Local market reports › N area › N3 › N3 3
Finchley market report N3 3, London
The N3 3 (Finchley) house price history in full, 1995 to 2026, in cash and in today's money. Underneath every chart here sit 3,642 registered sales in N3 3 (London) since 1995, the HM Land Registry record of what buyers really paid, with ONS figures covering rents. Nothing is a valuation, an estimate or an asking price.
Sales recorded to 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.
In short: the middle 2026 sale in N3 3 (London) came in at £620,000, out of 25 registered, down 22% on five years earlier, and the mean stands at £857,100, and by floor area homes here have averaged about £6,910 per square metre over the last five years. The record behind it is 3,642 completed sales lodged with HM Land Registry since 1995, monthly refreshed, with no valuations or asking prices anywhere in the figures.
N3 3 is a postcode sector: one group of streets inside N3 (London). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.
Where N3 3 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
N3 3 sold prices: where the market stands
In the N3 3 property market, the 2026 median sale price is £620,000, from 25 registered sales; the mean, the "average house price" most sites quote, is £857,100, sitting a long way above it, which tells you a few very expensive sales are pulling the average up.
House prices per square metre in N3 3
Averaged across five years of sales, floor space in N3 3 costs about £6,910 per square metre. Each sale's Energy Performance Certificate supplies the floor area, and pricing by the metre is what lets flats and houses share one scale.
The national median for England and Wales is £285,000, which puts N3 3 118% above the country at large.
N3 3's median sold price, 1995 to 2026
Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £620,000 | £620,000 | 25 |
| 2025 | £865,000 | £885,685 | 79 |
| 2024 | £655,000 | £696,400 | 64 |
| 2023 | £608,500 | £668,593 | 72 |
| 2022 | £600,000 | £703,568 | 153 |
| 2021 | £800,000 | £1,012,903 | 103 |
| 2020 | £745,000 | £966,653 | 74 |
| 2019 | £670,000 | £878,210 | 59 |
| 2018 | £557,500 | £743,158 | 64 |
| 2017 | £715,000 | £975,188 | 65 |
| 2016 | £650,000 | £909,356 | 81 |
| 2015 | £605,000 | £854,865 | 131 |
| 2014 | £683,000 | £968,955 | 124 |
| 2013 | £542,500 | £780,603 | 111 |
| 2012 | £475,000 | £699,141 | 98 |
| 2011 | £400,000 | £603,846 | 93 |
| 2010 | £423,200 | £663,687 | 108 |
| 2009 | £420,000 | £675,154 | 81 |
| 2008 | £377,500 | £618,802 | 72 |
| 2007 | £400,000 | £678,511 | 169 |
| 2006 | £365,000 | £633,593 | 169 |
| 2005 | £335,000 | £596,165 | 109 |
| 2004 | £285,000 | £517,616 | 137 |
| 2003 | £278,000 | £512,143 | 123 |
| 2002 | £310,000 | £583,262 | 173 |
| 2001 | £227,500 | £437,357 | 157 |
| 2000 | £190,000 | £372,875 | 157 |
| 1999 | £188,000 | £374,674 | 175 |
| 1998 | £131,000 | £264,433 | 152 |
| 1997 | £149,500 | £306,594 | 191 |
| 1996 | £130,000 | £274,164 | 141 |
| 1995 | £131,200 | £285,209 | 132 |
In cash terms the typical N3 3 home went from £131,200 in 1995 to £620,000 in 2026, roughly 5 times the price. Adjusted for inflation it still comes to a real rise of roughly 117%, so homes here got dearer in substance, not only in cash. The real-terms peak came in 2021, and today's median remains roughly 39% under it: a 2021 buyer is still waiting to get that price back in today's money.
Year-on-year change in the N3 3 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 1999 (+43.5% on the year before); the weakest, 2026 (−28.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
Growth per year, over one to twenty years
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −28.3% | −30.0% |
| 5 years (since 2021) | −5.0% | −9.4% |
| 10 years (since 2016) | −0.5% | −3.8% |
| 20 years (since 2006) | +2.7% | −0.1% |
Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.
Sales activity in N3 3
Sales per year, counted
Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.
Over the last twelve months of data, 25 sales completed in N3 3. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 149 sales a year before the financial crisis and 79 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.
What kind of market N3 3 is
Only 25 sales completed here in the last twelve months of data, which makes N3 3 a thin market. Each figure rests on few transactions, so single streets can swing the median and the charts deserve a sceptical squint. The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching.
What tenants pay around N3 3
N3 3 falls under Barnet, where the ONS puts the average private rent at £1,934 a month (May 2026 figures). A one-bed averages £1,487 a month here and a four-or-more-bed £3,174, so size does most of the work in setting the rent.
Average monthly rent by size, Barnet
ONS Price Index of Private Rents, May 2026.
£1,934 a month is £23,208 a year, which against the £620,000 median sold price makes a gross yield of 3.7%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.
Asked and answered: N3 3 (Finchley)
How much did a house sell for in N3 3 (Finchley)?
Are property prices falling in N3 3 (Finchley)?
Is N3 3 (Finchley) a good place to buy a house?
Where do N3 3 prices go next?
The record answers a different question than "what happens next": the median is down 22% over five years in cash but down 39% after inflation. Put the volume chart beside the price chart before drawing conclusions, and allow for the register's lag behind actual completions.
On the market in N3 today
Turning to what is actually available: 69 homes on the market right now, from 9 agents publishing to HomesIndex.
These cover the whole N3 district, not just N3 3: live asking prices are collected per district.
23% of what is on the market here is asking below what comparable homes actually sold for. The comparison behind each listing uses recent recorded sales of similar homes close by.
"Under comparable sales" means the asking price sits below what similar homes nearby actually fetched. Treat it as the start of a conversation, never a valuation, and always view the home.
See every N3 home for sale on the map →
These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.
What another bedroom costs in N
The Land Registry record, split by size: what each kind of home actually sold for across the N area. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | — | £950,000 | £1,445,000 (+52%) | £2,200,000 (+52%) |
| Semi-detached | £430,000 | £535,000 (+24%) | £755,000 (+41%) | £990,000 (+31%) | £1,375,000 (+39%) |
| Terraced | £472,750 | £513,250 (+9%) | £670,500 (+31%) | £1,005,750 (+50%) | £1,607,500 (+60%) |
| Flat | £405,000 | £542,500 (+34%) | £785,567 (+45%) | £1,211,250 (+54%) | — |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.
The risers and the fallers
The spread across the N area is the point: the same five years treated these districts very differently.
Five-year change in the median, N area districts
The districts that gained and lost most in cash terms, each row linking through to its own report.
Other sectors in N3
Sector boundaries hide real price steps. The rest of N3, one report each:
| Sector | Median (latest) | Sales that year |
|---|---|---|
| N3 1 | £555,000 | 29 |
| N3 2 | £560,000 | 24 |
Zoom out to the full N3 district report for the type split, monthly volumes and how N3 compares with its neighbours.
Thinking of selling in N3 3? Get a rough value first
Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at N3 3's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim N3 3.
Keep digging
The AI answers from the same Land Registry data this report is built on, already scoped to N3 3. Free after a one click sign in.
Two maps carry on from here: every N3 3 sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.
About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.