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Cilgerran market report SA43, Cardigan

The SA43 (Cilgerran) house price history in full, 1995 to 2026, in cash and in today's money. The raw material for this page is 6,210 HM Land Registry entries for SA43 (Cardigan), going back to 1995: each an actual purchase at an actual price. Rents come from the ONS. Valuations, estimates and asking prices appear nowhere in it.

Sales recorded to July 2026; rents are ONS figures for May 2026. The page rebuilds with each monthly release.

In short: a typical SA43 (Cardigan) home changed hands for £220,000 in 2026 (median of 79 registered sales, down 7% on five years earlier), with the mean at £245,000, and by floor area homes here have averaged about £2,590 per square metre over the last five years. Source: 6,210 completed sales on the HM Land Registry record since 1995, updated with each monthly release. No valuations, no asking prices.

SA43 is a postcode district covering Cardigan, Cilgerran, St Dogmaels in Cardigan. It is the most useful size for market figures: tight enough to describe somewhere real, large enough that sales keep coming and the medians hold steady.

Where SA43 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£220,000median sold price, 2026
£2,590/m²average price per m², last 5 years
-7%change over five years, cash
160sales, most recent 12 months
3.9%gross rental yield (est.)

Today's SA43 prices, from the sold record

Take the 79 registered 2026 sales in SA43 and the middle price, the median, is £220,000. The mean lands at £245,000, a little above it, the familiar pattern where pricier homes stretch the average.

House prices per square metre in SA43

Per square metre, SA43 homes have averaged around £2,590 over the last five years of sales. The floor areas behind the figure come from Energy Performance Certificates, and the by-the-metre view is the fair comparison across home sizes.

England and Wales as a whole trade at a £285,000 median, leaving SA43 23% below the national figure.

SA43's median sold price, 1995 to 2026

The median as recorded at the time, and each year restated in today's money (ONS CPIH), the sharper test of whether homes really got dearer. Hover for the year-by-year figures; click a legend entry to isolate a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £42,000 at the time · £91,302 in today's money · 116 sales1996: £45,000 at the time · £94,903 in today's money · 174 sales1997: £44,500 at the time · £91,261 in today's money · 188 sales1998: £49,500 at the time · £99,919 in today's money · 189 sales1999: £50,000 at the time · £99,647 in today's money · 261 sales2000: £58,000 at the time · £113,825 in today's money · 232 sales2001: £60,000 at the time · £115,347 in today's money · 279 sales2002: £77,000 at the time · £144,875 in today's money · 274 sales2003: £96,000 at the time · £176,855 in today's money · 273 sales2004: £130,000 at the time · £236,105 in today's money · 231 sales2005: £138,200 at the time · £245,940 in today's money · 192 sales2006: £150,000 at the time · £260,381 in today's money · 231 sales2007: £170,000 at the time · £288,367 in today's money · 224 sales2008: £150,000 at the time · £245,882 in today's money · 135 sales2009: £148,000 at the time · £237,911 in today's money · 117 sales2010: £160,000 at the time · £250,921 in today's money · 148 sales2011: £165,000 at the time · £249,087 in today's money · 165 sales2012: £149,000 at the time · £219,309 in today's money · 185 sales2013: £152,000 at the time · £218,713 in today's money · 178 sales2014: £151,400 at the time · £214,787 in today's money · 204 sales2015: £160,000 at the time · £226,080 in today's money · 216 sales2016: £175,000 at the time · £244,827 in today's money · 169 sales2017: £173,000 at the time · £235,955 in today's money · 195 sales2018: £171,800 at the time · £229,013 in today's money · 216 sales2019: £180,400 at the time · £236,461 in today's money · 183 sales2020: £187,500 at the time · £243,285 in today's money · 201 sales2021: £237,500 at the time · £300,706 in today's money · 245 sales2022: £262,000 at the time · £307,225 in today's money · 199 sales2023: £250,000 at the time · £274,689 in today's money · 168 sales2024: £235,600 at the time · £250,491 in today's money · 166 sales2025: £240,000 at the time · £245,739 in today's money · 177 sales2026: £220,000 at the time · £220,000 in today's money · 79 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£220,000£220,00079
2025£240,000£245,739177
2024£235,600£250,491166
2023£250,000£274,689168
2022£262,000£307,225199
2021£237,500£300,706245
2020£187,500£243,285201
2019£180,400£236,461183
2018£171,800£229,013216
2017£173,000£235,955195
2016£175,000£244,827169
2015£160,000£226,080216
2014£151,400£214,787204
2013£152,000£218,713178
2012£149,000£219,309185
2011£165,000£249,087165
2010£160,000£250,921148
2009£148,000£237,911117
2008£150,000£245,882135
2007£170,000£288,367224
2006£150,000£260,381231
2005£138,200£245,940192
2004£130,000£236,105231
2003£96,000£176,855273
2002£77,000£144,875274
2001£60,000£115,347279
2000£58,000£113,825232
1999£50,000£99,647261
1998£49,500£99,919189
1997£44,500£91,261188
1996£45,000£94,903174
1995£42,000£91,302116

In cash terms the typical SA43 home went from £42,000 in 1995 to £220,000 in 2026, roughly 5 times the price. Inflation explains only part of it: in today's money the rise is still about 141%, a genuine increase in what a home here costs. Measured in today's money the market peaked in 2022; the current median sits about 28% below that. Someone who bought at the 2022 peak has not yet seen that price back in real terms.

Year-on-year change in the SA43 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +7.1% on the year before1997 · −1.1% on the year before1998 · +11.2% on the year before1999 · +1.0% on the year before2000 · +16.0% on the year before2001 · +3.4% on the year before2002 · +28.3% on the year before2003 · +24.7% on the year before2004 · +35.4% on the year before2005 · +6.3% on the year before2006 · +8.5% on the year before2007 · +13.3% on the year before2008 · −11.8% on the year before2009 · −1.3% on the year before2010 · +8.1% on the year before2011 · +3.1% on the year before2012 · −9.7% on the year before2013 · +2.0% on the year before2014 · −0.4% on the year before2015 · +5.7% on the year before2016 · +9.4% on the year before2017 · −1.1% on the year before2018 · −0.7% on the year before2019 · +5.0% on the year before2020 · +3.9% on the year before2021 · +26.7% on the year before2022 · +10.3% on the year before2023 · −4.6% on the year before2024 · −5.8% on the year before2025 · +1.9% on the year before2026 · −8.3% on the year before200020052010201520202026

The strongest year on record here is 2004 (+35.4% on the year before); the weakest, 2008 (−11.8%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

Annualised returns

PeriodCash, per yearReal terms, per year
1 years (since 2025)−8.3%−10.5%
5 years (since 2021)−1.5%−6.1%
10 years (since 2016)+2.3%−1.1%
20 years (since 2006)+1.9%−0.8%

Each row is compound annual growth of the median; ONS CPIH supplies the real-terms deflator. Annualising irons out the cycle, which the chart above shows in full, and past growth records what happened rather than predicting anything.

Detached, semi, terraced, flat: four markets in one

A single median hides the split beneath it. Sales of detached houses dominate the record here, 52% of the typed total. In 2017, the last year both were recorded here, a detached home traded at £220,000 against £133,500 for a flat, 1.6 times the price.

Median by property type, SA43

One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.

DetachedSemi-detachedTerracedFlats
£125k£250k£375k£500k1995200020052010201520202026 1995: Detached £52,000 · Semi-detached £40,000 · Terraced £30,0001996: Detached £51,500 · Semi-detached £37,500 · Terraced £30,1001997: Detached £56,500 · Semi-detached £39,500 · Terraced £32,500 · Flats £30,0001998: Detached £62,800 · Semi-detached £42,000 · Terraced £37,0001999: Detached £66,000 · Semi-detached £43,000 · Terraced £37,0002000: Detached £77,000 · Semi-detached £49,400 · Terraced £38,8002001: Detached £78,000 · Semi-detached £52,000 · Terraced £45,000 · Flats £46,0002002: Detached £110,000 · Semi-detached £65,000 · Terraced £64,0002003: Detached £137,000 · Semi-detached £81,000 · Terraced £70,000 · Flats £38,0002004: Detached £167,000 · Semi-detached £108,000 · Terraced £98,200 · Flats £100,0002005: Detached £176,000 · Semi-detached £119,500 · Terraced £116,000 · Flats £90,0002006: Detached £195,000 · Semi-detached £135,000 · Terraced £124,000 · Flats £72,0002007: Detached £195,000 · Semi-detached £157,500 · Terraced £140,0002008: Detached £190,500 · Semi-detached £132,000 · Terraced £125,0002009: Detached £182,500 · Semi-detached £135,000 · Terraced £95,0002010: Detached £190,000 · Semi-detached £145,000 · Terraced £120,0002011: Detached £215,000 · Semi-detached £132,100 · Terraced £115,0002012: Detached £190,000 · Semi-detached £128,200 · Terraced £110,0002013: Detached £180,000 · Semi-detached £131,000 · Terraced £98,5002014: Detached £196,300 · Semi-detached £141,200 · Terraced £116,500 · Flats £113,6002015: Detached £185,000 · Semi-detached £142,500 · Terraced £120,0002016: Detached £229,500 · Semi-detached £146,500 · Terraced £116,2002017: Detached £220,000 · Semi-detached £145,000 · Terraced £126,500 · Flats £133,5002018: Detached £225,000 · Semi-detached £149,500 · Terraced £120,0002019: Detached £231,000 · Semi-detached £160,000 · Terraced £129,0002020: Detached £232,200 · Semi-detached £160,000 · Terraced £164,0002021: Detached £305,000 · Semi-detached £175,000 · Terraced £152,5002022: Detached £328,000 · Semi-detached £242,600 · Terraced £180,0002023: Detached £352,500 · Semi-detached £200,000 · Terraced £180,0002024: Detached £320,000 · Semi-detached £217,500 · Terraced £175,0002025: Detached £300,000 · Semi-detached £210,000 · Terraced £165,0002026: Detached £300,000 · Semi-detached £194,700 · Terraced £195,000
TypeMedian (2026)Sales that yearAll-time sales
Detached£300,000353,233
Semi-detached£194,700261,518
Terraced£195,000171,363
Flats£133,500 (2017)53

How many homes change hands in SA43

How many homes change hands

Recorded sales per year. The dip after 2008 is the financial crisis; the last bar is still filling in as recent sales get registered.

125250375500 1995: 116 sales1996: 174 sales1997: 188 sales1998: 189 sales1999: 261 sales2000: 232 sales2001: 279 sales2002: 274 sales2003: 273 sales2004: 231 sales2005: 192 sales2006: 231 sales2007: 224 sales2008: 135 sales2009: 117 sales2010: 148 sales2011: 165 sales2012: 185 sales2013: 178 sales2014: 204 sales2015: 216 sales2016: 169 sales2017: 195 sales2018: 216 sales2019: 183 sales2020: 201 sales2021: 245 sales2022: 199 sales2023: 168 sales2024: 166 sales2025: 177 sales2026: 79 sales1995200020052010201520202026

The monthly pulse, last five years

Monthly registrations. The sawtooth is seasonal; the register runs weeks behind completions at the right-hand edge.

13253850 August 2021 · 9 sales registeredSeptember 2021 · 22 sales registeredOctober 2021 · 21 sales registeredNovember 2021 · 25 sales registeredDecember 2021 · 17 sales registeredJanuary 2022 · 22 sales registeredFebruary 2022 · 22 sales registeredMarch 2022 · 12 sales registeredApril 2022 · 14 sales registeredMay 2022 · 21 sales registeredJune 2022 · 17 sales registeredJuly 2022 · 17 sales registeredAugust 2022 · 20 sales registeredSeptember 2022 · 19 sales registeredOctober 2022 · 12 sales registeredNovember 2022 · 13 sales registeredDecember 2022 · 10 sales registeredJanuary 2023 · 11 sales registeredFebruary 2023 · 6 sales registeredMarch 2023 · 20 sales registeredApril 2023 · 12 sales registeredMay 2023 · 12 sales registeredJune 2023 · 13 sales registeredJuly 2023 · 19 sales registeredAugust 2023 · 8 sales registeredSeptember 2023 · 27 sales registeredOctober 2023 · 20 sales registeredNovember 2023 · 10 sales registeredDecember 2023 · 10 sales registeredJanuary 2024 · 8 sales registeredFebruary 2024 · 8 sales registeredMarch 2024 · 8 sales registeredApril 2024 · 15 sales registeredMay 2024 · 13 sales registeredJune 2024 · 14 sales registeredJuly 2024 · 15 sales registeredAugust 2024 · 21 sales registeredSeptember 2024 · 9 sales registeredOctober 2024 · 19 sales registeredNovember 2024 · 14 sales registeredDecember 2024 · 22 sales registeredJanuary 2025 · 11 sales registeredFebruary 2025 · 15 sales registeredMarch 2025 · 13 sales registeredApril 2025 · 13 sales registeredMay 2025 · 14 sales registeredJune 2025 · 17 sales registeredJuly 2025 · 13 sales registeredAugust 2025 · 6 sales registeredSeptember 2025 · 16 sales registeredOctober 2025 · 18 sales registeredNovember 2025 · 24 sales registeredDecember 2025 · 17 sales registeredJanuary 2026 · 13 sales registeredFebruary 2026 · 14 sales registeredMarch 2026 · 12 sales registeredApril 2026 · 16 sales registeredMay 2026 · 9 sales registeredJune 2026 · 7 sales registeredJuly 2026 · 8 sales registered

SA43 recorded 160 sales in the last twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 242 sales a year before the financial crisis and 158 a year over the last five. Watch the volume as closely as the price. Thin years make jumpy medians, where one street's sales can move the figure, and the newest year is always incomplete because registrations trail completions by weeks or months.

What homes rent for around SA43

SA43 falls under Ceredigion, where the ONS puts the average private rent at £714 a month (May 2026 figures). Size sets most of the rent: one-beds average £555 a month here against £1,074 for four or more bedrooms.

Average monthly rent by size, Ceredigion

ONS Price Index of Private Rents, May 2026.

1 bed: £555 a month£5551 bed2 bed: £655 a month£6552 bed3 bed: £757 a month£7573 bed4+ bed: £1,074 a month£1,0744+ bed

£714 a month is £8,568 a year, which against the £220,000 median sold price makes a gross yield of 3.9%. Gross means before letting costs, voids, maintenance and tax: treat it as a ceiling. The ONS publishes rents by local authority, so neighbouring districts under the same authority share these numbers.

Asked and answered: SA43 (Cilgerran)

Are property prices falling in SA43 (Cilgerran)?
In SA43 (Cilgerran) the median moved down 8% year on year; over five years it is down 7%. The full year-by-year table since 1995 is on this page.
Is SA43 (Cilgerran) a good place to buy a house?
SA43 (Cilgerran) sold prices are down 7% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.
How much did a house sell for in SA43 (Cilgerran)?
Land Registry recorded 79 sales in SA43 (Cilgerran) in 2026, with a median sold price of £220,000. Every one is free to view at its exact address on the HomesIndex map.

Are SA43 prices heading up or down?

Nobody can tell you that, and this page will not pretend to. What the record shows: the median is down 7% over five years in cash but down 27% after inflation. If you are weighing a purchase, read the volume chart alongside the price one, and remember that every figure here is a completed sale, lagged by the weeks it takes the Land Registry to register it.

On the market in SA43 today

Everything above is what homes in SA43 sold for. Turning to what is actually available: 152 homes on the market right now, from 4 agents publishing to HomesIndex, at a typical asking price 36% above the SA43 median sold price.

£299,950Typical asking price now
£220,000Median sold price
25 below what sold nearby50 in line with nearby sales46 above nearby sales29 well above nearby sales

Of everything listed here, 17% asks less than the sold record of comparable homes. The comparison behind each listing uses recent recorded sales of similar homes close by.

The "under comparable sales" label measures each asking price against real nearby sales of similar homes: an opening position for a conversation rather than a valuation. The home itself still needs looking at.

See every SA43 home for sale on the map →

Live asking prices from estate agents who publish a feed to HomesIndex, refreshed every Monday and Thursday: a sample of the market, not every home for sale. Asking prices are not sale prices.

The price of an extra bedroom in SA

What homes of each size actually sold for across the SA area, from the Land Registry record. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.

Type1 bed2 bed3 bed4 bed5 bed
Detached£225,000£300,000 (+33%)£420,000 (+40%)£518,750 (+24%)
Semi-detached£152,000£168,000 (+11%)£190,000 (+13%)£268,000 (+41%)£350,000 (+31%)
Terraced£132,500£130,000 (-2%)£148,670 (+14%)£185,000 (+24%)£270,000 (+46%)
Flat£107,500£145,000 (+35%)£222,500 (+53%)

Medians of recorded sales over the last four years, by built form and bedroom count. Sold homes carry no advertised bedroom count, so sizes are estimated from their EPC records; a small number of homes will sit one size out. Blank cells mean too few homes for the figure to mean anything.

The risers and the fallers

SA43 ranks 45 of 51 in the SA area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.

Inside SA43, sector by sector

Below district level sit the sectors, street groups with reports of their own, and the gaps between neighbouring ones can be sharp.

SectorMedian (latest)Sales that year
SA43 1£213,80028
SA43 2£220,00035
SA43 3£221,20016

How SA43 compares nearby

Same city, different markets. The neighbouring districts of the SA area, dearest first:

DistrictMedian5-year
SA42£345,000-6%
SA3£342,500+0%
SA36£316,200+44%
SA41£300,000+40%
SA69£295,200-5%
SA39£295,000+56%
SA32£292,500-2%
SA63£290,000+3%
SA45£289,000+9%
SA67£288,500+22%
SA62£275,000+10%
SA68£270,000+15%
SA35£268,500+21%
SA34£268,000+3%
SA19£265,800+13%
SA33£263,500+12%
SA40£250,000+49%
SA44£246,800+7%
SA2£240,000+6%
SA46£238,000+6%
SA38£235,000-15%
SA37£230,000-26%
SA70£230,000-10%
SA43 (this report)£220,000-7%

Selling in SA43? Start from the sold record

The sold record beats any estimate as a starting point. Before a house valuation or flat valuation in SA43, open the average prices map and zoom from the SA43 shading down to the sold homes on your own street. Every recorded SA43 sale is on this page; the same Land Registry record is what agents price from, and it is now in your hands.

For local estate agents: each district report carries one featured-agent spot, free while founding places last. Claim SA43.

Dig further

Answers come from the same Land Registry data behind this report, and the AI knows you are asking about SA43. Free, with a one click sign in.

See every individual SA43 sale on the live map, mapped to the exact address, or zoom the average prices map from neighbourhood shading down to single homes. The report tool writes a custom answer to a specific question, and the mortgage and rent calculator on any sale runs the numbers on a real purchase.

About the numbers: everything is computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to the address; today's-money figures use the ONS CPIH index, and rents are the ONS Price Index of Private Rents by local authority. These are medians of recorded sales, not valuations, and none of it is financial advice.