HomesIndex

Local market reportsSA areaSA43 › SA43 2

Cilgerran market report SA43 2, Cardigan

The SA43 2 (Cilgerran) house price history in full, 1995 to 2026, in cash and in today's money. Every figure on this page comes from the public record: 2,709 sales registered with HM Land Registry in SA43 2 (Cardigan) since 1995, each one a completed purchase at a real price, plus current rental figures from the ONS. Nothing here is a valuation, an estimate or an asking price.

Sales recorded to 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.

In short: the 2026 median for SA43 2 (Cardigan) is £220,000, from 35 registered sales, down 12% on five years earlier; the mean is £256,100, and by floor area homes here have averaged about £2,640 per square metre over the last five years. Behind the figures sit 2,709 HM Land Registry entries going back to 1995, refreshed monthly, every one a completed sale rather than a valuation or an asking price.

SA43 2 is a postcode sector: one group of streets inside SA43 (Cardigan). This is as local as the public record gets, but sector medians move on fewer sales than a district's, so expect the lines to be lumpier.

Where SA43 2 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£220,000typical sale, 2026
£2,640/m²per square metre, 5-year average
-12%cash move in five years
35sales, most recent 12 months
3.9%gross rental yield (est.)

What buyers actually paid in SA43 2

Take the 35 registered 2026 sales in SA43 2 and the middle price, the median, is £220,000. The mean lands at £256,100, well clear of it: the mark of a market where a small number of costly homes drag the average upwards.

Price per square metre in SA43 2

A square metre of SA43 2 home has cost about £2,640 on average across the last five years of sales, using the floor area on each home's Energy Performance Certificate: the measure that puts a studio and a five-bed on the same footing.

Set against the £285,000 England and Wales median, SA43 2 sits 23% below the national market.

SA43 2's median sold price, 1995 to 2026

One line records the median as paid; the other restates every year in today's money via ONS CPIH, the honest measure of getting dearer. Hover for year figures, click the legend to isolate a line.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £43,800 at the time · £95,214 in today's money · 60 sales1996: £45,000 at the time · £94,903 in today's money · 79 sales1997: £48,000 at the time · £98,438 in today's money · 85 sales1998: £47,000 at the time · £94,873 in today's money · 80 sales1999: £52,200 at the time · £104,032 in today's money · 134 sales2000: £60,000 at the time · £117,750 in today's money · 105 sales2001: £60,500 at the time · £116,308 in today's money · 108 sales2002: £83,000 at the time · £156,164 in today's money · 125 sales2003: £115,000 at the time · £211,858 in today's money · 106 sales2004: £142,800 at the time · £259,353 in today's money · 108 sales2005: £133,000 at the time · £236,686 in today's money · 82 sales2006: £155,500 at the time · £269,928 in today's money · 98 sales2007: £175,000 at the time · £296,849 in today's money · 96 sales2008: £150,000 at the time · £245,882 in today's money · 66 sales2009: £139,000 at the time · £223,444 in today's money · 46 sales2010: £173,200 at the time · £271,622 in today's money · 66 sales2011: £167,500 at the time · £252,861 in today's money · 73 sales2012: £151,000 at the time · £222,253 in today's money · 88 sales2013: £151,000 at the time · £217,274 in today's money · 77 sales2014: £152,200 at the time · £215,922 in today's money · 83 sales2015: £165,000 at the time · £233,145 in today's money · 89 sales2016: £177,500 at the time · £248,324 in today's money · 63 sales2017: £192,500 at the time · £262,551 in today's money · 87 sales2018: £180,000 at the time · £239,943 in today's money · 96 sales2019: £193,200 at the time · £253,239 in today's money · 82 sales2020: £190,000 at the time · £246,529 in today's money · 93 sales2021: £251,200 at the time · £318,052 in today's money · 112 sales2022: £267,000 at the time · £313,088 in today's money · 73 sales2023: £252,500 at the time · £277,436 in today's money · 68 sales2024: £250,000 at the time · £265,801 in today's money · 75 sales2025: £255,000 at the time · £261,098 in today's money · 71 sales2026: £220,000 at the time · £220,000 in today's money · 35 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£220,000£220,00035
2025£255,000£261,09871
2024£250,000£265,80175
2023£252,500£277,43668
2022£267,000£313,08873
2021£251,200£318,052112
2020£190,000£246,52993
2019£193,200£253,23982
2018£180,000£239,94396
2017£192,500£262,55187
2016£177,500£248,32463
2015£165,000£233,14589
2014£152,200£215,92283
2013£151,000£217,27477
2012£151,000£222,25388
2011£167,500£252,86173
2010£173,200£271,62266
2009£139,000£223,44446
2008£150,000£245,88266
2007£175,000£296,84996
2006£155,500£269,92898
2005£133,000£236,68682
2004£142,800£259,353108
2003£115,000£211,858106
2002£83,000£156,164125
2001£60,500£116,308108
2000£60,000£117,750105
1999£52,200£104,032134
1998£47,000£94,87380
1997£48,000£98,43885
1996£45,000£94,90379
1995£43,800£95,21460

In cash terms the typical SA43 2 home went from £43,800 in 1995 to £220,000 in 2026, roughly 5 times the price. Inflation explains only part of it: in today's money the rise is still about 131%, a genuine increase in what a home here costs. The real-terms peak came in 2021, and today's median remains roughly 31% under it: a 2021 buyer is still waiting to get that price back in today's money.

Year-on-year change in the SA43 2 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +2.7% on the year before1997 · +6.7% on the year before1998 · −2.1% on the year before1999 · +11.1% on the year before2000 · +14.9% on the year before2001 · +0.8% on the year before2002 · +37.2% on the year before2003 · +38.6% on the year before2004 · +24.2% on the year before2005 · −6.9% on the year before2006 · +16.9% on the year before2007 · +12.5% on the year before2008 · −14.3% on the year before2009 · −7.3% on the year before2010 · +24.6% on the year before2011 · −3.3% on the year before2012 · −9.9% on the year before2013 · +0.0% on the year before2014 · +0.8% on the year before2015 · +8.4% on the year before2016 · +7.6% on the year before2017 · +8.5% on the year before2018 · −6.5% on the year before2019 · +7.3% on the year before2020 · −1.7% on the year before2021 · +32.2% on the year before2022 · +6.3% on the year before2023 · −5.4% on the year before2024 · −1.0% on the year before2025 · +2.0% on the year before2026 · −13.7% on the year before200020052010201520202026

The strongest year on record here is 2003 (+38.6% on the year before); the weakest, 2008 (−14.3%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

The long view: annualised growth

PeriodCash, per yearReal terms, per year
1 years (since 2025)−13.7%−15.7%
5 years (since 2021)−2.6%−7.1%
10 years (since 2016)+2.2%−1.2%
20 years (since 2006)+1.8%−1.0%

Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.

Sales activity in SA43 2

Sales per year, counted

Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.

50100150200 1995: 60 sales1996: 79 sales1997: 85 sales1998: 80 sales1999: 134 sales2000: 105 sales2001: 108 sales2002: 125 sales2003: 106 sales2004: 108 sales2005: 82 sales2006: 98 sales2007: 96 sales2008: 66 sales2009: 46 sales2010: 66 sales2011: 73 sales2012: 88 sales2013: 77 sales2014: 83 sales2015: 89 sales2016: 63 sales2017: 87 sales2018: 96 sales2019: 82 sales2020: 93 sales2021: 112 sales2022: 73 sales2023: 68 sales2024: 75 sales2025: 71 sales2026: 35 sales1995200020052010201520202026

The register shows 35 SA43 2 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 104 sales a year before the financial crisis and 64 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.

Rents around SA43 2

For renting purposes SA43 2 sits in Ceredigion. The ONS average private rent there is £714 a month (May 2026). Size sets most of the rent: one-beds average £555 a month here against £1,074 for four or more bedrooms.

Average monthly rent by size, Ceredigion

ONS Price Index of Private Rents, May 2026.

1 bed: £555 a month£5551 bed2 bed: £655 a month£6552 bed3 bed: £757 a month£7573 bed4+ bed: £1,074 a month£1,0744+ bed

Against the £220,000 median purchase price, a rent of £714 a month (£8,568 a year) works out at a 3.9% gross yield, a ceiling figure that ignores letting costs, voids, maintenance and tax. Because rents are local-authority statistics, districts sharing the authority share the figure.

What kind of market SA43 2 is

This is a thin market: 35 sales in the last twelve months of data. With that few transactions, one street selling well (or one block of cheap transfers) can move the median, so read the year lines as a range rather than a verdict.

SA43 2 (Cilgerran): the questions that come up

Are property prices falling in SA43 2 (Cilgerran)?
In SA43 2 (Cilgerran) the median moved down 14% year on year; over five years it is down 12%. The full year-by-year table since 1995 is on this page.
Is SA43 2 (Cilgerran) a good place to buy a house?
SA43 2 (Cilgerran) sold prices are down 12% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in SA43 2 (Cilgerran)?
Land Registry recorded 35 sales in SA43 2 (Cilgerran) in 2026, with a median sold price of £220,000. Every one is free to view at its exact address on the HomesIndex map.

Are SA43 2 prices heading up or down?

The record answers a different question than "what happens next": the median is down 12% over five years in cash but down 31% after inflation. Put the volume chart beside the price chart before drawing conclusions, and allow for the register's lag behind actual completions.

What is for sale in SA43 right now

The live side of the market holds 152 homes at the moment, listed by 4 agents publishing to HomesIndex.

These cover the whole SA43 district, not just SA43 2: live asking prices are collected per district.

£299,950Typical asking price now (SA43 district)
25 below what sold nearby50 in line with nearby sales46 above nearby sales29 well above nearby sales

Of everything listed here, 17% asks less than the sold record of comparable homes. Each listing is compared with recent recorded sales of similar homes nearby.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every SA43 home for sale on the map →

Refreshed every Monday and Thursday from agents' own feeds to HomesIndex, so a sample of the market rather than all of it. An asking price remains an ask, not a sale.

The price of an extra bedroom in SA

The Land Registry record, split by size: what each kind of home actually sold for across the SA area. The jump between sizes is local: in some areas a third bedroom adds a quarter to the price, in others nearly four fifths, so a national rule of thumb will mislead you here.

Type1 bed2 bed3 bed4 bed5 bed
Detached£225,000£300,000 (+33%)£420,000 (+40%)£518,750 (+24%)
Semi-detached£152,000£168,000 (+11%)£190,000 (+13%)£268,000 (+41%)£350,000 (+31%)
Terraced£132,500£130,000 (-2%)£148,670 (+14%)£185,000 (+24%)£270,000 (+46%)
Flat£107,500£145,000 (+35%)£222,500 (+53%)

Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

The spread across the SA area is the point: the same five years treated these districts very differently.

Other sectors in SA43

A few minutes' walk can separate two very different markets. Here are SA43's other sectors, each with its own report:

SectorMedian (latest)Sales that year
SA43 1£213,80028
SA43 3£221,20016

Zoom out to the full SA43 district report for the type split, monthly volumes and how SA43 compares with its neighbours.

Before you sell in SA43 2: what the record supports

The sold record beats any estimate as a starting point. Before a house valuation or flat valuation in SA43 2, open the average prices map and zoom from the SA43 2 shading down to the sold homes on your own street. Every recorded SA43 2 sale is on this page; the same Land Registry record is what agents price from, and it is now in your hands.

For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim SA43 2.

Keep digging

Answers come from the same Land Registry data behind this report, and the AI knows you are asking about SA43 2. Free, with a one click sign in.

The live map plots every individual SA43 2 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.