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Ampthill market report MK45 3, Bedford

The MK45 3 (Ampthill) house price history in full, 1995 to 2026, in cash and in today's money. This page is built from the public record and nothing else: 3,935 completed sales registered with HM Land Registry in MK45 3 (Bedford) since 1995, plus current ONS rental figures. There are no valuations, estimates or asking prices in it.

Sales data to 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.

In short: 57 registered 2026 sales put the MK45 3 (Bedford) median at £380,000, up 9% on five years earlier, with a mean of £388,300, and by floor area homes here have averaged about £3,810 per square metre over the last five years. Everything rests on 3,935 completed HM Land Registry sales since 1995, refreshed monthly; valuations and asking prices play no part.

A postcode sector like MK45 3 is a single group of streets within MK45 (Bedford), the finest slice the public record supports. Fewer sales stand behind each figure than at district level, so the lines jump about more.

Where MK45 3 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£380,0002026 median sold price
£3,810/m²5-year average per m²
+9%cash move in five years
57sales, most recent 12 months
3.7%gross rental yield (est.)

What a home in MK45 3 sells for

The 2026 median for MK45 3 is £380,000, taken from 57 registered sales. The mean, which is what most sites call the "average house price", is £388,300, almost on top of it, so sales bunch tightly around the typical price.

Price per square metre in MK45 3

Per square metre, MK45 3 homes have averaged around £3,810 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.

Set against the £285,000 England and Wales median, MK45 3 sits 33% above the national market.

A typical MK45 3 home, priced year by year (1995 to 2026)

The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £71,000 at the time · £154,343 in today's money · 127 sales1996: £66,000 at the time · £139,191 in today's money · 137 sales1997: £65,000 at the time · £133,302 in today's money · 131 sales1998: £81,000 at the time · £163,504 in today's money · 100 sales1999: £81,700 at the time · £162,824 in today's money · 100 sales2000: £107,000 at the time · £209,988 in today's money · 101 sales2001: £126,000 at the time · £242,229 in today's money · 115 sales2002: £149,700 at the time · £281,659 in today's money · 140 sales2003: £185,000 at the time · £340,815 in today's money · 124 sales2004: £205,000 at the time · £372,320 in today's money · 129 sales2005: £188,000 at the time · £334,564 in today's money · 92 sales2006: £215,000 at the time · £373,213 in today's money · 136 sales2007: £217,500 at the time · £368,941 in today's money · 103 sales2008: £217,200 at the time · £356,037 in today's money · 54 sales2009: £225,000 at the time · £361,689 in today's money · 47 sales2010: £250,000 at the time · £392,064 in today's money · 78 sales2011: £180,000 at the time · £271,731 in today's money · 66 sales2012: £225,000 at the time · £331,172 in today's money · 68 sales2013: £226,000 at the time · £325,191 in today's money · 80 sales2014: £230,000 at the time · £326,295 in today's money · 73 sales2015: £269,800 at the time · £381,227 in today's money · 125 sales2016: £295,000 at the time · £412,708 in today's money · 117 sales2017: £327,500 at the time · £446,677 in today's money · 102 sales2018: £360,000 at the time · £479,887 in today's money · 105 sales2019: £322,500 at the time · £422,720 in today's money · 224 sales2020: £330,000 at the time · £428,182 in today's money · 261 sales2021: £350,000 at the time · £443,145 in today's money · 322 sales2022: £389,800 at the time · £457,085 in today's money · 217 sales2023: £371,200 at the time · £407,858 in today's money · 78 sales2024: £378,800 at the time · £402,742 in today's money · 134 sales2025: £408,500 at the time · £418,268 in today's money · 192 sales2026: £380,000 at the time · £380,000 in today's money · 57 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£380,000£380,00057
2025£408,500£418,268192
2024£378,800£402,742134
2023£371,200£407,85878
2022£389,800£457,085217
2021£350,000£443,145322
2020£330,000£428,182261
2019£322,500£422,720224
2018£360,000£479,887105
2017£327,500£446,677102
2016£295,000£412,708117
2015£269,800£381,227125
2014£230,000£326,29573
2013£226,000£325,19180
2012£225,000£331,17268
2011£180,000£271,73166
2010£250,000£392,06478
2009£225,000£361,68947
2008£217,200£356,03754
2007£217,500£368,941103
2006£215,000£373,213136
2005£188,000£334,56492
2004£205,000£372,320129
2003£185,000£340,815124
2002£149,700£281,659140
2001£126,000£242,229115
2000£107,000£209,988101
1999£81,700£162,824100
1998£81,000£163,504100
1997£65,000£133,302131
1996£66,000£139,191137
1995£71,000£154,343127

In cash terms the typical MK45 3 home went from £71,000 in 1995 to £380,000 in 2026, roughly 5 times the price. Adjusted for inflation it still comes to a real rise of roughly 146%, so homes here got dearer in substance, not only in cash. Measured in today's money the market peaked in 2018; the current median sits about 21% below that. Someone who bought at the 2018 peak has not yet seen that price back in real terms.

Year-on-year change in the MK45 3 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -50% 0% 1996 · −7.0% on the year before1997 · −1.5% on the year before1998 · +24.6% on the year before1999 · +0.9% on the year before2000 · +31.0% on the year before2001 · +17.8% on the year before2002 · +18.8% on the year before2003 · +23.6% on the year before2004 · +10.8% on the year before2005 · −8.3% on the year before2006 · +14.4% on the year before2007 · +1.2% on the year before2008 · −0.1% on the year before2009 · +3.6% on the year before2010 · +11.1% on the year before2011 · −28.0% on the year before2012 · +25.0% on the year before2013 · +0.4% on the year before2014 · +1.8% on the year before2015 · +17.3% on the year before2016 · +9.3% on the year before2017 · +11.0% on the year before2018 · +9.9% on the year before2019 · −10.4% on the year before2020 · +2.3% on the year before2021 · +6.1% on the year before2022 · +11.4% on the year before2023 · −4.8% on the year before2024 · +2.0% on the year before2025 · +7.8% on the year before2026 · −7.0% on the year before200020052010201520202026

The strongest year on record here is 2000 (+31.0% on the year before); the weakest, 2011 (−28.0%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Growth per year, over one to twenty years

PeriodCash, per yearReal terms, per year
1 years (since 2025)−7.0%−9.1%
5 years (since 2021)+1.7%−3.0%
10 years (since 2016)+2.6%−0.8%
20 years (since 2006)+2.9%+0.1%

Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.

Sales activity in MK45 3

Sales per year, counted

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

125250375500 1995: 127 sales1996: 137 sales1997: 131 sales1998: 100 sales1999: 100 sales2000: 101 sales2001: 115 sales2002: 140 sales2003: 124 sales2004: 129 sales2005: 92 sales2006: 136 sales2007: 103 sales2008: 54 sales2009: 47 sales2010: 78 sales2011: 66 sales2012: 68 sales2013: 80 sales2014: 73 sales2015: 125 sales2016: 117 sales2017: 102 sales2018: 105 sales2019: 224 sales2020: 261 sales2021: 322 sales2022: 217 sales2023: 78 sales2024: 134 sales2025: 192 sales2026: 57 sales1995200020052010201520202026

Over the last twelve months of data, 57 sales completed in MK45 3. Unusually, activity here runs above its pre-2008 level: 136 sales a year over the last five years against 118 before the financial crisis. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

Rents around MK45 3

For renting purposes MK45 3 sits in Bedford. The ONS average private rent there is £1,168 a month (May 2026). The spread runs from £796 a month for a typical one-bed to £1,800 at four-plus bedrooms, which is size doing most of the pricing.

Average monthly rent by size, Bedford

ONS Price Index of Private Rents, May 2026.

1 bed: £796 a month£7961 bed2 bed: £1,024 a month£1,0242 bed3 bed: £1,253 a month£1,2533 bed4+ bed: £1,800 a month£1,8004+ bed

£1,168 a month is £14,016 a year, which against the £380,000 median sold price makes a gross yield of 3.7%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.

The shape of the MK45 3 market

This is a thin market: 57 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict. The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching.

Common questions on MK45 3 (Ampthill)

How much did a house sell for in MK45 3 (Ampthill)?
Land Registry recorded 57 sales in MK45 3 (Ampthill) in 2026, with a median sold price of £380,000. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in MK45 3 (Ampthill)?
In MK45 3 (Ampthill) the median moved down 7% year on year; over five years it is up 9%. The full year-by-year table since 1995 is on this page.
Is MK45 3 (Ampthill) a good place to buy a house?
MK45 3 (Ampthill) sold prices are up 9% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.

Are MK45 3 prices heading up or down?

That question has no honest answer, only evidence. The evidence: the median is up 9% over five years in cash but down 14% after inflation. Weigh the volume chart alongside the price one before deciding anything, and bear in mind every figure is a completed sale that reached the register weeks after completion.

On the market in MK45 today

Turning to what is actually available: 492 homes on the market right now, from 5 agents publishing to HomesIndex.

These cover the whole MK45 district, not just MK45 3: live asking prices are collected per district.

£400,000Typical asking price now (MK45 district)
186 below what sold nearby229 in line with nearby sales64 above nearby sales8 well above nearby sales

Of everything listed here, 38% asks less than the sold record of comparable homes. Every listing is measured against recent recorded sales of similar nearby homes.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every MK45 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

The price of an extra bedroom in MK

The Land Registry record, split by size: what each kind of home actually sold for across the MK area. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.

Type1 bed2 bed3 bed4 bed5 bed
Detached£367,500£495,000 (+35%)£675,000 (+36%)£910,000 (+35%)
Semi-detached£270,000£320,000 (+19%)£375,000 (+17%)£470,000 (+25%)£630,000 (+34%)
Terraced£245,000£285,000 (+16%)£330,000 (+16%)£400,000 (+21%)£580,000 (+45%)
Flat£160,000£225,000 (+41%)£307,500 (+37%)

Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Where too few homes exist to say anything meaningful, the cell is blank.

The risers and the fallers

The spread across the MK area is the point: the same five years treated these districts very differently.

Other sectors in MK45

Sector boundaries hide real price steps. The rest of MK45, one report each:

SectorMedian (latest)Sales that year
MK45 1£345,00080
MK45 2£450,00069
MK45 4£405,00061
MK45 5£415,00027

Zoom out to the full MK45 district report for the type split, monthly volumes and how MK45 compares with its neighbours.

Selling in MK45 3? Start from the sold record

Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in MK45 3, use the average prices map for a rough value: zoom from MK45 3's shading down to the sold homes on your own street. The figures above are every recorded MK45 3 sale; agents price with this same Land Registry record, and now you have it too.

Estate agents working MK45 3: the featured spot on this report is free for founding agents, one per district. Claim MK45 3.

Take it further

Behind the answers sits the same Land Registry record as this page, with MK45 3 already set as the subject. Free, one click sign in.

Two maps carry on from here: every MK45 3 sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.

How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.