 sales registeredAugust 2023 · 14 sales registeredSeptember 2023 · 18 sales registeredOctober 2023 · 16 sales registeredNovember 2023 · 17 sales registeredDecember 2023 · 17 sales registeredJanuary 2024 · 30 sales registeredFebruary 2024 · 20 sales registeredMarch 2024 · 17 sales registeredApril 2024 · 17 sales registeredMay 2024 · 13 sales registeredJune 2024 · 27 sales registeredJuly 2024 · 17 sales registeredAugust 2024 · 13 sales registeredSeptember 2024 · 15 sales registeredOctober 2024 · 16 sales registeredNovember 2024 · 24 sales registeredDecember 2024 · 20 sales registeredJanuary 2025 · 19 sales registeredFebruary 2025 · 28 sales registeredMarch 2025 · 18 sales registeredApril 2025 · 9 sales registeredMay 2025 · 11 sales registeredJune 2025 · 13 sales registeredJuly 2025 · 15 sales registeredAugust 2025 · 15 sales registeredSeptember 2025 · 15 sales registeredOctober 2025 · 12 sales registeredNovember 2025 · 10 sales registeredDecember 2025 · 19 sales registeredJanuary 2026 · 14 sales registeredFebruary 2026 · 5 sales registeredMarch 2026 · 13 sales registeredApril 2026 · 8 sales registeredMay 2026 · 18 sales registeredJune 2026 · 9 sales registeredJuly 2026 · 5 sales registered

The register shows 143 L22 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 299 sales a year before the financial crisis and 174 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.

How L22 trades

This is a thin market: 143 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching.

The rental side of L22

For renting purposes L22 sits in Sefton. The ONS average private rent there is £928 a month (May 2026). The spread runs from £616 a month for a typical one-bed to £1,400 at four-plus bedrooms, which is size doing most of the pricing.

Average monthly rent by size, Sefton

ONS Price Index of Private Rents, May 2026.

1 bed: £616 a month£6161 bed2 bed: £805 a month£8052 bed3 bed: £982 a month£9823 bed4+ bed: £1,400 a month£1,4004+ bed

Set against the £231,800 median sold price, £928 a month is £11,136 a year, a gross yield of 4.8%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.

L22 (Waterloo): the questions that come up

Is L22 (Waterloo) a good place to buy a house?
L22 (Waterloo) sold prices are up 19% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in L22 (Waterloo)?
Land Registry recorded 72 sales in L22 (Waterloo) in 2026, with a median sold price of £231,800. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in L22 (Waterloo)?
In L22 (Waterloo) the median moved up 3% year on year; over five years it is up 19%. The full year-by-year table since 1995 is on this page.

What happens to L22 prices now?

Prediction is not this page's business. Its business is the record, which says: the median is up 19% over five years in cash but down 6% after inflation. Read the volume chart with the price chart before acting on either, remembering that registrations trail the deals themselves by weeks.

L22's current homes for sale

Everything above is what homes in L22 sold for. This is what you could actually buy today: 40 homes currently on the market from 3 agents publishing to HomesIndex, at a typical asking price 18% below the L22 median sold price.

£190,000Typical asking price now
£231,800Median sold price
7 below what sold nearby17 in line with nearby sales14 above nearby sales1 well above nearby sales

Of everything listed here, 18% asks less than the sold record of comparable homes. Every listing is measured against recent recorded sales of similar nearby homes.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every L22 home for sale on the map →

These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.

Moving up a bedroom in L: the cost

The Land Registry record, split by size: what each kind of home actually sold for across the L area. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.

Type1 bed2 bed3 bed4 bed5 bed
Detached£247,500£342,995 (+39%)£545,000 (+59%)£755,000 (+39%)
Semi-detached£160,000£194,995 (+22%)£245,000 (+26%)£350,000 (+43%)£445,000 (+27%)
Terraced£118,000£140,000 (+19%)£165,000 (+18%)£235,000 (+42%)£317,050 (+35%)
Flat£118,000£160,000 (+36%)£230,000 (+44%)£343,750 (+49%)

Built from the last four years of recorded sales by form and bedroom count. Bedroom counts are estimated from EPC records (the register carries none), so expect a small number of homes one size adrift. Where too few homes exist to say anything meaningful, the cell is blank.

The risers and the fallers

L22 ranks 18 of 40 in the L area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.

Inside L22, sector by sector

Postcode sectors are the next slice down, each a group of streets with its own market report. Prices can differ sharply between two sectors a few minutes' walk apart.

SectorMedian (latest)Sales that year
L22 0£224,80010
L22 1£144,5004
L22 2£275,0006
L22 3£224,0006
L22 4£242,00013
L22 5£185,0006
L22 6£215,0009
L22 7£267,5006
L22 8£260,0003
L22 9£233,5009

How L22 compares nearby

Same city, different markets. The neighbouring districts of the L area, dearest first:

DistrictMedian5-year
L38£387,500+29%
L37£330,500+10%
L18£321,000+7%
L40£296,000+8%
L16£293,500+7%
L39£280,000+15%
L23£266,500+7%
L25£260,000+7%
L31£255,000+19%
L19£245,000+23%
L17£235,000+8%
L26£234,000+26%
L22 (this report)£231,800+19%
L12£230,000+27%
L29£225,800-27%
L34£220,000+8%
L15£205,200+22%
L35£200,000+20%
L10£190,500+13%
L14£185,000+16%
L24£185,000+19%
L36£180,000+9%
L3£175,000+3%
L11£170,000+42%

Before you sell in L22: what the record supports

Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in L22, use the average prices map for a rough value: zoom from L22's shading down to the sold homes on your own street. The figures above are every recorded L22 sale; agents price with this same Land Registry record, and now you have it too.

Estate agents working L22: the featured spot on this report is free for founding agents, one per district. Claim L22.

Dig further

Behind the answers sits the same Land Registry record as this page, with L22 already set as the subject. Free, one click sign in.

Two maps carry on from here: every L22 sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.