Local market reports › S area › S40 › S40 4
Town Centre market report S40 4, Chesterfield
The standing S40 4 (Town Centre) property market report, rebuilt from the full public record every month. Every figure on this page comes from the public record: 4,983 sales registered with HM Land Registry in S40 4 (Chesterfield) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.
Sales recorded to 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.
In short: the middle 2026 sale in S40 4 (Chesterfield) came in at £194,000, out of 84 registered, down 3% on five years earlier, and the mean stands at £200,800, and by floor area homes here have averaged about £2,710 per square metre over the last five years. The record behind it is 4,983 completed sales lodged with HM Land Registry since 1995, monthly refreshed, with no valuations or asking prices anywhere in the figures.
A postcode sector like S40 4 is a single group of streets within S40 (Chesterfield), the finest slice the public record supports. Fewer sales stand behind each figure than at district level, so the lines jump about more.
Where S40 4 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
S40 4 sold prices: where the market stands
Across 84 registered 2026 sales, the typical (median) S40 4 home went for £194,000. The mean is £200,800, almost on top of it, so sales bunch tightly around the typical price.
S40 4 prices by floor area
Per square metre, S40 4 homes have averaged around £2,710 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.
Set against the £285,000 England and Wales median, S40 4 sits 32% below the national market.
S40 4's median sold price, 1995 to 2026
The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £194,000 | £194,000 | 84 |
| 2025 | £230,000 | £235,500 | 163 |
| 2024 | £226,000 | £240,284 | 136 |
| 2023 | £227,000 | £249,418 | 133 |
| 2022 | £220,000 | £257,975 | 137 |
| 2021 | £200,000 | £253,226 | 195 |
| 2020 | £185,000 | £240,041 | 120 |
| 2019 | £172,500 | £226,106 | 135 |
| 2018 | £187,000 | £249,275 | 159 |
| 2017 | £170,500 | £232,545 | 150 |
| 2016 | £155,000 | £216,847 | 162 |
| 2015 | £160,000 | £226,080 | 192 |
| 2014 | £163,000 | £231,244 | 189 |
| 2013 | £143,500 | £206,482 | 173 |
| 2012 | £129,400 | £190,461 | 116 |
| 2011 | £132,800 | £200,477 | 118 |
| 2010 | £138,000 | £216,420 | 113 |
| 2009 | £130,000 | £208,976 | 82 |
| 2008 | £141,000 | £231,129 | 91 |
| 2007 | £140,000 | £237,479 | 182 |
| 2006 | £142,000 | £246,494 | 194 |
| 2005 | £127,500 | £226,899 | 156 |
| 2004 | £117,500 | £213,403 | 149 |
| 2003 | £92,000 | £169,486 | 219 |
| 2002 | £73,000 | £137,349 | 212 |
| 2001 | £60,000 | £115,347 | 196 |
| 2000 | £56,800 | £111,470 | 174 |
| 1999 | £54,000 | £107,619 | 167 |
| 1998 | £47,000 | £94,873 | 148 |
| 1997 | £47,000 | £96,388 | 175 |
| 1996 | £46,000 | £97,012 | 201 |
| 1995 | £45,800 | £99,562 | 162 |
In cash terms the typical S40 4 home went from £45,800 in 1995 to £194,000 in 2026, roughly 4 times the price. Even after inflation that is a real rise of about 95%: homes here genuinely became dearer, not merely more expensive on paper. In inflation-adjusted terms the high-water mark was 2022. The market now sits about 25% below it, so a peak-time purchase has yet to recover its real value.
Year-on-year change in the S40 4 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2004 (+27.7% on the year before); the weakest, 2026 (−15.7%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
The long view: annualised growth
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −15.7% | −17.6% |
| 5 years (since 2021) | −0.6% | −5.2% |
| 10 years (since 2016) | +2.3% | −1.1% |
| 20 years (since 2006) | +1.6% | −1.2% |
The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.
The turnover behind the prices
The year-by-year sales count
Each bar is a year's recorded sales. 2008's dip is the financial crisis, and the newest bar always grows for a while as late registrations arrive.
S40 4 recorded 84 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 185 sales a year before the financial crisis and 131 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.
Reading the S40 4 market
The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching.
The rental side of S40 4
The local authority for S40 4 is Chesterfield, and its ONS average private rent currently stands at £738 a month (May 2026 figures). The spread runs from £527 a month for a typical one-bed to £1,141 at four-plus bedrooms, which is size doing most of the pricing.
Average monthly rent by size, Chesterfield
ONS Price Index of Private Rents, May 2026.
£738 a month is £8,856 a year, which against the £194,000 median sold price makes a gross yield of 4.6%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.
Asked and answered: S40 4 (Town Centre)
How much did a house sell for in S40 4 (Town Centre)?
Are property prices falling in S40 4 (Town Centre)?
Is S40 4 (Town Centre) a good place to buy a house?
What happens to S40 4 prices now?
Prediction is not this page's business. Its business is the record, which says: the median is down 3% over five years in cash but down 23% after inflation. Read the volume chart with the price chart before acting on either, remembering that registrations trail the deals themselves by weeks.
What you could buy in S40 now
This is what you could actually buy today: 92 homes currently on the market from 8 agents publishing to HomesIndex.
These cover the whole S40 district, not just S40 4: live asking prices are collected per district.
30% of what is on the market here is asking below what comparable homes actually sold for. Each listing is compared with recent recorded sales of similar homes nearby.
- Derby Road, Chesterfield, S40 2EP, Chesterfield
- Heath Court, St. Augustines Crescent, Chesterfield, S40 2SE, Chesterfield
- Broadgorse Close, Grangewood, Chesterfield, S40 2LB, Chesterfield
The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.
See every S40 home for sale on the map →
Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.
Moving up a bedroom in S: the cost
Real sold prices by size across the S area, straight from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | £235,000 | £330,000 (+40%) | £495,000 (+50%) | £750,000 (+52%) |
| Semi-detached | £160,000 | £175,000 (+9%) | £220,000 (+26%) | £321,000 (+46%) | £550,000 (+71%) |
| Terraced | £132,000 | £140,000 (+6%) | £175,000 (+25%) | £256,500 (+47%) | £350,000 (+36%) |
| Flat | £120,000 | £148,000 (+23%) | £265,000 (+79%) | £461,750 (+74%) | — |
Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Blank cells mean too few homes for the figure to mean anything.
The risers and the fallers
The spread across the S area is the point: the same five years treated these districts very differently.
S area districts: five years of change
Cash-terms risers and fallers across the area; click any row for that district's full report.
Other sectors in S40
Prices can differ sharply between two sectors a few minutes' walk apart. The rest of S40, each linking to its own report:
| Sector | Median (latest) | Sales that year |
|---|---|---|
| S40 1 | £162,000 | 27 |
| S40 2 | £152,000 | 52 |
| S40 3 | £309,500 | 70 |
Zoom out to the full S40 district report for the type split, monthly volumes and how S40 compares with its neighbours.
Selling in S40 4? Start from the sold record
Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in S40 4, use the average prices map for a rough value: zoom from S40 4's shading down to the sold homes on your own street. The figures above are every recorded S40 4 sale; agents price with this same Land Registry record, and now you have it too.
Estate agents working S40 4: the featured spot on this report is free for founding agents, one per district. Claim S40 4.
Keep digging
Answers come from the same Land Registry data behind this report, and the AI knows you are asking about S40 4. Free, with a one click sign in.
See every individual S40 4 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.
Method, briefly: HM Land Registry Price Paid Data (Crown copyright, OGL v3.0) supplies every sale, geocoded to address level; CPIH from the ONS restates prices in today's money; ONS local-authority figures supply the rents. Medians of real sales, not valuations. No part of this page is financial advice.