Local market reports › N area › N3 › N3 1
Finchley market report N3 1, London
The standing N3 1 (Finchley) property market report, rebuilt from the full public record every month. Everything below comes from 4,223 sales recorded by HM Land Registry in N3 1 (London) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.
Covers registered sales to 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.
In short: the 2026 median for N3 1 (London) is £555,000, from 29 registered sales, down 11% on five years earlier; the mean is £820,700, and by floor area homes here have averaged about £7,040 per square metre over the last five years. Behind the figures sit 4,223 HM Land Registry entries going back to 1995, refreshed monthly, every one a completed sale rather than a valuation or an asking price.
A postcode sector like N3 1 is a single group of streets within N3 (London), the finest slice the public record supports. Fewer sales stand behind each figure than at district level, so the lines jump about more.
Where N3 1 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
The going rate for a home in N3 1
29 sales were registered in N3 1 in 2026, and the middle one of them, the median, went for £555,000. The mean works out at £820,700, a long way above it, which tells you a few very expensive sales are pulling the average up.
What a square metre costs in N3 1
A square metre of N3 1 home has cost about £7,040 on average across the last five years of sales, using the floor area on each home's Energy Performance Certificate: the measure that puts a studio and a five-bed on the same footing.
England and Wales as a whole trade at a £285,000 median, leaving N3 1 95% above the national figure.
The price of a typical N3 1 home, 1995 to 2026
The cash median beside its inflation-adjusted twin (ONS CPIH). The adjusted line answers the harder question, whether homes really got dearer. Hover for the figures; the legend toggles each series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £555,000 | £555,000 | 29 |
| 2025 | £535,000 | £547,793 | 91 |
| 2024 | £635,000 | £675,135 | 73 |
| 2023 | £557,500 | £612,556 | 74 |
| 2022 | £600,000 | £703,568 | 156 |
| 2021 | £625,000 | £791,331 | 147 |
| 2020 | £590,000 | £765,537 | 85 |
| 2019 | £517,000 | £677,663 | 85 |
| 2018 | £779,800 | £1,039,488 | 80 |
| 2017 | £720,000 | £982,008 | 99 |
| 2016 | £596,200 | £834,090 | 102 |
| 2015 | £490,000 | £692,370 | 89 |
| 2014 | £541,000 | £767,503 | 105 |
| 2013 | £420,000 | £604,338 | 97 |
| 2012 | £457,500 | £673,383 | 101 |
| 2011 | £325,000 | £490,625 | 97 |
| 2010 | £450,000 | £705,716 | 121 |
| 2009 | £360,000 | £578,703 | 75 |
| 2008 | £345,000 | £565,528 | 92 |
| 2007 | £330,000 | £559,772 | 187 |
| 2006 | £292,500 | £507,743 | 227 |
| 2005 | £285,000 | £507,185 | 146 |
| 2004 | £319,800 | £580,819 | 152 |
| 2003 | £266,800 | £491,510 | 166 |
| 2002 | £245,000 | £460,965 | 221 |
| 2001 | £200,000 | £384,490 | 211 |
| 2000 | £165,000 | £323,813 | 204 |
| 1999 | £165,000 | £328,836 | 220 |
| 1998 | £123,200 | £248,688 | 170 |
| 1997 | £117,000 | £239,943 | 194 |
| 1996 | £102,200 | £215,535 | 195 |
| 1995 | £90,000 | £195,646 | 132 |
In cash terms the typical N3 1 home went from £90,000 in 1995 to £555,000 in 2026, roughly 6 times the price. Even after inflation that is a real rise of about 184%: homes here genuinely became dearer, not merely more expensive on paper. In inflation-adjusted terms the high-water mark was 2018. The market now sits about 47% below it, so a peak-time purchase has yet to recover its real value.
Year-on-year change in the N3 1 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2012 (+40.8% on the year before); the weakest, 2019 (−33.7%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
Annualised returns
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | +3.7% | +1.3% |
| 5 years (since 2021) | −2.3% | −6.8% |
| 10 years (since 2016) | −0.7% | −4.0% |
| 20 years (since 2006) | +3.3% | +0.4% |
The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.
How many homes change hands in N3 1
How many homes change hands
Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.
N3 1 recorded 29 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 189 sales a year before the financial crisis and 85 a year over the last five. Price without volume misleads: a median built on few sales jumps around, and one street can tilt it. Keep in mind too that the latest year is still filling in, since sales reach the register weeks or months after completion.
What homes rent for around N3 1
N3 1 falls under Barnet, where the ONS puts the average private rent at £1,934 a month (May 2026 figures). Size sets most of the rent: one-beds average £1,487 a month here against £3,174 for four or more bedrooms.
Average monthly rent by size, Barnet
ONS Price Index of Private Rents, May 2026.
Against the £555,000 median purchase price, a rent of £1,934 a month (£23,208 a year) works out at a 4.2% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.
What kind of market N3 1 is
This is a thin market: 29 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. Expect volatility in the annual figures: swings past ten per cent show up repeatedly above, and they usually reflect the mix of homes sold in a given year rather than genuine repricing.
Real searches this page gets asked
A lot of searches that reach this page are full postcodes, N3 1UL among them. A full postcode is a street segment of a dozen or so homes, below even sector level; the medians on this page are the context, and the live map shows every recorded sale at those exact addresses.
To the person who searched house valuation in finchley
: no page can honestly value a specific home unseen, and this one does not try. It gives you the evidence a valuer starts from, the £555,000 median and every recorded sale nearby, on the average prices map right down to street level.
Search phrases quoted verbatim from Google Search Console for this site (last 16 months); each is answered from the page's own Land Registry figures.
Asked and answered: N3 1 (Finchley)
How much did a house sell for in N3 1 (Finchley)?
Are property prices falling in N3 1 (Finchley)?
Is N3 1 (Finchley) a good place to buy a house?
Where do N3 1 prices go next?
Prediction is not this page's business. Its business is the record, which says: the median is down 11% over five years in cash but down 30% after inflation. Read the volume chart with the price chart before acting on either, remembering that registrations trail the deals themselves by weeks.
What you could buy in N3 now
The live side of the market holds 69 homes at the moment, listed by 9 agents publishing to HomesIndex.
These cover the whole N3 district, not just N3 1: live asking prices are collected per district.
23% of what is on the market here is asking below what comparable homes actually sold for. Every listing is measured against recent recorded sales of similar nearby homes.
The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.
See every N3 home for sale on the map →
Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.
Moving up a bedroom in N: the cost
What homes of each size actually sold for across the N area, from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | — | £950,000 | £1,445,000 (+52%) | £2,200,000 (+52%) |
| Semi-detached | £430,000 | £535,000 (+24%) | £755,000 (+41%) | £990,000 (+31%) | £1,375,000 (+39%) |
| Terraced | £472,750 | £513,250 (+9%) | £670,500 (+31%) | £1,005,750 (+50%) | £1,607,500 (+60%) |
| Flat | £405,000 | £542,500 (+34%) | £785,567 (+45%) | £1,211,250 (+54%) | — |
Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Sizes with too few homes to be meaningful are left blank.
The risers and the fallers
The spread across the N area is the point: the same five years treated these districts very differently.
N area districts: five years of change
Cash-terms risers and fallers across the area; click any row for that district's full report.
Other sectors in N3
Prices can differ sharply between two sectors a few minutes' walk apart. The rest of N3, each linking to its own report:
| Sector | Median (latest) | Sales that year |
|---|---|---|
| N3 2 | £560,000 | 24 |
| N3 3 | £620,000 | 25 |
Zoom out to the full N3 district report for the type split, monthly volumes and how N3 compares with its neighbours.
Selling in N3 1? Start from the sold record
The sold record beats any estimate as a starting point. Before a house valuation or flat valuation in N3 1, open the average prices map and zoom from the N3 1 shading down to the sold homes on your own street. Every recorded N3 1 sale is on this page; the same Land Registry record is what agents price from, and it is now in your hands.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim N3 1.
Take it further
The AI answers from the same Land Registry data this report is built on, already scoped to N3 1. Free after a one click sign in.
The live map plots every individual N3 1 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.
How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.