Local market reports › N area › N3
Finchley market report N3, London
The N3 (Finchley) house price history in full, 1995 to 2026, in cash and in today's money. Every figure on this page comes from the public record: 11,812 sales registered with HM Land Registry in N3 (London) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.
Sales data to July 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.
In short: 78 registered 2026 sales put the N3 (London) median at £587,500, down 13% on five years earlier, with a mean of £780,700, and by floor area homes here have averaged about £7,000 per square metre over the last five years. Everything rests on 11,812 completed HM Land Registry sales since 1995, refreshed monthly; valuations and asking prices play no part.
N3 is the postcode district covering Finchley, Church End, Finchley Central in London. Districts are a practical way to slice a market: small enough to mean something locally, big enough to have a steady flow of sales to measure.
Where N3 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
What a home in N3 sells for
In the N3 property market, the 2026 median sale price is £587,500, from 78 registered sales; the mean, the "average house price" most sites quote, is £780,700, sitting well above it, the signature of a heavy top tail: a handful of expensive sales lifting the average.
Price per square metre in N3
Per square metre, N3 homes have averaged around £7,000 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.
Against a national (England and Wales) median of £285,000, N3 runs 106% above it.
A typical N3 home, priced year by year (1995 to 2026)
The cash median beside its inflation-adjusted twin (ONS CPIH). The adjusted line answers the harder question, whether homes really got dearer. Hover for the figures; the legend toggles each series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £587,500 | £587,500 | 78 |
| 2025 | £675,000 | £691,141 | 257 |
| 2024 | £638,000 | £678,325 | 213 |
| 2023 | £630,000 | £692,216 | 221 |
| 2022 | £610,000 | £715,295 | 396 |
| 2021 | £675,000 | £854,637 | 351 |
| 2020 | £625,000 | £810,950 | 244 |
| 2019 | £550,000 | £720,918 | 227 |
| 2018 | £595,000 | £793,146 | 227 |
| 2017 | £635,000 | £866,076 | 287 |
| 2016 | £570,000 | £797,436 | 277 |
| 2015 | £552,500 | £780,683 | 320 |
| 2014 | £495,000 | £702,244 | 338 |
| 2013 | £470,000 | £676,283 | 307 |
| 2012 | £405,000 | £596,109 | 295 |
| 2011 | £350,000 | £528,365 | 281 |
| 2010 | £382,900 | £600,486 | 351 |
| 2009 | £344,000 | £552,983 | 235 |
| 2008 | £332,500 | £545,038 | 242 |
| 2007 | £345,000 | £585,216 | 537 |
| 2006 | £300,000 | £520,762 | 598 |
| 2005 | £285,000 | £507,185 | 382 |
| 2004 | £280,000 | £508,535 | 456 |
| 2003 | £250,000 | £460,561 | 427 |
| 2002 | £240,000 | £451,558 | 569 |
| 2001 | £207,000 | £397,947 | 553 |
| 2000 | £165,800 | £325,383 | 522 |
| 1999 | £155,000 | £308,907 | 600 |
| 1998 | £120,000 | £242,229 | 511 |
| 1997 | £115,000 | £235,842 | 580 |
| 1996 | £101,500 | £214,059 | 476 |
| 1995 | £86,200 | £187,386 | 454 |
In cash terms the typical N3 home went from £86,200 in 1995 to £587,500 in 2026, roughly 7 times the price. Even after inflation that is a real rise of about 214%: homes here genuinely became dearer, not merely more expensive on paper. Measured in today's money the market peaked in 2017; the current median sits about 32% below that. Someone who bought at the 2017 peak has not yet seen that price back in real terms.
Year-on-year change in the N3 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 1999 (+29.2% on the year before); the weakest, 2026 (−13.0%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
What N3 has returned, per year
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −13.0% | −15.0% |
| 5 years (since 2021) | −2.7% | −7.2% |
| 10 years (since 2016) | +0.3% | −3.0% |
| 20 years (since 2006) | +3.4% | +0.6% |
The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.
Detached, semi, terraced, flat: four markets in one
A single median hides the split beneath it. Sales of flats dominate the record here, 54% of the typed total. In 2025, the last year both were recorded here, a detached home traded at £1,600,000 against £440,000 for a flat, 3.6 times the price.
Median by property type, N3
One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.
| Type | Median (2026) | Sales that year | All-time sales |
|---|---|---|---|
| Detached | £1,600,000 (2025) | – | 914 |
| Semi-detached | £921,000 | 20 | 2,606 |
| Terraced | £755,000 | 13 | 1,859 |
| Flats | £480,000 | 41 | 6,429 |
Sales activity in N3
The year-by-year sales count
Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.
The monthly pulse, last five years
Monthly registrations. The sawtooth is seasonal; the register runs weeks behind completions at the right-hand edge.
N3 recorded 179 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 506 sales a year before the financial crisis and 233 a year over the last five. Price without volume misleads: a median built on few sales jumps around, and one street can tilt it. Keep in mind too that the latest year is still filling in, since sales reach the register weeks or months after completion.
Rents around N3
The local authority for N3 is Barnet, and its ONS average private rent currently stands at £1,934 a month (May 2026 figures). The spread runs from £1,487 a month for a typical one-bed to £3,174 at four-plus bedrooms, which is size doing most of the pricing.
Average monthly rent by size, Barnet
ONS Price Index of Private Rents, May 2026.
£1,934 a month is £23,208 a year, which against the £587,500 median sold price makes a gross yield of 4.0%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.
Reading the N3 market
The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching.
Searches that land here, answered
These are the recorded searches for the wider N report family, answered with this page's own figures.
One real search that lands here: what are current house prices in north london and have they increased since 2020
. The record's answer: the N3 (Finchley) median was £625,000 in 2020 and £587,500 in 2026, down 6% in cash and down 28% in today's money.
Search phrases quoted verbatim from Google Search Console for this site (last 16 months); each is answered from the page's own Land Registry figures.
Common questions on N3 (Finchley)
Is N3 (Finchley) a good place to buy a house?
How much did a house sell for in N3 (Finchley)?
Are property prices falling in N3 (Finchley)?
What happens to N3 prices now?
No honest page predicts prices, so this one sticks to the record: the median is down 13% over five years in cash but down 31% after inflation. Anyone weighing a purchase should read the volume chart with the price chart, remembering that these are completed sales, registered weeks after the deals were actually struck.
What is for sale in N3 right now
Everything above is what homes in N3 sold for. The live side of the market holds 69 homes at the moment, listed by 9 agents publishing to HomesIndex, at a typical asking price 2% above the N3 median sold price.
23% of current listings sit under the prices comparable homes actually fetched. Each listing is compared with recent recorded sales of similar homes nearby.
"Under comparable sales" means the asking price sits below what similar homes nearby actually fetched. Treat it as the start of a conversation, never a valuation, and always view the home.
See every N3 home for sale on the map →
These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.
Moving up a bedroom in N: the cost
What homes of each size actually sold for across the N area, from the Land Registry record. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | — | £950,000 | £1,445,000 (+52%) | £2,200,000 (+52%) |
| Semi-detached | £430,000 | £535,000 (+24%) | £755,000 (+41%) | £990,000 (+31%) | £1,375,000 (+39%) |
| Terraced | £472,750 | £513,250 (+9%) | £670,500 (+31%) | £1,005,750 (+50%) | £1,607,500 (+60%) |
| Flat | £405,000 | £542,500 (+34%) | £785,567 (+45%) | £1,211,250 (+54%) | — |
Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Where too few homes exist to say anything meaningful, the cell is blank.
The risers and the fallers
N3 ranks 21 of 23 in the N area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.
N area districts: five years of change
Cash-terms risers and fallers across the area; click any row for that district's full report.
Inside N3, sector by sector
Below district level sit the sectors, street groups with reports of their own, and the gaps between neighbouring ones can be sharp.
| Sector | Median (latest) | Sales that year |
|---|---|---|
| N3 1 | £555,000 | 29 |
| N3 2 | £560,000 | 24 |
| N3 3 | £620,000 | 25 |
How N3 compares nearby
Same city, different markets. The neighbouring districts of the N area, dearest first:
| District | Median | 5-year |
|---|---|---|
| N1C | £1,000,000 | -3% |
| N2 | £712,500 | +4% |
| N6 | £685,000 | -16% |
| N14 | £682,500 | -4% |
| N10 | £642,500 | -5% |
| N1 | £627,500 | -10% |
| N20 | £616,500 | -14% |
| N22 | £607,500 | +18% |
| N19 | £602,500 | +8% |
| N21 | £602,500 | -7% |
| N5 | £595,000 | -12% |
| N3 (this report) | £587,500 | -13% |
| N4 | £570,000 | -1% |
| N8 | £560,000 | +2% |
| N15 | £557,500 | +3% |
| N12 | £550,000 | -11% |
| N16 | £546,000 | -6% |
| N13 | £545,000 | +5% |
| N7 | £525,000 | -6% |
| N11 | £525,000 | +4% |
| N17 | £450,000 | -5% |
| N18 | £425,000 | +8% |
| N9 | £406,000 | +7% |
Selling a home in N3? Price it on the evidence
Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at N3's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.
Estate agents working N3: the featured spot on this report is free for founding agents, one per district. Claim N3.
Keep digging
The AI answers from the same Land Registry data this report is built on, already scoped to N3. Free after a one click sign in.
The live map plots every individual N3 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.
How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.