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Town Centre market report S40, Chesterfield

The S40 (Town Centre) house price history in full, 1995 to 2026, in cash and in today's money. The raw material for this page is 17,698 HM Land Registry entries for S40 (Chesterfield), going back to 1995: each an actual purchase at an actual price. Rents come from the ONS. Valuations, estimates and asking prices appear nowhere in it.

Covers registered sales to July 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.

In short: the 2026 median for S40 (Chesterfield) is £198,000, from 233 registered sales, down 1% on five years earlier; the mean is £231,100, and by floor area homes here have averaged about £2,640 per square metre over the last five years. Behind the figures sit 17,698 HM Land Registry entries going back to 1995, refreshed monthly, every one a completed sale rather than a valuation or an asking price.

S40 is a postcode district covering Town Centre, Boythorpe, Birdholme in Chesterfield. It is the most useful size for market figures: tight enough to describe somewhere real, large enough that sales keep coming and the medians hold steady.

Where S40 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£198,000median sold price, 2026
£2,640/m²5-year average per m²
-1%change over five years, cash
481sales in the last 12 months
4.5%gross rental yield (est.)

Today's S40 prices, from the sold record

Take the 233 registered 2026 sales in S40 and the middle price, the median, is £198,000. The mean lands at £231,100, a long way above it, which tells you a few very expensive sales are pulling the average up.

What a square metre costs in S40

Per square metre, S40 homes have averaged around £2,640 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.

Set against the £285,000 England and Wales median, S40 sits 31% below the national market.

S40's median sold price, 1995 to 2026

The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £45,000 at the time · £97,823 in today's money · 457 sales1996: £47,000 at the time · £99,121 in today's money · 646 sales1997: £47,000 at the time · £96,388 in today's money · 616 sales1998: £47,000 at the time · £94,873 in today's money · 594 sales1999: £55,000 at the time · £109,612 in today's money · 649 sales2000: £54,300 at the time · £106,564 in today's money · 612 sales2001: £59,000 at the time · £113,424 in today's money · 682 sales2002: £70,000 at the time · £131,704 in today's money · 769 sales2003: £92,300 at the time · £170,039 in today's money · 752 sales2004: £113,000 at the time · £205,230 in today's money · 616 sales2005: £117,500 at the time · £209,103 in today's money · 504 sales2006: £133,200 at the time · £231,218 in today's money · 748 sales2007: £148,000 at the time · £251,049 in today's money · 793 sales2008: £135,200 at the time · £221,621 in today's money · 400 sales2009: £128,500 at the time · £206,565 in today's money · 382 sales2010: £136,800 at the time · £214,538 in today's money · 406 sales2011: £132,500 at the time · £200,024 in today's money · 423 sales2012: £130,000 at the time · £191,344 in today's money · 451 sales2013: £142,000 at the time · £204,324 in today's money · 547 sales2014: £155,000 at the time · £219,895 in today's money · 577 sales2015: £153,800 at the time · £217,319 in today's money · 564 sales2016: £151,600 at the time · £212,090 in today's money · 531 sales2017: £165,000 at the time · £225,043 in today's money · 562 sales2018: £179,000 at the time · £238,610 in today's money · 536 sales2019: £165,000 at the time · £216,276 in today's money · 501 sales2020: £185,000 at the time · £240,041 in today's money · 445 sales2021: £200,000 at the time · £253,226 in today's money · 643 sales2022: £208,000 at the time · £243,904 in today's money · 572 sales2023: £210,000 at the time · £230,739 in today's money · 472 sales2024: £205,000 at the time · £217,957 in today's money · 471 sales2025: £219,000 at the time · £224,237 in today's money · 544 sales2026: £198,000 at the time · £198,000 in today's money · 233 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£198,000£198,000233
2025£219,000£224,237544
2024£205,000£217,957471
2023£210,000£230,739472
2022£208,000£243,904572
2021£200,000£253,226643
2020£185,000£240,041445
2019£165,000£216,276501
2018£179,000£238,610536
2017£165,000£225,043562
2016£151,600£212,090531
2015£153,800£217,319564
2014£155,000£219,895577
2013£142,000£204,324547
2012£130,000£191,344451
2011£132,500£200,024423
2010£136,800£214,538406
2009£128,500£206,565382
2008£135,200£221,621400
2007£148,000£251,049793
2006£133,200£231,218748
2005£117,500£209,103504
2004£113,000£205,230616
2003£92,300£170,039752
2002£70,000£131,704769
2001£59,000£113,424682
2000£54,300£106,564612
1999£55,000£109,612649
1998£47,000£94,873594
1997£47,000£96,388616
1996£47,000£99,121646
1995£45,000£97,823457

In cash terms the typical S40 home went from £45,000 in 1995 to £198,000 in 2026, roughly 4 times the price. Even after inflation that is a real rise of about 102%: homes here genuinely became dearer, not merely more expensive on paper. The real-terms peak came in 2021, and today's median remains roughly 22% under it: a 2021 buyer is still waiting to get that price back in today's money.

Year-on-year change in the S40 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +4.4% on the year before1997 · +0.0% on the year before1998 · +0.0% on the year before1999 · +17.0% on the year before2000 · −1.3% on the year before2001 · +8.7% on the year before2002 · +18.6% on the year before2003 · +31.9% on the year before2004 · +22.4% on the year before2005 · +4.0% on the year before2006 · +13.4% on the year before2007 · +11.1% on the year before2008 · −8.6% on the year before2009 · −5.0% on the year before2010 · +6.5% on the year before2011 · −3.1% on the year before2012 · −1.9% on the year before2013 · +9.2% on the year before2014 · +9.2% on the year before2015 · −0.8% on the year before2016 · −1.4% on the year before2017 · +8.8% on the year before2018 · +8.5% on the year before2019 · −7.8% on the year before2020 · +12.1% on the year before2021 · +8.1% on the year before2022 · +4.0% on the year before2023 · +1.0% on the year before2024 · −2.4% on the year before2025 · +6.8% on the year before2026 · −9.6% on the year before200020052010201520202026

The strongest year on record here is 2003 (+31.9% on the year before); the weakest, 2026 (−9.6%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Detached, semi, terraced, flat: four markets in one

A single median hides the split beneath it. Sales of semi-detached homes dominate the record here, 41% of the typed total. A detached home currently trades at £350,000 against £115,000 for a flat, 3.0 times the price.

Median by property type, S40

One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.

DetachedSemi-detachedTerracedFlats
£125k£250k£375k£500k1995200020052010201520202026 1995: Detached £69,000 · Semi-detached £44,000 · Terraced £28,800 · Flats £31,6001996: Detached £75,000 · Semi-detached £42,000 · Terraced £29,500 · Flats £35,8001997: Detached £80,000 · Semi-detached £46,000 · Terraced £30,500 · Flats £35,0001998: Detached £83,000 · Semi-detached £45,500 · Terraced £32,000 · Flats £36,2001999: Detached £87,800 · Semi-detached £48,500 · Terraced £32,400 · Flats £35,0002000: Detached £90,000 · Semi-detached £52,800 · Terraced £35,000 · Flats £44,5002001: Detached £103,800 · Semi-detached £57,500 · Terraced £38,200 · Flats £39,0002002: Detached £130,000 · Semi-detached £67,200 · Terraced £46,000 · Flats £56,0002003: Detached £162,000 · Semi-detached £89,000 · Terraced £60,000 · Flats £90,5002004: Detached £188,000 · Semi-detached £115,000 · Terraced £80,000 · Flats £110,0002005: Detached £200,000 · Semi-detached £120,000 · Terraced £89,200 · Flats £85,0002006: Detached £206,500 · Semi-detached £132,000 · Terraced £95,000 · Flats £122,4002007: Detached £230,000 · Semi-detached £145,000 · Terraced £105,000 · Flats £128,5002008: Detached £215,000 · Semi-detached £132,000 · Terraced £110,000 · Flats £108,0002009: Detached £185,000 · Semi-detached £129,500 · Terraced £90,000 · Flats £80,0002010: Detached £225,200 · Semi-detached £125,000 · Terraced £95,000 · Flats £100,0002011: Detached £205,000 · Semi-detached £132,500 · Terraced £90,000 · Flats £106,2002012: Detached £210,000 · Semi-detached £125,000 · Terraced £106,000 · Flats £82,0002013: Detached £225,000 · Semi-detached £132,000 · Terraced £105,000 · Flats £90,0002014: Detached £230,000 · Semi-detached £143,000 · Terraced £100,000 · Flats £119,2002015: Detached £230,000 · Semi-detached £142,500 · Terraced £104,000 · Flats £105,2002016: Detached £245,000 · Semi-detached £148,000 · Terraced £104,800 · Flats £100,0002017: Detached £255,000 · Semi-detached £155,000 · Terraced £112,500 · Flats £111,2002018: Detached £267,500 · Semi-detached £175,000 · Terraced £118,000 · Flats £105,0002019: Detached £280,000 · Semi-detached £160,000 · Terraced £120,000 · Flats £114,5002020: Detached £290,000 · Semi-detached £176,800 · Terraced £120,000 · Flats £99,5002021: Detached £310,000 · Semi-detached £195,000 · Terraced £130,000 · Flats £113,0002022: Detached £330,000 · Semi-detached £193,500 · Terraced £135,000 · Flats £125,0002023: Detached £325,800 · Semi-detached £210,000 · Terraced £145,000 · Flats £115,0002024: Detached £345,000 · Semi-detached £210,000 · Terraced £145,000 · Flats £137,5002025: Detached £347,500 · Semi-detached £217,500 · Terraced £147,000 · Flats £120,0002026: Detached £350,000 · Semi-detached £204,500 · Terraced £150,000 · Flats £115,000
TypeMedian (2026)Sales that yearAll-time sales
Detached£350,000585,178
Semi-detached£204,500927,188
Terraced£150,000514,107
Flats£115,000321,225

The long view: annualised growth

PeriodCash, per yearReal terms, per year
1 years (since 2025)−9.6%−11.7%
5 years (since 2021)−0.2%−4.8%
10 years (since 2016)+2.7%−0.7%
20 years (since 2006)+2.0%−0.8%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

Transaction volumes

Sales per year, counted

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

2505007501,000 1995: 457 sales1996: 646 sales1997: 616 sales1998: 594 sales1999: 649 sales2000: 612 sales2001: 682 sales2002: 769 sales2003: 752 sales2004: 616 sales2005: 504 sales2006: 748 sales2007: 793 sales2008: 400 sales2009: 382 sales2010: 406 sales2011: 423 sales2012: 451 sales2013: 547 sales2014: 577 sales2015: 564 sales2016: 531 sales2017: 562 sales2018: 536 sales2019: 501 sales2020: 445 sales2021: 643 sales2022: 572 sales2023: 472 sales2024: 471 sales2025: 544 sales2026: 233 sales1995200020052010201520202026

The monthly pulse, last five years

Monthly registrations. The sawtooth is seasonal; the register runs weeks behind completions at the right-hand edge.

255075100 August 2021 · 64 sales registeredSeptember 2021 · 90 sales registeredOctober 2021 · 22 sales registeredNovember 2021 · 46 sales registeredDecember 2021 · 47 sales registeredJanuary 2022 · 31 sales registeredFebruary 2022 · 52 sales registeredMarch 2022 · 65 sales registeredApril 2022 · 48 sales registeredMay 2022 · 53 sales registeredJune 2022 · 45 sales registeredJuly 2022 · 59 sales registeredAugust 2022 · 38 sales registeredSeptember 2022 · 42 sales registeredOctober 2022 · 31 sales registeredNovember 2022 · 54 sales registeredDecember 2022 · 54 sales registeredJanuary 2023 · 33 sales registeredFebruary 2023 · 32 sales registeredMarch 2023 · 54 sales registeredApril 2023 · 31 sales registeredMay 2023 · 28 sales registeredJune 2023 · 37 sales registeredJuly 2023 · 45 sales registeredAugust 2023 · 50 sales registeredSeptember 2023 · 40 sales registeredOctober 2023 · 46 sales registeredNovember 2023 · 49 sales registeredDecember 2023 · 27 sales registeredJanuary 2024 · 24 sales registeredFebruary 2024 · 34 sales registeredMarch 2024 · 36 sales registeredApril 2024 · 41 sales registeredMay 2024 · 42 sales registeredJune 2024 · 43 sales registeredJuly 2024 · 42 sales registeredAugust 2024 · 44 sales registeredSeptember 2024 · 30 sales registeredOctober 2024 · 39 sales registeredNovember 2024 · 61 sales registeredDecember 2024 · 35 sales registeredJanuary 2025 · 37 sales registeredFebruary 2025 · 46 sales registeredMarch 2025 · 69 sales registeredApril 2025 · 23 sales registeredMay 2025 · 38 sales registeredJune 2025 · 41 sales registeredJuly 2025 · 42 sales registeredAugust 2025 · 39 sales registeredSeptember 2025 · 48 sales registeredOctober 2025 · 53 sales registeredNovember 2025 · 56 sales registeredDecember 2025 · 52 sales registeredJanuary 2026 · 48 sales registeredFebruary 2026 · 42 sales registeredMarch 2026 · 38 sales registeredApril 2026 · 19 sales registeredMay 2026 · 40 sales registeredJune 2026 · 32 sales registeredJuly 2026 · 14 sales registered

S40 recorded 481 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 685 sales a year before the financial crisis and 458 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

Rents around S40

For renting purposes S40 sits in Chesterfield. The ONS average private rent there is £738 a month (May 2026). Size sets most of the rent: one-beds average £527 a month here against £1,141 for four or more bedrooms.

Average monthly rent by size, Chesterfield

ONS Price Index of Private Rents, May 2026.

1 bed: £527 a month£5271 bed2 bed: £677 a month£6772 bed3 bed: £809 a month£8093 bed4+ bed: £1,141 a month£1,1414+ bed

Against the £198,000 median purchase price, a rent of £738 a month (£8,856 a year) works out at a 4.5% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

Asked and answered: S40 (Town Centre)

Is S40 (Town Centre) a good place to buy a house?
S40 (Town Centre) sold prices are down 1% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in S40 (Town Centre)?
Land Registry recorded 233 sales in S40 (Town Centre) in 2026, with a median sold price of £198,000. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in S40 (Town Centre)?
In S40 (Town Centre) the median moved down 10% year on year; over five years it is down 1%. The full year-by-year table since 1995 is on this page.

Where do S40 prices go next?

Nobody can tell you that, and this page will not pretend to. What the record shows: the median is roughly flat over five years in cash but down 22% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.

What is for sale in S40 right now

Everything above is what homes in S40 sold for. This is what you could actually buy today: 92 homes currently on the market from 8 agents publishing to HomesIndex, at a typical asking price 14% below the S40 median sold price.

£170,000Typical asking price now
£198,000Median sold price
27 below what sold nearby44 in line with nearby sales14 above nearby sales4 well above nearby sales

Of everything listed here, 30% asks less than the sold record of comparable homes. The comparison behind each listing uses recent recorded sales of similar homes close by.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every S40 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

The price of an extra bedroom in S

What homes of each size actually sold for across the S area, from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.

Type1 bed2 bed3 bed4 bed5 bed
Detached£235,000£330,000 (+40%)£495,000 (+50%)£750,000 (+52%)
Semi-detached£160,000£175,000 (+9%)£220,000 (+26%)£321,000 (+46%)£550,000 (+71%)
Terraced£132,000£140,000 (+6%)£175,000 (+25%)£256,500 (+47%)£350,000 (+36%)
Flat£120,000£148,000 (+23%)£265,000 (+79%)£461,750 (+74%)

Built from the last four years of recorded sales by form and bedroom count. Bedroom counts are estimated from EPC records (the register carries none), so expect a small number of homes one size adrift. Sizes with too few homes to be meaningful are left blank.

The risers and the fallers

S40 ranks 41 of 45 in the S area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.

Inside S40, sector by sector

Postcode sectors are the next slice down, each a group of streets with its own market report. Prices can differ sharply between two sectors a few minutes' walk apart.

SectorMedian (latest)Sales that year
S40 1£162,00027
S40 2£152,00052
S40 3£309,50070
S40 4£194,00084

How S40 compares nearby

Same city, different markets. The neighbouring districts of the S area, dearest first:

DistrictMedian5-year
S32£490,000+24%
S17£462,500+23%
S11£350,000+0%
S7£310,000-3%
S18£300,000+15%
S33£295,000-21%
S10£290,000+4%
S8£252,200+20%
S35£237,000+17%
S42£235,000+3%
S20£229,000+24%
S6£224,000+17%
S81£222,000+8%
S21£220,000+22%
S75£219,000+11%
S45£207,000-2%
S26£205,000+5%
S36£205,000+0%
S60£203,000+4%
S25£200,000+18%
S66£200,000+11%
S40 (this report)£198,000-1%
S41£195,000+3%
S12£193,000+24%

Selling a home in S40? Price it on the evidence

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at S40's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim S40.

Go deeper

Answers come from the same Land Registry data behind this report, and the AI knows you are asking about S40. Free, with a one click sign in.

Two maps carry on from here: every S40 sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.