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Town Centre market report S40 3, Chesterfield

The S40 3 (Town Centre) house price history in full, 1995 to 2026, in cash and in today's money. Everything below comes from 5,423 sales recorded by HM Land Registry in S40 3 (Chesterfield) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.

Covers registered sales to 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.

In short: a typical S40 3 (Chesterfield) home changed hands for £309,500 in 2026 (median of 70 registered sales, up 13% on five years earlier), with the mean at £333,600, and by floor area homes here have averaged about £3,160 per square metre over the last five years. Source: 5,423 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.

S40 3 is a postcode sector: one group of streets inside S40 (Chesterfield). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.

Where S40 3 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£309,5002026 median sold price
£3,160/m²per square metre, 5-year average
+13%cash move in five years
70sales, most recent 12 months
2.9%gross yield, estimated

Today's S40 3 prices, from the sold record

The 2026 median for S40 3 is £309,500, taken from 70 registered sales. The mean, which is what most sites call the "average house price", is £333,600, modestly above it, the usual shape of a market with an expensive tail.

S40 3 prices by floor area

Measured by floor area, the last five years of S40 3 sales average about £3,160 per square metre. Price per square metre is the fair way to compare a one-bed flat with a four-bed house, and it comes from the Energy Performance Certificate on each sold home.

England and Wales as a whole trade at a £285,000 median, leaving S40 3 9% above the national figure.

S40 3's median sold price, 1995 to 2026

One line records the median as paid; the other restates every year in today's money via ONS CPIH, the honest measure of getting dearer. Hover for year figures, click the legend to isolate a line.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £57,500 at the time · £124,996 in today's money · 139 sales1996: £66,500 at the time · £140,246 in today's money · 234 sales1997: £65,000 at the time · £133,302 in today's money · 221 sales1998: £69,200 at the time · £139,685 in today's money · 212 sales1999: £81,000 at the time · £161,429 in today's money · 255 sales2000: £79,000 at the time · £155,038 in today's money · 165 sales2001: £81,000 at the time · £155,718 in today's money · 188 sales2002: £110,000 at the time · £206,964 in today's money · 206 sales2003: £131,500 at the time · £242,255 in today's money · 222 sales2004: £145,000 at the time · £263,348 in today's money · 211 sales2005: £165,000 at the time · £293,634 in today's money · 123 sales2006: £189,200 at the time · £328,427 in today's money · 186 sales2007: £205,000 at the time · £347,737 in today's money · 244 sales2008: £189,400 at the time · £310,467 in today's money · 98 sales2009: £175,000 at the time · £281,314 in today's money · 122 sales2010: £185,000 at the time · £290,128 in today's money · 136 sales2011: £177,000 at the time · £267,202 in today's money · 123 sales2012: £165,000 at the time · £242,859 in today's money · 135 sales2013: £185,000 at the time · £266,197 in today's money · 169 sales2014: £210,000 at the time · £297,922 in today's money · 179 sales2015: £205,000 at the time · £289,665 in today's money · 174 sales2016: £214,000 at the time · £299,388 in today's money · 149 sales2017: £230,000 at the time · £313,697 in today's money · 183 sales2018: £222,500 at the time · £296,597 in today's money · 160 sales2019: £232,500 at the time · £304,752 in today's money · 150 sales2020: £255,000 at the time · £330,868 in today's money · 150 sales2021: £274,000 at the time · £346,919 in today's money · 195 sales2022: £299,500 at the time · £351,198 in today's money · 170 sales2023: £285,200 at the time · £313,365 in today's money · 146 sales2024: £285,000 at the time · £303,014 in today's money · 140 sales2025: £290,800 at the time · £297,754 in today's money · 168 sales2026: £309,500 at the time · £309,500 in today's money · 70 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£309,500£309,50070
2025£290,800£297,754168
2024£285,000£303,014140
2023£285,200£313,365146
2022£299,500£351,198170
2021£274,000£346,919195
2020£255,000£330,868150
2019£232,500£304,752150
2018£222,500£296,597160
2017£230,000£313,697183
2016£214,000£299,388149
2015£205,000£289,665174
2014£210,000£297,922179
2013£185,000£266,197169
2012£165,000£242,859135
2011£177,000£267,202123
2010£185,000£290,128136
2009£175,000£281,314122
2008£189,400£310,46798
2007£205,000£347,737244
2006£189,200£328,427186
2005£165,000£293,634123
2004£145,000£263,348211
2003£131,500£242,255222
2002£110,000£206,964206
2001£81,000£155,718188
2000£79,000£155,038165
1999£81,000£161,429255
1998£69,200£139,685212
1997£65,000£133,302221
1996£66,500£140,246234
1995£57,500£124,996139

In cash terms the typical S40 3 home went from £57,500 in 1995 to £309,500 in 2026, roughly 5 times the price. Even after inflation that is a real rise of about 148%: homes here genuinely became dearer, not merely more expensive on paper. Measured in today's money the market peaked in 2022; the current median sits about 12% below that. Someone who bought at the 2022 peak has not yet seen that price back in real terms.

Year-on-year change in the S40 3 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -10% 0% 1996 · +15.7% on the year before1997 · −2.3% on the year before1998 · +6.5% on the year before1999 · +17.1% on the year before2000 · −2.5% on the year before2001 · +2.5% on the year before2002 · +35.8% on the year before2003 · +19.5% on the year before2004 · +10.3% on the year before2005 · +13.8% on the year before2006 · +14.7% on the year before2007 · +8.4% on the year before2008 · −7.6% on the year before2009 · −7.6% on the year before2010 · +5.7% on the year before2011 · −4.3% on the year before2012 · −6.8% on the year before2013 · +12.1% on the year before2014 · +13.5% on the year before2015 · −2.4% on the year before2016 · +4.4% on the year before2017 · +7.5% on the year before2018 · −3.3% on the year before2019 · +4.5% on the year before2020 · +9.7% on the year before2021 · +7.5% on the year before2022 · +9.3% on the year before2023 · −4.8% on the year before2024 · −0.1% on the year before2025 · +2.0% on the year before2026 · +6.4% on the year before200020052010201520202026

The strongest year on record here is 2002 (+35.8% on the year before); the weakest, 2008 (−7.6%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

What S40 3 has returned, per year

PeriodCash, per yearReal terms, per year
1 years (since 2025)+6.4%+3.9%
5 years (since 2021)+2.5%−2.3%
10 years (since 2016)+3.8%+0.3%
20 years (since 2006)+2.5%−0.3%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

Transaction volumes

How many homes change hands

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

125250375500 1995: 139 sales1996: 234 sales1997: 221 sales1998: 212 sales1999: 255 sales2000: 165 sales2001: 188 sales2002: 206 sales2003: 222 sales2004: 211 sales2005: 123 sales2006: 186 sales2007: 244 sales2008: 98 sales2009: 122 sales2010: 136 sales2011: 123 sales2012: 135 sales2013: 169 sales2014: 179 sales2015: 174 sales2016: 149 sales2017: 183 sales2018: 160 sales2019: 150 sales2020: 150 sales2021: 195 sales2022: 170 sales2023: 146 sales2024: 140 sales2025: 168 sales2026: 70 sales1995200020052010201520202026

The register shows 70 S40 3 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 193 sales a year before the financial crisis and 139 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.

Reading the S40 3 market

Within S40, this sector trades 56% above the district median: one of the dearer corners of its district.

Rents around S40 3

S40 3 falls under Chesterfield, where the ONS puts the average private rent at £738 a month (May 2026 figures). A one-bed averages £527 a month here and a four-or-more-bed £1,141, so size does most of the work in setting the rent.

Average monthly rent by size, Chesterfield

ONS Price Index of Private Rents, May 2026.

1 bed: £527 a month£5271 bed2 bed: £677 a month£6772 bed3 bed: £809 a month£8093 bed4+ bed: £1,141 a month£1,1414+ bed

Set against the £309,500 median sold price, £738 a month is £8,856 a year, a gross yield of 2.9%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.

Asked and answered: S40 3 (Town Centre)

How much did a house sell for in S40 3 (Town Centre)?
Land Registry recorded 70 sales in S40 3 (Town Centre) in 2026, with a median sold price of £309,500. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in S40 3 (Town Centre)?
In S40 3 (Town Centre) the median moved up 6% year on year; over five years it is up 13%. The full year-by-year table since 1995 is on this page.
Is S40 3 (Town Centre) a good place to buy a house?
S40 3 (Town Centre) sold prices are up 13% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.

What happens to S40 3 prices now?

The record answers a different question than "what happens next": the median is up 13% over five years in cash but down 11% after inflation. Put the volume chart beside the price chart before drawing conclusions, and allow for the register's lag behind actual completions.

On the market in S40 today

Turning to what is actually available: 92 homes on the market right now, from 8 agents publishing to HomesIndex.

These cover the whole S40 district, not just S40 3: live asking prices are collected per district.

£170,000Typical asking price now (S40 district)
27 below what sold nearby44 in line with nearby sales14 above nearby sales4 well above nearby sales

30% of current listings sit under the prices comparable homes actually fetched. Every listing is measured against recent recorded sales of similar nearby homes.

The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.

See every S40 home for sale on the map →

These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.

Bedroom by bedroom: S prices by size

What homes of each size actually sold for across the S area, from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.

Type1 bed2 bed3 bed4 bed5 bed
Detached£235,000£330,000 (+40%)£495,000 (+50%)£750,000 (+52%)
Semi-detached£160,000£175,000 (+9%)£220,000 (+26%)£321,000 (+46%)£550,000 (+71%)
Terraced£132,000£140,000 (+6%)£175,000 (+25%)£256,500 (+47%)£350,000 (+36%)
Flat£120,000£148,000 (+23%)£265,000 (+79%)£461,750 (+74%)

Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Sizes with too few homes to be meaningful are left blank.

The risers and the fallers

The spread across the S area is the point: the same five years treated these districts very differently.

Other sectors in S40

Sector boundaries hide real price steps. The rest of S40, one report each:

SectorMedian (latest)Sales that year
S40 1£162,00027
S40 2£152,00052
S40 4£194,00084

Zoom out to the full S40 district report for the type split, monthly volumes and how S40 compares with its neighbours.

Before you sell in S40 3: what the record supports

Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in S40 3, use the average prices map for a rough value: zoom from S40 3's shading down to the sold homes on your own street. The figures above are every recorded S40 3 sale; agents price with this same Land Registry record, and now you have it too.

Local estate agents: one agent per district gets the featured spot on this report, free for founding agents. Claim S40 3.

Keep digging

Answers come from the same Land Registry data behind this report, and the AI knows you are asking about S40 3. Free, with a one click sign in.

See every individual S40 3 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.