HomesIndex

Local market reportsMK areaMK45 › MK45 4

Ampthill market report MK45 4, Bedford

The standing MK45 4 (Ampthill) property market report, rebuilt from the full public record every month. Everything below comes from 6,078 sales recorded by HM Land Registry in MK45 4 (Bedford) since 1995, real completion prices from real purchases, alongside the ONS's current rent figures. No valuations, no estimates, no asking prices.

Sales data to 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.

In short: the middle 2026 sale in MK45 4 (Bedford) came in at £405,000, out of 61 registered, up 1% on five years earlier, and the mean stands at £454,800, and by floor area homes here have averaged about £4,390 per square metre over the last five years. The record behind it is 6,078 completed sales lodged with HM Land Registry since 1995, monthly refreshed, with no valuations or asking prices anywhere in the figures.

MK45 4 is one sector of MK45 (Bedford): a handful of streets, and the most local view the sold record can give. The price of that locality is lumpier charts, because each year's median rests on fewer sales.

Where MK45 4 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£405,0002026 median sold price
£4,390/m²average price per m², last 5 years
+1%cash move in five years
61sales, most recent 12 months
3.7%estimated gross yield

What a home in MK45 4 sells for

The MK45 4 median stands at £405,000 for 2026, built from 61 registered sales; the mean, the figure usually quoted as the "average house price", is £454,800, a little above it, the familiar pattern where pricier homes stretch the average.

MK45 4 prices by floor area

Averaged across five years of sales, floor space in MK45 4 costs about £4,390 per square metre. Each sale's Energy Performance Certificate supplies the floor area, and pricing by the metre is what lets flats and houses share one scale.

England and Wales as a whole trade at a £285,000 median, leaving MK45 4 42% above the national figure.

MK45 4's median sold price, 1995 to 2026

Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.

Price at the timeIn today's money (CPIH)
£250k£500k£750k£1.00M1995200020052010201520202026 1995: £76,500 at the time · £166,299 in today's money · 162 sales1996: £76,000 at the time · £160,281 in today's money · 250 sales1997: £87,000 at the time · £178,419 in today's money · 205 sales1998: £85,000 at the time · £171,579 in today's money · 255 sales1999: £110,000 at the time · £219,224 in today's money · 357 sales2000: £130,000 at the time · £255,125 in today's money · 272 sales2001: £138,500 at the time · £266,259 in today's money · 210 sales2002: £150,000 at the time · £282,224 in today's money · 269 sales2003: £186,000 at the time · £342,657 in today's money · 196 sales2004: £216,800 at the time · £393,751 in today's money · 224 sales2005: £195,500 at the time · £347,911 in today's money · 180 sales2006: £220,000 at the time · £381,892 in today's money · 243 sales2007: £235,000 at the time · £398,625 in today's money · 179 sales2008: £245,000 at the time · £401,607 in today's money · 93 sales2009: £220,000 at the time · £353,652 in today's money · 102 sales2010: £215,000 at the time · £337,175 in today's money · 132 sales2011: £230,500 at the time · £347,966 in today's money · 154 sales2012: £230,000 at the time · £338,531 in today's money · 145 sales2013: £247,200 at the time · £355,696 in today's money · 232 sales2014: £279,500 at the time · £396,520 in today's money · 258 sales2015: £306,100 at the time · £432,519 in today's money · 218 sales2016: £360,000 at the time · £503,644 in today's money · 213 sales2017: £334,600 at the time · £456,361 in today's money · 164 sales2018: £336,500 at the time · £448,561 in today's money · 137 sales2019: £345,000 at the time · £452,212 in today's money · 136 sales2020: £370,000 at the time · £480,083 in today's money · 187 sales2021: £400,000 at the time · £506,452 in today's money · 242 sales2022: £522,500 at the time · £612,691 in today's money · 180 sales2023: £385,000 at the time · £423,021 in today's money · 101 sales2024: £420,000 at the time · £446,546 in today's money · 141 sales2025: £398,200 at the time · £407,722 in today's money · 180 sales2026: £405,000 at the time · £405,000 in today's money · 61 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£405,000£405,00061
2025£398,200£407,722180
2024£420,000£446,546141
2023£385,000£423,021101
2022£522,500£612,691180
2021£400,000£506,452242
2020£370,000£480,083187
2019£345,000£452,212136
2018£336,500£448,561137
2017£334,600£456,361164
2016£360,000£503,644213
2015£306,100£432,519218
2014£279,500£396,520258
2013£247,200£355,696232
2012£230,000£338,531145
2011£230,500£347,966154
2010£215,000£337,175132
2009£220,000£353,652102
2008£245,000£401,60793
2007£235,000£398,625179
2006£220,000£381,892243
2005£195,500£347,911180
2004£216,800£393,751224
2003£186,000£342,657196
2002£150,000£282,224269
2001£138,500£266,259210
2000£130,000£255,125272
1999£110,000£219,224357
1998£85,000£171,579255
1997£87,000£178,419205
1996£76,000£160,281250
1995£76,500£166,299162

In cash terms the typical MK45 4 home went from £76,500 in 1995 to £405,000 in 2026, roughly 5 times the price. Even after inflation that is a real rise of about 144%: homes here genuinely became dearer, not merely more expensive on paper. The real-terms peak came in 2022, and today's median remains roughly 34% under it: a 2022 buyer is still waiting to get that price back in today's money.

Year-on-year change in the MK45 4 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -50% 0% 1996 · −0.7% on the year before1997 · +14.5% on the year before1998 · −2.3% on the year before1999 · +29.4% on the year before2000 · +18.2% on the year before2001 · +6.5% on the year before2002 · +8.3% on the year before2003 · +24.0% on the year before2004 · +16.6% on the year before2005 · −9.8% on the year before2006 · +12.5% on the year before2007 · +6.8% on the year before2008 · +4.3% on the year before2009 · −10.2% on the year before2010 · −2.3% on the year before2011 · +7.2% on the year before2012 · −0.2% on the year before2013 · +7.5% on the year before2014 · +13.1% on the year before2015 · +9.5% on the year before2016 · +17.6% on the year before2017 · −7.1% on the year before2018 · +0.6% on the year before2019 · +2.5% on the year before2020 · +7.2% on the year before2021 · +8.1% on the year before2022 · +30.6% on the year before2023 · −26.3% on the year before2024 · +9.1% on the year before2025 · −5.2% on the year before2026 · +1.7% on the year before200020052010201520202026

The strongest year on record here is 2022 (+30.6% on the year before); the weakest, 2023 (−26.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

What MK45 4 has returned, per year

PeriodCash, per yearReal terms, per year
1 years (since 2025)+1.7%−0.7%
5 years (since 2021)+0.2%−4.4%
10 years (since 2016)+1.2%−2.2%
20 years (since 2006)+3.1%+0.3%

Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.

How many homes change hands in MK45 4

How many homes change hands

Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.

125250375500 1995: 162 sales1996: 250 sales1997: 205 sales1998: 255 sales1999: 357 sales2000: 272 sales2001: 210 sales2002: 269 sales2003: 196 sales2004: 224 sales2005: 180 sales2006: 243 sales2007: 179 sales2008: 93 sales2009: 102 sales2010: 132 sales2011: 154 sales2012: 145 sales2013: 232 sales2014: 258 sales2015: 218 sales2016: 213 sales2017: 164 sales2018: 137 sales2019: 136 sales2020: 187 sales2021: 242 sales2022: 180 sales2023: 101 sales2024: 141 sales2025: 180 sales2026: 61 sales1995200020052010201520202026

The register shows 61 MK45 4 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 222 sales a year before the financial crisis and 133 a year over the last five. Volume matters as much as price: when few homes change hands, the median gets jumpy and a single street can move the figure. The most recent year is always still filling in, because sales appear in the Land Registry weeks or months after completion.

What tenants pay around MK45 4

The local authority for MK45 4 is Central Bedfordshire, and its ONS average private rent currently stands at £1,247 a month (May 2026 figures). The spread runs from £862 a month for a typical one-bed to £2,039 at four-plus bedrooms, which is size doing most of the pricing.

Average monthly rent by size, Central Bedfordshire

ONS Price Index of Private Rents, May 2026.

1 bed: £862 a month£8621 bed2 bed: £1,094 a month£1,0942 bed3 bed: £1,371 a month£1,3713 bed4+ bed: £2,039 a month£2,0394+ bed

Set against the £405,000 median sold price, £1,247 a month is £14,964 a year, a gross yield of 3.7%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.

MK45 4 (Ampthill): the questions that come up

Are property prices falling in MK45 4 (Ampthill)?
In MK45 4 (Ampthill) the median moved up 2% year on year; over five years it is up 1%. The full year-by-year table since 1995 is on this page.
Is MK45 4 (Ampthill) a good place to buy a house?
MK45 4 (Ampthill) sold prices are up 1% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in MK45 4 (Ampthill)?
Land Registry recorded 61 sales in MK45 4 (Ampthill) in 2026, with a median sold price of £405,000. Every one is free to view at its exact address on the HomesIndex map.

Will MK45 4 prices rise from here?

Nobody can tell you that, and this page will not pretend to. What the record shows: the median is roughly flat over five years in cash but down 20% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.

MK45's current homes for sale

This is what you could actually buy today: 492 homes currently on the market from 5 agents publishing to HomesIndex.

These cover the whole MK45 district, not just MK45 4: live asking prices are collected per district.

£400,000Typical asking price now (MK45 district)
186 below what sold nearby229 in line with nearby sales64 above nearby sales8 well above nearby sales

Of everything listed here, 38% asks less than the sold record of comparable homes. Every listing is measured against recent recorded sales of similar nearby homes.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every MK45 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

Bedroom by bedroom: MK prices by size

Real sold prices by size across the MK area, straight from the Land Registry record. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.

Type1 bed2 bed3 bed4 bed5 bed
Detached£367,500£495,000 (+35%)£675,000 (+36%)£910,000 (+35%)
Semi-detached£270,000£320,000 (+19%)£375,000 (+17%)£470,000 (+25%)£630,000 (+34%)
Terraced£245,000£285,000 (+16%)£330,000 (+16%)£400,000 (+21%)£580,000 (+45%)
Flat£160,000£225,000 (+41%)£307,500 (+37%)

Built from the last four years of recorded sales by form and bedroom count. Bedroom counts are estimated from EPC records (the register carries none), so expect a small number of homes one size adrift. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

The spread across the MK area is the point: the same five years treated these districts very differently.

Other sectors in MK45

Sector boundaries hide real price steps. The rest of MK45, one report each:

SectorMedian (latest)Sales that year
MK45 1£345,00080
MK45 2£450,00069
MK45 3£380,00057
MK45 5£415,00027

Zoom out to the full MK45 district report for the type split, monthly volumes and how MK45 compares with its neighbours.

Thinking of selling in MK45 4? Get a rough value first

Start from what homes here actually sold for, not an estimate. Before booking a house valuation or flat valuation in MK45 4, use the average prices map for a rough value: zoom from MK45 4's shading down to the sold homes on your own street. The figures above are every recorded MK45 4 sale; agents price with this same Land Registry record, and now you have it too.

Estate agents working MK45 4: the featured spot on this report is free for founding agents, one per district. Claim MK45 4.

Go deeper

The AI answers from the same Land Registry data this report is built on, already scoped to MK45 4. Free after a one click sign in.

See every individual MK45 4 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

Method, briefly: HM Land Registry Price Paid Data (Crown copyright, OGL v3.0) supplies every sale, geocoded to address level; CPIH from the ONS restates prices in today's money; ONS local-authority figures supply the rents. Medians of real sales, not valuations. No part of this page is financial advice.