HomesIndex

Local market reportsSA area › SA48

Cwmann market report SA48, Lampeter

The SA48 (Cwmann) house price history in full, 1995 to 2026, in cash and in today's money. Underneath every chart here sit 3,209 registered sales in SA48 (Lampeter) since 1995, the HM Land Registry record of what buyers really paid, with ONS figures covering rents. Nothing is a valuation, an estimate or an asking price.

Covers registered sales to July 2026 and ONS rents for May 2026. Refreshed monthly as new sales reach the register.

In short: the typical home in SA48 (Lampeter) sold for £218,000 in 2026, the median of 45 registered sales, down 2% on five years earlier. The mean was £223,100, and by floor area homes here have averaged about £2,330 per square metre over the last five years. The figures cover 3,209 sales recorded by HM Land Registry since 1995 and refresh with each monthly release: completed sale prices, not valuations or asking prices.

The postcode district SA48 covering Lampeter, Cwmann sits in Lampeter. A district is the workhorse unit for reading a market: local enough to be meaningful, busy enough that the medians rest on a steady flow of sales.

Where SA48 sits

Shaded by median price on the same scale as the average prices map. Click any shape to open it on the live map with every sale plotted at its address, or zoom in past street level to see the sold homes right here.

£218,000typical sale, 2026
£2,330/m²5-year average per m²
-2%five-year change (cash)
89homes sold, last 12 months
3.9%gross yield, estimated

What a home in SA48 sells for

The 2026 median for SA48 is £218,000, taken from 45 registered sales. The mean, which is what most sites call the "average house price", is £223,100, almost on top of it, so sales bunch tightly around the typical price.

What a square metre costs in SA48

By floor space, homes in SA48 have sold for about £2,330 per square metre on average over the last five years: the like-for-like measure that lets you compare a small flat with a large house, from the Energy Performance Certificate floor areas behind each sale.

Against a national (England and Wales) median of £285,000, SA48 runs 24% below it.

A typical SA48 home, priced year by year (1995 to 2026)

Year by year: the median as it was recorded, and the same figure brought into today's money with ONS CPIH, which is where "did homes get dearer" actually gets answered. Hover shows each year; the legend isolates a series.

Price at the timeIn today's money (CPIH)
£125k£250k£375k£500k1995200020052010201520202026 1995: £49,000 at the time · £106,518 in today's money · 66 sales1996: £51,600 at the time · £108,822 in today's money · 71 sales1997: £55,000 at the time · £112,794 in today's money · 97 sales1998: £58,000 at the time · £117,077 in today's money · 78 sales1999: £60,000 at the time · £119,577 in today's money · 107 sales2000: £71,000 at the time · £139,338 in today's money · 107 sales2001: £61,000 at the time · £117,269 in today's money · 122 sales2002: £79,500 at the time · £149,579 in today's money · 136 sales2003: £99,500 at the time · £183,303 in today's money · 145 sales2004: £135,000 at the time · £245,186 in today's money · 111 sales2005: £158,500 at the time · £282,066 in today's money · 114 sales2006: £164,500 at the time · £285,551 in today's money · 123 sales2007: £165,000 at the time · £279,886 in today's money · 136 sales2008: £143,000 at the time · £234,407 in today's money · 76 sales2009: £169,800 at the time · £272,955 in today's money · 72 sales2010: £154,000 at the time · £241,512 in today's money · 81 sales2011: £133,500 at the time · £201,534 in today's money · 85 sales2012: £142,000 at the time · £209,006 in today's money · 88 sales2013: £140,000 at the time · £201,446 in today's money · 85 sales2014: £150,000 at the time · £212,801 in today's money · 84 sales2015: £160,000 at the time · £226,080 in today's money · 99 sales2016: £150,000 at the time · £209,851 in today's money · 105 sales2017: £158,500 at the time · £216,178 in today's money · 118 sales2018: £169,500 at the time · £225,947 in today's money · 133 sales2019: £180,200 at the time · £236,199 in today's money · 100 sales2020: £182,500 at the time · £236,798 in today's money · 115 sales2021: £222,000 at the time · £281,081 in today's money · 147 sales2022: £210,000 at the time · £246,249 in today's money · 97 sales2023: £215,000 at the time · £236,233 in today's money · 62 sales2024: £235,000 at the time · £249,853 in today's money · 97 sales2025: £225,000 at the time · £230,380 in today's money · 107 sales2026: £218,000 at the time · £218,000 in today's money · 45 sales
See this chart as a table
YearMedian (cash)Median (today's £)Sales
2026£218,000£218,00045
2025£225,000£230,380107
2024£235,000£249,85397
2023£215,000£236,23362
2022£210,000£246,24997
2021£222,000£281,081147
2020£182,500£236,798115
2019£180,200£236,199100
2018£169,500£225,947133
2017£158,500£216,178118
2016£150,000£209,851105
2015£160,000£226,08099
2014£150,000£212,80184
2013£140,000£201,44685
2012£142,000£209,00688
2011£133,500£201,53485
2010£154,000£241,51281
2009£169,800£272,95572
2008£143,000£234,40776
2007£165,000£279,886136
2006£164,500£285,551123
2005£158,500£282,066114
2004£135,000£245,186111
2003£99,500£183,303145
2002£79,500£149,579136
2001£61,000£117,269122
2000£71,000£139,338107
1999£60,000£119,577107
1998£58,000£117,07778
1997£55,000£112,79497
1996£51,600£108,82271
1995£49,000£106,51866

In cash terms the typical SA48 home went from £49,000 in 1995 to £218,000 in 2026, roughly 4 times the price. Adjusted for inflation it still comes to a real rise of roughly 105%, so homes here got dearer in substance, not only in cash. Measured in today's money the market peaked in 2006; the current median sits about 24% below that. Someone who bought at the 2006 peak has not yet seen that price back in real terms.

Year-on-year change in the SA48 median

Each bar is the change on the year before, in cash. The zero line is the boundary between rising and falling.

+50% -20% 0% 1996 · +5.3% on the year before1997 · +6.6% on the year before1998 · +5.5% on the year before1999 · +3.4% on the year before2000 · +18.3% on the year before2001 · −14.1% on the year before2002 · +30.3% on the year before2003 · +25.2% on the year before2004 · +35.7% on the year before2005 · +17.4% on the year before2006 · +3.8% on the year before2007 · +0.3% on the year before2008 · −13.3% on the year before2009 · +18.7% on the year before2010 · −9.3% on the year before2011 · −13.3% on the year before2012 · +6.4% on the year before2013 · −1.4% on the year before2014 · +7.1% on the year before2015 · +6.7% on the year before2016 · −6.3% on the year before2017 · +5.7% on the year before2018 · +6.9% on the year before2019 · +6.3% on the year before2020 · +1.3% on the year before2021 · +21.6% on the year before2022 · −5.4% on the year before2023 · +2.4% on the year before2024 · +9.3% on the year before2025 · −4.3% on the year before2026 · −3.1% on the year before200020052010201520202026

The strongest year on record here is 2004 (+35.7% on the year before); the weakest, 2001 (−14.1%). Single-year swings like these are why the annualised table below matters more than any one year's headline.

What SA48 has returned, per year

PeriodCash, per yearReal terms, per year
1 years (since 2025)−3.1%−5.4%
5 years (since 2021)−0.4%−5.0%
10 years (since 2016)+3.8%+0.4%
20 years (since 2006)+1.4%−1.3%

Compound annual growth of the median sold price; the real column deflates by ONS CPIH. Annualised figures smooth the cycle (the chart above shows the cycle), and past growth is a record, not a forecast.

Detached, semi, terraced, flat: four markets in one

A single median hides the split beneath it. Sales of detached houses dominate the record here, 56% of the typed total. In 2003, the last year both were recorded here, a detached home traded at £144,000 against £38,500 for a flat, 3.7 times the price.

Median by property type, SA48

One line per type, years with too few sales omitted. Hover for the year's figures; click a legend entry to isolate a type.

DetachedSemi-detachedTerraced
£125k£250k£375k£500k1995200020052010201520202026 1995: Detached £59,800 · Semi-detached £47,000 · Terraced £37,8001996: Detached £63,000 · Semi-detached £43,000 · Terraced £45,3001997: Detached £67,000 · Semi-detached £45,000 · Terraced £42,5001998: Detached £68,000 · Semi-detached £53,500 · Terraced £47,0001999: Detached £71,200 · Semi-detached £52,000 · Terraced £41,0002000: Detached £87,200 · Semi-detached £46,200 · Terraced £48,0002001: Detached £86,200 · Semi-detached £50,000 · Terraced £44,5002002: Detached £95,000 · Semi-detached £54,500 · Terraced £55,0002003: Detached £144,000 · Semi-detached £83,500 · Terraced £78,7002004: Detached £175,000 · Semi-detached £105,800 · Terraced £95,8002005: Detached £200,000 · Semi-detached £129,500 · Terraced £120,0002006: Detached £219,000 · Semi-detached £125,000 · Terraced £125,0002007: Detached £225,000 · Semi-detached £140,000 · Terraced £138,0002008: Detached £240,000 · Semi-detached £121,000 · Terraced £117,5002009: Detached £200,000 · Semi-detached £130,000 · Terraced £125,8002010: Detached £205,500 · Semi-detached £135,000 · Terraced £121,0002011: Detached £199,000 · Semi-detached £119,000 · Terraced £110,0002012: Detached £202,200 · Semi-detached £119,000 · Terraced £115,0002013: Detached £196,000 · Semi-detached £124,000 · Terraced £125,0002014: Detached £200,000 · Semi-detached £122,500 · Terraced £125,0002015: Detached £195,000 · Semi-detached £121,500 · Terraced £115,0002016: Detached £187,000 · Semi-detached £118,000 · Terraced £109,5002017: Detached £208,000 · Semi-detached £134,200 · Terraced £121,0002018: Detached £205,000 · Semi-detached £133,500 · Terraced £140,0002019: Detached £237,000 · Semi-detached £135,000 · Terraced £120,0002020: Detached £237,200 · Semi-detached £134,000 · Terraced £126,5002021: Detached £295,000 · Semi-detached £146,200 · Terraced £160,5002022: Detached £340,000 · Semi-detached £160,000 · Terraced £160,0002023: Detached £290,000 · Semi-detached £180,000 · Terraced £132,5002024: Detached £320,000 · Semi-detached £185,000 · Terraced £168,0002025: Detached £304,000 · Semi-detached £180,000 · Terraced £170,0002026: Detached £287,500 · Semi-detached £177,800 · Terraced £164,000
TypeMedian (2026)Sales that yearAll-time sales
Detached£287,500221,779
Semi-detached£177,80015779
Terraced£164,0007603
Flats£38,500 (2003)5

Transaction volumes

The year-by-year sales count

Annual recorded sales. The post-2008 trough is the financial crisis; treat the final bar as provisional while registrations catch up.

50100150200 1995: 66 sales1996: 71 sales1997: 97 sales1998: 78 sales1999: 107 sales2000: 107 sales2001: 122 sales2002: 136 sales2003: 145 sales2004: 111 sales2005: 114 sales2006: 123 sales2007: 136 sales2008: 76 sales2009: 72 sales2010: 81 sales2011: 85 sales2012: 88 sales2013: 85 sales2014: 84 sales2015: 99 sales2016: 105 sales2017: 118 sales2018: 133 sales2019: 100 sales2020: 115 sales2021: 147 sales2022: 97 sales2023: 62 sales2024: 97 sales2025: 107 sales2026: 45 sales1995200020052010201520202026

The monthly pulse, last five years

Sales as they reached the register each month. Expect the seasonal sawtooth, and discount the newest months while late entries land.

5101520 August 2021 · 9 sales registeredSeptember 2021 · 15 sales registeredOctober 2021 · 12 sales registeredNovember 2021 · 7 sales registeredDecember 2021 · 7 sales registeredJanuary 2022 · 9 sales registeredFebruary 2022 · 5 sales registeredMarch 2022 · 12 sales registeredApril 2022 · 8 sales registeredMay 2022 · 11 sales registeredJune 2022 · 4 sales registeredJuly 2022 · 11 sales registeredAugust 2022 · 6 sales registeredSeptember 2022 · 7 sales registeredOctober 2022 · 9 sales registeredNovember 2022 · 6 sales registeredDecember 2022 · 9 sales registeredJanuary 2023 · 7 sales registeredFebruary 2023 · 5 sales registeredMarch 2023 · 7 sales registeredApril 2023 · 7 sales registeredMay 2023 · 5 sales registeredJune 2023 · 4 sales registeredJuly 2023 · 5 sales registeredAugust 2023 · 6 sales registeredSeptember 2023 · 4 sales registeredOctober 2023 · 4 sales registeredNovember 2023 · 4 sales registeredDecember 2023 · 4 sales registeredJanuary 2024 · 12 sales registeredFebruary 2024 · 7 sales registeredMarch 2024 · 5 sales registeredApril 2024 · 10 sales registeredMay 2024 · 5 sales registeredJune 2024 · 4 sales registeredJuly 2024 · 6 sales registeredAugust 2024 · 6 sales registeredSeptember 2024 · 8 sales registeredOctober 2024 · 14 sales registeredNovember 2024 · 10 sales registeredDecember 2024 · 10 sales registeredJanuary 2025 · 4 sales registeredFebruary 2025 · 10 sales registeredMarch 2025 · 12 sales registeredApril 2025 · 12 sales registeredMay 2025 · 4 sales registeredJune 2025 · 8 sales registeredJuly 2025 · 13 sales registeredAugust 2025 · 11 sales registeredSeptember 2025 · 11 sales registeredOctober 2025 · 4 sales registeredNovember 2025 · 7 sales registeredDecember 2025 · 11 sales registeredJanuary 2026 · 4 sales registeredFebruary 2026 · 8 sales registeredMarch 2026 · 8 sales registeredApril 2026 · 5 sales registeredMay 2026 · 10 sales registeredJune 2026 · 6 sales registeredJuly 2026 · 4 sales registered

The register shows 89 SA48 sales across the most recent twelve months of data. Like most of England and Wales, turnover never fully recovered from 2008: the market here averaged 124 sales a year before the financial crisis and 82 a year over the last five. Price without volume misleads: a median built on few sales jumps around, and one street can tilt it. Keep in mind too that the latest year is still filling in, since sales reach the register weeks or months after completion.

Reading the SA48 market

Only 89 sales completed here in the last twelve months of data, which makes SA48 a thin market. Each figure rests on few transactions, so single streets can swing the median and the charts deserve a sceptical squint.

What homes rent for around SA48

For renting purposes SA48 sits in Ceredigion. The ONS average private rent there is £714 a month (May 2026). A one-bed averages £555 a month here and a four-or-more-bed £1,074, so size does most of the work in setting the rent.

Average monthly rent by size, Ceredigion

ONS Price Index of Private Rents, May 2026.

1 bed: £555 a month£5551 bed2 bed: £655 a month£6552 bed3 bed: £757 a month£7573 bed4+ bed: £1,074 a month£1,0744+ bed

Set against the £218,000 median sold price, £714 a month is £8,568 a year, a gross yield of 3.9%: gross, before letting costs, voids, maintenance and tax, so a ceiling rather than a promise. Rents are published at local-authority level, so nearby districts in the same authority share these figures.

SA48 (Cwmann): the questions that come up

How much did a house sell for in SA48 (Cwmann)?
Land Registry recorded 45 sales in SA48 (Cwmann) in 2026, with a median sold price of £218,000. Every one is free to view at its exact address on the HomesIndex map.
Are property prices falling in SA48 (Cwmann)?
In SA48 (Cwmann) the median moved down 3% year on year; over five years it is down 2%. The full year-by-year table since 1995 is on this page.
Is SA48 (Cwmann) a good place to buy a house?
SA48 (Cwmann) sold prices are down 2% over five years. This report weighs growth, affordability and volume against neighbouring areas using only recorded sales.

Are SA48 prices heading up or down?

The record answers a different question than "what happens next": the median is roughly flat over five years in cash but down 22% after inflation. Put the volume chart beside the price chart before drawing conclusions, and allow for the register's lag behind actual completions.

SA48's current homes for sale

Everything above is what homes in SA48 sold for. The live side of the market holds 76 homes at the moment, listed by 3 agents publishing to HomesIndex, at a typical asking price 25% above the SA48 median sold price.

£272,475Typical asking price now
£218,000Median sold price
14 below what sold nearby27 in line with nearby sales10 above nearby sales19 well above nearby sales

20% of what is on the market here is asking below what comparable homes actually sold for. Every listing is measured against recent recorded sales of similar nearby homes.

"Under comparable sales" compares each asking price with what similar homes nearby actually sold for. It is a starting point for a conversation, not a valuation. Always look at the home itself.

See every SA48 home for sale on the map →

These asking prices come live from estate agents publishing feeds to HomesIndex, refreshed each Monday and Thursday. They are a sample of the market rather than its entirety, and an asking price is not a sale price.

What another bedroom costs in SA

What homes of each size actually sold for across the SA area, from the Land Registry record. How much a size step costs is a local fact: the third-bedroom premium runs from about a quarter to nearly four fifths depending on the area, and national rules of thumb miss it.

Type1 bed2 bed3 bed4 bed5 bed
Detached£225,000£300,000 (+33%)£420,000 (+40%)£518,750 (+24%)
Semi-detached£152,000£168,000 (+11%)£190,000 (+13%)£268,000 (+41%)£350,000 (+31%)
Terraced£132,500£130,000 (-2%)£148,670 (+14%)£185,000 (+24%)£270,000 (+46%)
Flat£107,500£145,000 (+35%)£222,500 (+53%)

Four years of recorded sales, split by built form and bedroom count. The register does not state bedrooms, so sizes come from each home's EPC record and a few homes will land one size out. Where too few homes exist to say anything meaningful, the cell is blank.

The risers and the fallers

SA48 ranks 41 of 51 in the SA area on five-year growth. The gap between the top and bottom of this chart is the difference between buying well and buying badly in the same city.

Inside SA48, sector by sector

The next slice down is the postcode sector: a group of streets, each with its own report. Two sectors a short walk apart can trade at sharply different prices.

SectorMedian (latest)Sales that year
SA48 7£214,00020
SA48 8£225,00025

How SA48 compares nearby

Same city, different markets. The dearest districts of the SA area, and SA48 itself, which ranks 25 of 51 by median price:

DistrictMedian5-year
SA42£345,000-6%
SA3£342,500+0%
SA36£316,200+44%
SA41£300,000+40%
SA69£295,200-5%
SA39£295,000+56%
SA32£292,500-2%
SA63£290,000+3%
SA45£289,000+9%
SA67£288,500+22%
SA62£275,000+10%
SA68£270,000+15%
SA35£268,500+21%
SA34£268,000+3%
SA19£265,800+13%
SA33£263,500+12%
SA40£250,000+49%
SA44£246,800+7%
SA2£240,000+6%
SA46£238,000+6%
SA38£235,000-15%
SA37£230,000-26%
SA70£230,000-10%
SA48 (this report)£218,000-2%

Selling in SA48? Start from the sold record

Ground the asking price in real sold prices first. The average prices map gives a rough value in a minute: start at SA48's shading and zoom to the sold homes on the street itself. Agents work from this same Land Registry record when they value; this page puts it in front of you before they arrive.

Estate agents working SA48: the featured spot on this report is free for founding agents, one per district. Claim SA48.

Keep digging

Behind the answers sits the same Land Registry record as this page, with SA48 already set as the subject. Free, one click sign in.

The live map plots every individual SA48 sale at its exact address, and the average prices map zooms from neighbourhood shading to single homes. For a specific question, the report tool writes a custom answer, and any sale's mortgage and rent calculator runs the numbers on a real purchase.

How this page is made: the statistics are computed from HM Land Registry Price Paid Data (Crown copyright, OGL v3.0), geocoded to address level; inflation adjustment uses the ONS CPIH index; rents are the ONS Price Index of Private Rents at local-authority level. Medians of recorded sales, not valuations. Nothing on this page is financial advice.