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Ampthill market report MK45 5, Bedford

The MK45 5 (Ampthill) house price history in full, 1995 to 2026, in cash and in today's money. Underneath every chart here sit 2,762 registered sales in MK45 5 (Bedford) since 1995, the HM Land Registry record of what buyers really paid, with ONS figures covering rents. Nothing is a valuation, an estimate or an asking price.

Sales recorded to 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.

In short: the typical home in MK45 5 (Bedford) sold for £415,000 in 2026, the median of 27 registered sales, down 8% on five years earlier. The mean was £475,900, and by floor area homes here have averaged about £4,300 per square metre over the last five years. The figures cover 2,762 sales recorded by HM Land Registry since 1995 and refresh with each monthly release: completed sale prices, not valuations or asking prices.

MK45 5 is a postcode sector: one group of streets inside MK45 (Bedford). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.

Where MK45 5 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£415,000typical sale, 2026
£4,300/m²per square metre, 5-year average
-8%five-year change (cash)
27sales in the last 12 months
3.6%gross rental yield (est.)

What MK45 5 homes really sell for

In the MK45 5 property market, the 2026 median sale price is £415,000, from 27 registered sales; the mean, the "average house price" most sites quote, is £475,900, sitting modestly above it, the usual shape of a market with an expensive tail.

Price per square metre in MK45 5

Per square metre, MK45 5 homes have averaged around £4,300 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.

Set against the £285,000 England and Wales median, MK45 5 sits 46% above the national market.

The price of a typical MK45 5 home, 1995 to 2026

Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.

Price at the timeIn today's money (CPIH)
£250k£500k£750k£1.00M1995200020052010201520202026 1995: £81,800 at the time · £177,821 in today's money · 96 sales1996: £107,000 at the time · £225,658 in today's money · 111 sales1997: £108,000 at the time · £221,486 in today's money · 105 sales1998: £99,000 at the time · £199,839 in today's money · 102 sales1999: £117,500 at the time · £234,171 in today's money · 127 sales2000: £146,000 at the time · £286,525 in today's money · 109 sales2001: £155,000 at the time · £297,980 in today's money · 104 sales2002: £176,800 at the time · £332,648 in today's money · 130 sales2003: £231,000 at the time · £425,558 in today's money · 96 sales2004: £235,000 at the time · £426,806 in today's money · 125 sales2005: £242,200 at the time · £431,018 in today's money · 86 sales2006: £235,000 at the time · £407,930 in today's money · 111 sales2007: £281,500 at the time · £477,502 in today's money · 97 sales2008: £249,000 at the time · £408,164 in today's money · 50 sales2009: £230,800 at the time · £371,013 in today's money · 86 sales2010: £299,700 at the time · £470,007 in today's money · 88 sales2011: £235,000 at the time · £354,760 in today's money · 67 sales2012: £250,000 at the time · £367,969 in today's money · 67 sales2013: £268,500 at the time · £386,345 in today's money · 84 sales2014: £300,000 at the time · £425,602 in today's money · 95 sales2015: £340,000 at the time · £480,420 in today's money · 92 sales2016: £358,200 at the time · £501,125 in today's money · 82 sales2017: £377,500 at the time · £514,872 in today's money · 68 sales2018: £427,500 at the time · £569,866 in today's money · 74 sales2019: £405,000 at the time · £530,858 in today's money · 56 sales2020: £435,200 at the time · £564,681 in today's money · 78 sales2021: £451,200 at the time · £571,277 in today's money · 84 sales2022: £533,800 at the time · £625,941 in today's money · 60 sales2023: £420,000 at the time · £461,477 in today's money · 52 sales2024: £495,000 at the time · £526,287 in today's money · 75 sales2025: £480,000 at the time · £491,478 in today's money · 78 sales2026: £415,000 at the time · £415,000 in today's money · 27 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£415,000£415,00027
2025£480,000£491,47878
2024£495,000£526,28775
2023£420,000£461,47752
2022£533,800£625,94160
2021£451,200£571,27784
2020£435,200£564,68178
2019£405,000£530,85856
2018£427,500£569,86674
2017£377,500£514,87268
2016£358,200£501,12582
2015£340,000£480,42092
2014£300,000£425,60295
2013£268,500£386,34584
2012£250,000£367,96967
2011£235,000£354,76067
2010£299,700£470,00788
2009£230,800£371,01386
2008£249,000£408,16450
2007£281,500£477,50297
2006£235,000£407,930111
2005£242,200£431,01886
2004£235,000£426,806125
2003£231,000£425,55896
2002£176,800£332,648130
2001£155,000£297,980104
2000£146,000£286,525109
1999£117,500£234,171127
1998£99,000£199,839102
1997£108,000£221,486105
1996£107,000£225,658111
1995£81,800£177,82196

In cash terms the typical MK45 5 home went from £81,800 in 1995 to £415,000 in 2026, roughly 5 times the price. Adjusted for inflation it still comes to a real rise of roughly 133%, so homes here got dearer in substance, not only in cash. The real-terms peak came in 2022, and today's median remains roughly 34% under it: a 2022 buyer is still waiting to get that price back in today's money.

Year-on-year change in the MK45 5 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -25% 0% 1996 · +30.8% on the year before1997 · +0.9% on the year before1998 · −8.3% on the year before1999 · +18.7% on the year before2000 · +24.3% on the year before2001 · +6.2% on the year before2002 · +14.1% on the year before2003 · +30.7% on the year before2004 · +1.7% on the year before2005 · +3.1% on the year before2006 · −3.0% on the year before2007 · +19.8% on the year before2008 · −11.5% on the year before2009 · −7.3% on the year before2010 · +29.9% on the year before2011 · −21.6% on the year before2012 · +6.4% on the year before2013 · +7.4% on the year before2014 · +11.7% on the year before2015 · +13.3% on the year before2016 · +5.4% on the year before2017 · +5.4% on the year before2018 · +13.2% on the year before2019 · −5.3% on the year before2020 · +7.5% on the year before2021 · +3.7% on the year before2022 · +18.3% on the year before2023 · −21.3% on the year before2024 · +17.9% on the year before2025 · −3.0% on the year before2026 · −13.5% on the year before200020052010201520202026

The strongest year on record here is 1996 (+30.8% on the year before); the weakest, 2011 (−21.6%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Growth per year, over one to twenty years

PeriodCash, per yearReal terms, per year
1 years (since 2025)−13.5%−15.6%
5 years (since 2021)−1.7%−6.2%
10 years (since 2016)+1.5%−1.9%
20 years (since 2006)+2.9%+0.1%

The table annualises median growth over each period, with the real column deflated by ONS CPIH. Smoothing hides the cycle (see the chart above for it), and none of this forecasts: it is the record.

Sales activity in MK45 5

How many homes change hands

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

50100150200 1995: 96 sales1996: 111 sales1997: 105 sales1998: 102 sales1999: 127 sales2000: 109 sales2001: 104 sales2002: 130 sales2003: 96 sales2004: 125 sales2005: 86 sales2006: 111 sales2007: 97 sales2008: 50 sales2009: 86 sales2010: 88 sales2011: 67 sales2012: 67 sales2013: 84 sales2014: 95 sales2015: 92 sales2016: 82 sales2017: 68 sales2018: 74 sales2019: 56 sales2020: 78 sales2021: 84 sales2022: 60 sales2023: 52 sales2024: 75 sales2025: 78 sales2026: 27 sales1995200020052010201520202026

The register shows 27 MK45 5 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 107 sales a year before the financial crisis and 58 a year over the last five. Price without volume misleads: a median built on few sales jumps around, and one street can tilt it. Keep in mind too that the latest year is still filling in, since sales reach the register weeks or months after completion.

What kind of market MK45 5 is

Only 27 sales completed here in the last twelve months of data, which makes MK45 5 a thin market. Each figure rests on few transactions, so single streets can swing the median and the charts deserve a sceptical squint. The record here is jumpy: year-on-year moves of ten per cent or more are common in the chart above, mostly a function of which homes happened to sell rather than the market lurching.

What homes rent for around MK45 5

MK45 5 falls under Central Bedfordshire, where the ONS puts the average private rent at £1,247 a month (May 2026 figures). A one-bed averages £862 a month here and a four-or-more-bed £2,039, so size does most of the work in setting the rent.

Average monthly rent by size, Central Bedfordshire

ONS Price Index of Private Rents, May 2026.

1 bed: £862 a month£8621 bed2 bed: £1,094 a month£1,0942 bed3 bed: £1,371 a month£1,3713 bed4+ bed: £2,039 a month£2,0394+ bed

Against the £415,000 median purchase price, a rent of £1,247 a month (£14,964 a year) works out at a 3.6% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

What people ask about MK45 5 (Ampthill)

Are property prices falling in MK45 5 (Ampthill)?
In MK45 5 (Ampthill) the median moved down 14% year on year; over five years it is down 8%. The full year-by-year table since 1995 is on this page.
Is MK45 5 (Ampthill) a good place to buy a house?
MK45 5 (Ampthill) sold prices are down 8% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in MK45 5 (Ampthill)?
Land Registry recorded 27 sales in MK45 5 (Ampthill) in 2026, with a median sold price of £415,000. Every one is free to view at its exact address on the HomesIndex map.

Where do MK45 5 prices go next?

Prediction is not this page's business. Its business is the record, which says: the median is down 8% over five years in cash but down 27% after inflation. Read the volume chart with the price chart before acting on either, remembering that registrations trail the deals themselves by weeks.

MK45's current homes for sale

This is what you could actually buy today: 492 homes currently on the market from 5 agents publishing to HomesIndex.

These cover the whole MK45 district, not just MK45 5: live asking prices are collected per district.

£400,000Typical asking price now (MK45 district)
186 below what sold nearby229 in line with nearby sales64 above nearby sales8 well above nearby sales

Of everything listed here, 38% asks less than the sold record of comparable homes. The comparison behind each listing uses recent recorded sales of similar homes close by.

The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.

See every MK45 home for sale on the map →

These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.

Moving up a bedroom in MK: the cost

What homes of each size actually sold for across the MK area, from the Land Registry record. Size steps are fiercely local. A third bedroom adds a quarter to the price in some areas and close to four fifths in others, which is why no national rule of thumb survives contact with a real market.

Type1 bed2 bed3 bed4 bed5 bed
Detached£367,500£495,000 (+35%)£675,000 (+36%)£910,000 (+35%)
Semi-detached£270,000£320,000 (+19%)£375,000 (+17%)£470,000 (+25%)£630,000 (+34%)
Terraced£245,000£285,000 (+16%)£330,000 (+16%)£400,000 (+21%)£580,000 (+45%)
Flat£160,000£225,000 (+41%)£307,500 (+37%)

Built from the last four years of recorded sales by form and bedroom count. Bedroom counts are estimated from EPC records (the register carries none), so expect a small number of homes one size adrift. Sizes with too few homes to be meaningful are left blank.

The risers and the fallers

The spread across the MK area is the point: the same five years treated these districts very differently.

Other sectors in MK45

A few minutes' walk can separate two very different markets. Here are MK45's other sectors, each with its own report:

SectorMedian (latest)Sales that year
MK45 1£345,00080
MK45 2£450,00069
MK45 3£380,00057
MK45 4£405,00061

Zoom out to the full MK45 district report for the type split, monthly volumes and how MK45 compares with its neighbours.

Selling in MK45 5? Start from the sold record

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at MK45 5's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

Local estate agents: one agent per district gets the featured spot on this report, free for founding agents. Claim MK45 5.

Take it further

Behind the answers sits the same Land Registry record as this page, with MK45 5 already set as the subject. Free, one click sign in.

The live map plots every individual MK45 5 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.