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Cilgerran market report SA43, Cardigan
The SA43 (Cilgerran) house price history in full, 1995 to 2026, in cash and in today's money. The raw material for this page is 6,210 HM Land Registry entries for SA43 (Cardigan), going back to 1995: each an actual purchase at an actual price. Rents come from the ONS. Valuations, estimates and asking prices appear nowhere in it.
Sales recorded to July 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.
In short: a typical SA43 (Cardigan) home changed hands for £220,000 in 2026 (median of 79 registered sales, down 7% on five years earlier), with the mean at £245,000, and by floor area homes here have averaged about £2,590 per square metre over the last five years. Source: 6,210 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.
SA43 is a postcode district covering Cardigan, Cilgerran, St Dogmaels in Cardigan. It is the most useful size for market figures: tight enough to describe somewhere real, large enough that sales keep coming and the medians hold steady.
Where SA43 sits
Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.
Today's SA43 prices, from the sold record
Take the 79 registered 2026 sales in SA43 and the middle price, the median, is £220,000. The mean lands at £245,000, a little above it, the familiar pattern where pricier homes stretch the average.
House prices per square metre in SA43
Per square metre, SA43 homes have averaged around £2,590 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.
England and Wales as a whole trade at a £285,000 median, leaving SA43 23% below the national figure.
SA43's median sold price, 1995 to 2026
The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.
See this chart as a table
| Year | Median (cash) | Median (today's £) | Sales |
|---|---|---|---|
| 2026 | £220,000 | £220,000 | 79 |
| 2025 | £240,000 | £245,739 | 177 |
| 2024 | £235,600 | £250,491 | 166 |
| 2023 | £250,000 | £274,689 | 168 |
| 2022 | £262,000 | £307,225 | 199 |
| 2021 | £237,500 | £300,706 | 245 |
| 2020 | £187,500 | £243,285 | 201 |
| 2019 | £180,400 | £236,461 | 183 |
| 2018 | £171,800 | £229,013 | 216 |
| 2017 | £173,000 | £235,955 | 195 |
| 2016 | £175,000 | £244,827 | 169 |
| 2015 | £160,000 | £226,080 | 216 |
| 2014 | £151,400 | £214,787 | 204 |
| 2013 | £152,000 | £218,713 | 178 |
| 2012 | £149,000 | £219,309 | 185 |
| 2011 | £165,000 | £249,087 | 165 |
| 2010 | £160,000 | £250,921 | 148 |
| 2009 | £148,000 | £237,911 | 117 |
| 2008 | £150,000 | £245,882 | 135 |
| 2007 | £170,000 | £288,367 | 224 |
| 2006 | £150,000 | £260,381 | 231 |
| 2005 | £138,200 | £245,940 | 192 |
| 2004 | £130,000 | £236,105 | 231 |
| 2003 | £96,000 | £176,855 | 273 |
| 2002 | £77,000 | £144,875 | 274 |
| 2001 | £60,000 | £115,347 | 279 |
| 2000 | £58,000 | £113,825 | 232 |
| 1999 | £50,000 | £99,647 | 261 |
| 1998 | £49,500 | £99,919 | 189 |
| 1997 | £44,500 | £91,261 | 188 |
| 1996 | £45,000 | £94,903 | 174 |
| 1995 | £42,000 | £91,302 | 116 |
In cash terms the typical SA43 home went from £42,000 in 1995 to £220,000 in 2026, roughly 5 times the price. Inflation explains only part of it: in today's money the rise is still about 141%, a genuine increase in what a home here costs. Measured in today's money the market peaked in 2022; the current median sits about 28% below that. Someone who bought at the 2022 peak has not yet seen that price back in real terms.
Year-on-year change in the SA43 median
Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.
The strongest year on record here is 2004 (+35.4% on the year before); the weakest, 2008 (−11.8%). Single-year swings like these are why the annualised table below matters more than any one year's headline.
Annualised returns
| Period | Cash, per year | Real terms, per year |
|---|---|---|
| 1 years (since 2025) | −8.3% | −10.5% |
| 5 years (since 2021) | −1.5% | −6.1% |
| 10 years (since 2016) | +2.3% | −1.1% |
| 20 years (since 2006) | +1.9% | −0.8% |
Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.
Detached, semi, terraced, flat: four markets in one
A single median hides the split beneath it. Sales of detached houses dominate the record here, 52% of the typed total. In 2017, the last year both were recorded here, a detached home traded at £220,000 against £133,500 for a flat, 1.6 times the price.
Median by property type, SA43
One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.
| Type | Median (2026) | Sales that year | All-time sales |
|---|---|---|---|
| Detached | £300,000 | 35 | 3,233 |
| Semi-detached | £194,700 | 26 | 1,518 |
| Terraced | £195,000 | 17 | 1,363 |
| Flats | £133,500 (2017) | – | 53 |
How many homes change hands in SA43
How many homes change hands
Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.
The monthly pulse, last five years
Monthly registrations. The sawtooth is seasonal; the register runs weeks behind completions at the right-hand edge.
SA43 recorded 160 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 242 sales a year before the financial crisis and 158 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.
What homes rent for around SA43
SA43 falls under Ceredigion, where the ONS puts the average private rent at £714 a month (May 2026 figures). Size sets most of the rent: one-beds average £555 a month here against £1,074 for four or more bedrooms.
Average monthly rent by size, Ceredigion
ONS Price Index of Private Rents, May 2026.
£714 a month is £8,568 a year, which against the £220,000 median sold price makes a gross yield of 3.9%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.
Asked and answered: SA43 (Cilgerran)
Are property prices falling in SA43 (Cilgerran)?
Is SA43 (Cilgerran) a good place to buy a house?
How much did a house sell for in SA43 (Cilgerran)?
Are SA43 prices heading up or down?
Nobody can tell you that, and this page will not pretend to. What the record shows: the median is down 7% over five years in cash but down 27% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.
On the market in SA43 today
Everything above is what homes in SA43 sold for. Turning to what is actually available: 152 homes on the market right now, from 4 agents publishing to HomesIndex, at a typical asking price 36% above the SA43 median sold price.
Of everything listed here, 17% asks less than the sold record of comparable homes. The comparison behind each listing uses recent recorded sales of similar homes close by.
- Blaenporth, Cardigan, Ceredigion, SA43
- Tanygroes, CARDIGAN, Dyfed, SA43
- Gwalia Falls, Tresaith, SA43
The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.
See every SA43 home for sale on the map →
Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.
The price of an extra bedroom in SA
What homes of each size actually sold for across the SA area, from the Land Registry record. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.
| Type | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Detached | — | £225,000 | £300,000 (+33%) | £420,000 (+40%) | £518,750 (+24%) |
| Semi-detached | £152,000 | £168,000 (+11%) | £190,000 (+13%) | £268,000 (+41%) | £350,000 (+31%) |
| Terraced | £132,500 | £130,000 (-2%) | £148,670 (+14%) | £185,000 (+24%) | £270,000 (+46%) |
| Flat | £107,500 | £145,000 (+35%) | £222,500 (+53%) | — | — |
Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.
The risers and the fallers
SA43 ranks 45 of 51 in the SA area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.
Winners and losers across the SA area, five years
The biggest risers and fallers in cash terms; every row links to that district's report.
Inside SA43, sector by sector
Below district level sit the sectors, street groups with reports of their own, and the gaps between neighbouring ones can be sharp.
| Sector | Median (latest) | Sales that year |
|---|---|---|
| SA43 1 | £213,800 | 28 |
| SA43 2 | £220,000 | 35 |
| SA43 3 | £221,200 | 16 |
How SA43 compares nearby
Same city, different markets. The neighbouring districts of the SA area, dearest first:
| District | Median | 5-year |
|---|---|---|
| SA42 | £345,000 | -6% |
| SA3 | £342,500 | +0% |
| SA36 | £316,200 | +44% |
| SA41 | £300,000 | +40% |
| SA69 | £295,200 | -5% |
| SA39 | £295,000 | +56% |
| SA32 | £292,500 | -2% |
| SA63 | £290,000 | +3% |
| SA45 | £289,000 | +9% |
| SA67 | £288,500 | +22% |
| SA62 | £275,000 | +10% |
| SA68 | £270,000 | +15% |
| SA35 | £268,500 | +21% |
| SA34 | £268,000 | +3% |
| SA19 | £265,800 | +13% |
| SA33 | £263,500 | +12% |
| SA40 | £250,000 | +49% |
| SA44 | £246,800 | +7% |
| SA2 | £240,000 | +6% |
| SA46 | £238,000 | +6% |
| SA38 | £235,000 | -15% |
| SA37 | £230,000 | -26% |
| SA70 | £230,000 | -10% |
| SA43 (this report) | £220,000 | -7% |
Selling in SA43? Start from the sold record
The sold record beats any estimate as a starting point. Before a house valuation or flat valuation in SA43, open the average prices map and zoom from the SA43 shading down to the sold homes on your own street. Every recorded SA43 sale is on this page; the same Land Registry record is what agents price from, and it is now in your hands.
For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim SA43.
Dig further
Answers come from the same Land Registry data behind this report, and the AI knows you are asking about SA43. Free, with a one click sign in.
See every individual SA43 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.
About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.