Local market reports › MK area › MK45
Ampthill market report MK45, Bedford
The MK45 (Ampthill) house price history in full, 1995 to 2026, in cash and in today's money. The raw material for this page is 28,854 HM Land Registry entries for MK45 (Bedford), going back to 1995: each an actual purchase at an actual price. Rents come from the ONS. Valuations, estimates and asking prices appear nowhere in it.
Sales data to July 2026. Rents: ONS, May 2026. Regenerated with every monthly data refresh.
In short: 294 registered 2026 sales put the MK45 (Bedford) median at £397,500, up 6% on five years earlier, with a mean of £426,100, and by floor area homes here have averaged about £4,250 per square metre over the last five years. Everything rests on 28,854 completed HM Land Registry sales since 1995, refreshed monthly; valuations and asking prices play no part.
The postcode district MK45 covering Ampthill, Barton-le-Clay, Clophill sits in Bedford. A district is the workhorse unit for reading a market: local enough to be meaningful, busy enough that the medians rest on a steady flow of sales.
Where MK45 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
What MK45 homes really sell for
294 sales were registered in MK45 in 2026, and the middle one of them, the median, went for £397,500. The mean works out at £426,100, modestly above it, the usual shape of a market with an expensive tail.
House prices per square metre in MK45
Averaged across five years of sales, floor space in MK45 costs about £4,250 per square metre. Each sale's Energy Performance Certificate supplies the floor area, and pricing by the metre is what lets flats and houses share one scale.
Set against the £285,000 England and Wales median, MK45 sits 39% above the national market.
The price of a typical MK45 home, 1995 to 2026
The cash median beside its inflation-adjusted twin (ONS CPIH). The adjusted line answers the harder question, whether homes really got dearer. Hover for the figures; the legend toggles each series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £397,500 | £397,500 | 294 |
| 2025 | £395,000 | £404,446 | 890 |
| 2024 | £390,000 | £414,650 | 753 |
| 2023 | £385,000 | £423,021 | 565 |
| 2022 | £407,000 | £477,254 | 913 |
| 2021 | £375,000 | £474,798 | 1,242 |
| 2020 | £353,800 | £459,063 | 922 |
| 2019 | £343,000 | £449,591 | 951 |
| 2018 | £355,000 | £473,222 | 850 |
| 2017 | £340,000 | £463,726 | 856 |
| 2016 | £320,000 | £447,683 | 940 |
| 2015 | £284,800 | £402,422 | 881 |
| 2014 | £250,000 | £354,669 | 929 |
| 2013 | £235,000 | £338,142 | 841 |
| 2012 | £222,500 | £327,492 | 692 |
| 2011 | £210,000 | £317,019 | 667 |
| 2010 | £220,000 | £345,017 | 652 |
| 2009 | £198,000 | £318,287 | 604 |
| 2008 | £210,900 | £345,710 | 516 |
| 2007 | £216,000 | £366,396 | 930 |
| 2006 | £200,000 | £347,174 | 1,117 |
| 2005 | £193,500 | £344,352 | 875 |
| 2004 | £195,000 | £354,158 | 1,045 |
| 2003 | £170,000 | £313,181 | 975 |
| 2002 | £140,000 | £263,409 | 1,201 |
| 2001 | £123,000 | £236,461 | 1,135 |
| 2000 | £110,000 | £215,875 | 1,042 |
| 1999 | £91,000 | £181,358 | 1,277 |
| 1998 | £80,000 | £161,486 | 1,147 |
| 1997 | £75,000 | £153,810 | 1,076 |
| 1996 | £70,000 | £147,627 | 1,099 |
| 1995 | £68,000 | £147,822 | 977 |
In cash terms the typical MK45 home went from £68,000 in 1995 to £397,500 in 2026, roughly 6 times the price. Adjusted for inflation it still comes to a real rise of roughly 169%, so homes here got dearer in substance, not only in cash. In inflation-adjusted terms the high-water mark was 2022. The market now sits about 17% below it, so a peak-time purchase has yet to recover its real value.
Year-on-year change in the MK45 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2003 (+21.4% on the year before); the weakest, 2009 (−6.1%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
Detached, semi, terraced, flat: four markets in one
A single median hides the split beneath it. Sales of detached houses dominate the record here, 38% of the typed total. A detached home currently trades at £530,000 against £225,000 for a flat, 2.4 times the price.
Median by property type, MK45
One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.
| Type | Median (2026) | Sales that year | All-time sales |
|---|---|---|---|
| Detached | £530,000 | 101 | 10,945 |
| Semi-detached | £375,000 | 97 | 8,799 |
| Terraced | £316,000 | 77 | 7,434 |
| Flats | £225,000 | 19 | 1,676 |
What MK45 has returned, per year
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | +0.6% | −1.7% |
| 5 years (since 2021) | +1.2% | −3.5% |
| 10 years (since 2016) | +2.2% | −1.2% |
| 20 years (since 2006) | +3.5% | +0.7% |
Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.
Transaction volumes
The year-by-year sales count
Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.
The last five years, month by month
Sales as they reached the register each month. Expect the seasonal sawtooth, and discount the newest months while late entries land.
Over the last twelve months of data, 674 sales completed in MK45. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 1,040 sales a year before the financial crisis and 683 a year over the last five. Price without volume misleads: a median built on few sales jumps around, and one street can tilt it. Keep in mind too that the latest year is still filling in, since sales reach the register weeks or months after completion.
How MK45 trades
Among the 26 measurable districts of its area, MK45 ranks 6 by median price: firmly in the dearer tier.
What tenants pay around MK45
The local authority for MK45 is Central Bedfordshire, and its ONS average private rent currently stands at £1,247 a month (May 2026 figures). A one-bed averages £862 a month here and a four-or-more-bed £2,039, so size does most of the work in setting the rent.
Average monthly rent by size, Central Bedfordshire
ONS Price Index of Private Rents, May 2026.
£1,247 a month is £14,964 a year, which against the £397,500 median sold price makes a gross yield of 3.8%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.
Asked and answered: MK45 (Ampthill)
Is MK45 (Ampthill) a good place to buy a house?
How much did a house sell for in MK45 (Ampthill)?
Are property prices falling in MK45 (Ampthill)?
What happens to MK45 prices now?
Nobody can tell you that, and this page will not pretend to. What the record shows: the median is up 6% over five years in cash but down 16% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.
On the market in MK45 today
Everything above is what homes in MK45 sold for. This is what you could actually buy today: 492 homes currently on the market from 5 agents publishing to HomesIndex, at a typical asking price 1% above the MK45 median sold price.
Of everything listed here, 38% asks less than the sold record of comparable homes. The comparison behind each listing uses recent recorded sales of similar homes close by.
- Oliver Street, Ampthill, Bedfordshire, Ampthill
- Gravenhurst, Bedfordshire, Bedfordshire
- Maulden, Bedford, Bedford
"Under comparable sales" means the asking price sits below what similar homes nearby actually fetched. Treat it as the start of a conversation, never a valuation, and always view the home.
See every MK45 home for sale on the map →
Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.
Moving up a bedroom in MK: the cost
What homes of each size actually sold for across the MK area, from the Land Registry record. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | £367,500 | £495,000 (+35%) | £675,000 (+36%) | £910,000 (+35%) |
| Semi-detached | £270,000 | £320,000 (+19%) | £375,000 (+17%) | £470,000 (+25%) | £630,000 (+34%) |
| Terraced | £245,000 | £285,000 (+16%) | £330,000 (+16%) | £400,000 (+21%) | £580,000 (+45%) |
| Flat | £160,000 | £225,000 (+41%) | £307,500 (+37%) | — | — |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Sizes with too few homes to be meaningful are left blank.
The risers and the fallers
MK45 ranks 14 of 26 in the MK area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.
MK area districts: five years of change
Cash-terms risers and fallers across the area; click any row for that district's full report.
Inside MK45, sector by sector
Below district level sit the sectors, street groups with reports of their own, and the gaps between neighbouring ones can be sharp.
| Sector | Median (latest) | Sales that year |
|---|---|---|
| MK45 1 | £345,000 | 80 |
| MK45 2 | £450,000 | 69 |
| MK45 3 | £380,000 | 57 |
| MK45 4 | £405,000 | 61 |
| MK45 5 | £415,000 | 27 |
How MK45 compares nearby
Same city, different markets. The neighbouring districts of the MK area, dearest first:
| District | Median | 5-year |
|---|---|---|
| MK44 | £425,000 | -1% |
| MK17 | £420,000 | +6% |
| MK1 | £405,000 | +17% |
| MK46 | £405,000 | +1% |
| MK5 | £400,000 | +7% |
| MK45 (this report) | £397,500 | +6% |
| MK43 | £389,500 | +11% |
| MK19 | £387,500 | +5% |
| MK18 | £370,000 | +1% |
| MK10 | £357,500 | +2% |
| MK3 | £349,000 | +18% |
| MK4 | £347,500 | +2% |
| MK8 | £345,000 | -5% |
| MK41 | £340,000 | +11% |
| MK16 | £339,000 | +3% |
| MK40 | £327,500 | +11% |
| MK11 | £325,000 | -4% |
| MK14 | £325,000 | +10% |
| MK15 | £325,000 | +1% |
| MK42 | £319,500 | +18% |
| MK7 | £310,000 | +5% |
| MK12 | £295,000 | +10% |
| MK13 | £291,000 | +13% |
| MK2 | £290,000 | +12% |
Before you sell in MK45: what the record supports
Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at MK45's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim MK45.
Go deeper
The AI answers from the same Land Registry data this report is built on, already scoped to MK45. Free after a one click sign in.
Two maps carry on from here: every MK45 sale at its exact address, and the average prices map from area shading down to single homes. The report tool answers a specific question in writing, and each sale's mortgage and rent calculator prices a real purchase.
About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.